4 Joshua Court, Brampton, ON
Northgate, Brampton · MLS® W12825422
About this home
Welcome to this beautifully renovated 3-bedroom detached home, fully upgraded from top to bottom with modern finishes and quality craftsmanship throughout. This move-in-ready property offers the perfect blend of comfort, style, and income potential.The main level features a bright and spacious open-concept layout, a modern kitchen with upgraded cabinetry, countertops, and stainless steel appliances, along with stylish flooring and updated lighting throughout. The generous bedrooms offer ample closet space, and the bathrooms have been tastefully renovated with contemporary fixtures.The fully legal 1-bedroom basement apartment has a separate entrance and is already rented out, providing immediate rental income - an excellent opportunity for investors or homeowners looking to offset their mortgage.Additional highlights include:Metal Roof so no maintenance needed for life time, Fully upgraded interior from top to bottom, Legal basement apartment (currently tenanted)Turnkey investment or ideal multi-generational living.Don't miss this incredible opportunity to own a beautifully upgraded home with built-in income potential!Seller will install the paving stones when the snow clears.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- W12825422
- Bedrooms
- 4 (3 + 1)
- Bathrooms
- 4 (1 half)
- Size
- 1500-2000
- Lot
- 30 × 84 ft
- Cross streets
- Williams Pkwy and Bramalea Rd
- Parking
- 1 garage · 5 parking (attached)
- Basement
- Apartment
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick Front
- Foundation
- Concrete Block
- Roof
- Metal
- Sewer
- Sewer
- Property tax
- $4,899 / 2025
- Days on market
- 141
- Listing brokerage
- INTERNATIONAL REALTY FIRM, INC.
Rooms
laminate · 4 pc ensuite
breakfast bar · w/o to sunroom · 2 pc bath
laminate · walk-out
hardwood floor · walk-out
breakfast bar · b/i bar · eat-in kitchen
Listed at $898,000, this home is about 8% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.
Based on 7 similar homes nearby, adjusted for size, beds, and baths.Median of 7 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $754K, lower than the comparables and worth a second look.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $980K
- Adjusts to $980K
That comparable adjusts to $980K; the $980K estimate above is the median of all 7 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. N Jordan Blvd at Joshua Crt is about a 1-minute walk away.
Total price vs nearby homes. Fair value about $980K, median of 7 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
- Open-concept layout: modern, sought-after flow.
- Currently tenanted: confirm the lease terms and vacant-possession timing before closing.
- Income potential
- Value driver
- Lifestyle
- Worth verifying
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homesThis home lists 9% below the area average of $561/sqft.
140 days longer than the Brampton average (1 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Northgate, Brampton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Many errands can be done on foot; a car still helps.
🚉 Nearest transit: N Jordan Blvd at Joshua Crt, about 56 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Brampton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $718,400 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,834
- Property tax
- $408
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,242
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $14,435
- Estimated closing costs
- $14,435
Plus your down payment of $179,600. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $230,019
- Principal paid down
- $91,488
- Interest paid
- $138,531
- Balance remaining
- $626,912
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of INTERNATIONAL REALTY FIRM, INC.. MLS®/PropTx.