117 Mill Street, Brampton, ON

Downtown Brampton, Brampton · MLS® W12866482

$818,000
For Sale
Listed 129 days ago
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4Bedrooms
3Bathrooms
1Garage · 3 parking
1500-2000Sq Ft

About this home

Nestled on a tree lined street in Old Brampton, this absolutely charming Tudor style home is waiting for you! Prepare to fall in love with the renovations inside- Modern conveniences mixed with traditional character that has been thoughtfully maintained. Where to begin? You are welcomed into an air-lock foyer with a customized closet for convenient storage. Then there is the living room, complete with gas fireplace, Norh East facing bay window. Warm, even raditor heat, plus more architectural details of cove mouldings and Arched entryways lead you to the dining room. You will be blown away by the drama of the custom kitchen! Space maximizing detailed cabinetry, granite couters, Breakfast bar, and a sink overlooking the south facing backyard. There is also a ridiculously bright Family Room and a powder room, But this main floor is larger than it appears from the street! There is also a bedroom tucked away from the noise of family life that would also make a great home office. Upstairs, you will find 2 more bright bedrooms, each with their own fully customized walk-in closet. There is also a full bathroom, renovated to make the most of the available space. The basement can easily be accessed off the kitchen/ directly out the back dooor. It is also fully finished to maximize space while preserving the character of the home. You will find a full bathroom, a bedroom, a recreation room, a family room and a kitchen. Plus a laundry room and a utility room! But there's more! A Detached garage, a garden shed, a large, fenced, south facing, treed backyard AND a deck with a pergola to filter the afternoon light. Imagine hosting this summer! Imagine walking to the shops of downtown Brampton! Book your private showing today. Taxes per Geowarehouse. Sold under power of sale. Sold As-Is, Where Is. Seller does not warranty any aspects of property, including but not limited to: sizes, taxes or condition.

Key facts

Property type
Detached, 1 1/2 Storey
MLS®
W12866482
Bedrooms
4 (3 + 1)
Bathrooms
3 (1 half)
Size
1500-2000
Lot
40 × 192.41 ft
Cross streets
Main - Mill - Frederick
Parking
1 garage · 3 parking (detached)
Driveway
Private Double
Basement
Finished, Full
Kitchens
2 (1 + 1)
Heating
Water
A/C
Wall Unit(s)
Exterior
Brick
Foundation
Stone, Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$7,852 / 2025
Days on market
129
Listing brokerage
SOLID ROCK REALTY

Rooms

KitchenBasement3.35 × 2.40 m

laminate · window · pot lights

BathroomSecond2.74 × 2.10 m

hardwood floor · closet organizers · walk-in closet(s)

Primary BedroomSecond3.96 × 3.05 m

walk-in closet(s) · closet organizers · walk-in closet(s)

Dining RoomMain3.65 × 2.74 m

hardwood floor · crown moulding · overlooks living

Powder RoomMain1.52 × 0.60 m

ceramic floor · renovated · pedestal sink

Family RoomBasement4.87 × 4.38 m
Bedroom 3Main3.35 × 2.44 m

hardwood floor · closet · window

Living RoomMain5.45 × 3.66 m

hardwood floor · bow window · fireplace

Bedroom 2Second3.66 × 3.65 m

walk-in closet(s) · closet organizers · walk-in closet(s)

KitchenMain5.48 × 3.35 m

granite counters · breakfast bar · overlooks family

Bedroom 4Basement3.35 × 2.98 m

laminate · window

Family RoomMain5.18 × 3.65 m

hardwood floor · skylight · w/o to deck

Living RoomBasement5.45 × 3.65 m

heated floor · pot lights · window

LaundryBasement3.87 × 3.07 m
FoyerMain0.91 × 1.50 m
Moe’s TakeTeam Asgarian · Broker
Below the wider set
$923Kest. value

Listed at $818,000, this home is tracking about 11% below a wider set of listings, though close matches were thin, so it is worth confirming with a precise CMA rather than reading it as a clear deal. The number above is my independent estimate of value, not the asking price.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 36 similar homes nearby, adjusted for size, beds, and baths.Median of 36 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.22M, higher than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $875K
  • Bathrooms −$15K
  • Adjusts to $860K

That comparable adjusts to $860K; the $923K estimate above is the median of all 36 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, this is a very walkable address with everyday errands close by. Main St. S. @ Clarence St. is about a 4-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$818KGreat deal$1.08MOverpriced

Total price vs nearby homes. Fair value about $923K, median of 36 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
  • Sold as-is / needs work: budget for renovation, the price should reflect the condition.
  • Value driver
  • Weigh carefully
Comparable listingsCurrently listed nearby in Downtown Brampton · asking prices
$889kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

61 Chapel Street$799k20 Fleming Avenue$1.04M9 Jessie Street$825k53 Mill Street$895k

The 4 closest active listings nearby.

See all comparable homes
818kThis home799k1.04M825k895kThis home vs active comparables
Live market pulseActive comparables in Downtown Brampton · median list $900K
$467this home / sqft
40active listings nearby
129days on market

This home lists 27% below the area average of $643/sqft.

128 days longer than the Brampton average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Downtown Brampton, Brampton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

74/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Main St. S. @ Clarence St., about 338 m away

20+ transit stops4 grocery20+ dining20+ parks13 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Brampton East
$816K
Northwood Park
$999K
Fletcher's West
$969K
Credit Valley
$1.34M
Heart Lake West
$811K

Typical asking price of active listings of the same type, per area (outliers removed). Brampton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$3,728/mo
$168KIncome needed
4.9×Price ÷ income
$860Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

85%mortgage
Mortgage $3,728Property tax $654Total carry $4,383

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,492per month

Mortgage amount $654,400 · 4.14% over 25 years

$163,600Down payment (20.0%)
$654,400Loan before insurance
$0CMHC premium
$4,146Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,492
Property tax
$654
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,146

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$12,835
Estimated closing costs
$12,835

Plus your down payment of $163,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$4,242/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$393,236Total interest paid
$1,047,636Total of all payments
Principal $654,400 Interest $393,236
YearPrincipalInterestBalance
1$15,330$26,575$639,070
2$15,972$25,934$623,098
3$16,640$25,266$606,458
4$17,336$24,570$589,123
5$18,061$23,845$571,062
6$18,816$23,089$552,246
7$19,603$22,302$532,642
8$20,423$21,482$512,219
9$21,278$20,628$490,942
10$22,168$19,738$468,774
11$23,095$18,811$445,679
12$24,061$17,845$421,619
13$25,067$16,838$396,551
14$26,116$15,790$370,436
15$27,208$14,697$343,227
16$28,346$13,559$314,881
17$29,532$12,374$285,349
18$30,767$11,138$254,582
19$32,054$9,851$222,528
20$33,395$8,511$189,133
21$34,792$7,114$154,341
22$36,247$5,658$118,094
23$37,763$4,142$80,331
24$39,343$2,563$40,988
25$40,988$917$0

At the end of your 5-year term

Total paid over the term
$209,527
Principal paid down
$83,338
Interest paid
$126,189
Balance remaining
$571,062

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
3.0%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.6%
Gross yield
− Property tax $7,852− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $24,390

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SOLID ROCK REALTY. MLS®/PropTx.

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