12 Haywood Drive, Brampton, ON

Credit Valley, Brampton · MLS® W12903356

$1,599,000
For Sale
Listed 119 days ago
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7Bedrooms
6Bathrooms
2Garage · 6 parking
3000-3500Sq Ft

About this home

Welcome to this exquisite 4-bedroom & 3 bedroom legal basement apartment, 6-bathroom detached residence located in the prestigious Credit Valley neighbourhood. Offering approximately 4,200 sq. ft. of total living space, this stunning home showcases elegant design, premium finishes, and hardwood flooring throughout. Step through the impressive double-door entry into a bright and spacious layout filled with natural light. The main level is thoughtfully designed for both comfortable family living and elegant entertaining, featuring pot lights, refined finishes, and a seamless flow between principal rooms. The gourmet kitchen is a true showpiece, complete with stainless steel appliances, a gas stove, built-in dishwasher, microwave, a spacious center island, and ample cabinetry - perfect for hosting and everyday living. The main living areas provide direct access to a beautifully landscaped, well-maintained backyard, ideal for relaxing or entertaining outdoors. The home also features a stamped concrete driveway and backyard, with no sidewalk, offering additional parking convenience and enhanced curb appeal. Upstairs, retreat to the luxurious primary suite featuring a spa-inspired ensuite bath and generous his-and-hers closets. The primary bedroom features tray ceiling. Each additional bedroom is well-appointed, offering comfort and privacy for family members.A major highlight of this home is the legal 3-bedroom basement apartment, providing excellent rental income potential or comfortable space for extended family. Conveniently located near Ingleborough Public School, Springbrook Pblic School, St Roch Catholic Schl , trails, parks, close to all amenities. Enjoy proximity to parks, scenic trails, community centres, shopping plazas, restaurants, GO Station, public transit, and easy access to Highways 401, 407, and 410.

Key facts

Property type
Detached, 2-Storey
MLS®
W12903356
Bedrooms
7 (4 + 3)
Bathrooms
6 (1 half)
Size
3000-3500
Lot
49.87 × 112.2 ft
Cross streets
Queen St & Mississauga Rd
Parking
2 garage · 6 parking (attached)
Driveway
Private
Basement
Separate Entrance, Apartment
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stone
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$9,365 / 2025
Days on market
119
Listing brokerage
UPSTATE REALTY INC.

Rooms

Bedroom 3Basement0.00 × 0.00 m

laminate · closet · window

Family RoomMain3.90 × 4.70 m

hardwood floor · pot lights · gas fireplace

KitchenBasement2.30 × 7.20 m

ceramic floor · pot lights · open concept

Bedroom 2Basement2.70 × 3.40 m

laminate · closet · window

Primary BedroomSecond3.90 × 5.70 m

hardwood floor · ceiling fan(s) · walk-in closet(s)

BreakfastMain6.40 × 4.40 m

ceramic floor · pot lights · combined w/kitchen

Dining RoomMain4.20 × 3.60 m

hardwood floor · pot lights · window

Living RoomBasement3.30 × 6.30 m

laminate · pot lights · window

BedroomBasement2.70 × 3.40 m

laminate · closet · window

Living RoomMain4.50 × 3.60 m

hardwood floor · pot lights · window

Bedroom 3Second3.60 × 3.60 m

hardwood floor · closet · window

Bedroom 2Second4.30 × 5.70 m

hardwood floor · closet · window

KitchenMain6.40 × 4.40 m

ceramic floor · pot lights · stainless steel appl

Moe’s TakeTeam Asgarian · Broker
In line
$1.56Mest. value

Listed at $1,599,000, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.

Based on 29 similar homes nearby, adjusted for size, beds, and baths.Median of 29 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.37M, a bit lower.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.38M
  • Bedrooms +$30K
  • Bathrooms +$15K
  • Adjusts to $1.42M

That comparable adjusts to $1.42M; the $1.56M estimate above is the median of all 29 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Queen St opp Elbern Markell Dr is about a 4-minute walk away.

List price
$1.48MGreat deal$1.63MOverpriced

Total price vs nearby homes. Fair value about $1.56M, median of 29 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant.
  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
  • Primary suite: a key comfort and resale feature.
  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Income potential
  • Value driver
  • Lifestyle
Comparable listingsCurrently listed nearby in Credit Valley · asking prices
$1.60Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

10 Danfield Court$1.50M85 Ebury Drive$1.45M48 Hanbury Crescent$1.85M

The 3 closest active listings nearby.

See all comparable homes
1.60MThis home1.50M1.45M1.85MThis home vs active comparables
Live market pulseActive comparables in Credit Valley · median list $1.48M
$492this home / sqft
41active listings nearby
119days on market

This home lists 7% above the area average of $460/sqft.

118 days longer than the Brampton average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Credit Valley, Brampton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

51/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: Queen St opp Elbern Markell Dr, about 304 m away

20+ transit stops1 grocery15 dining18 parks2 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Northwood Park
$999K
Bram West
$1.34M
Fletcher's West
$969K
Northwest Brampton
$1.20M
Fletcher's Meadow
$918K

Typical asking price of active listings of the same type, per area (outliers removed). Brampton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$7,288/mo
$306KIncome needed
5.2×Price ÷ income
$1,682Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $7,288Property tax $780Total carry $8,068

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$6,826per month

Mortgage amount $1,279,200 · 4.14% over 25 years

$319,800Down payment (20.0%)
$1,279,200Loan before insurance
$0CMHC premium
$7,607Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$6,826
Property tax
$780
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$7,607

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$28,455
Estimated closing costs
$28,455

Plus your down payment of $319,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$8,291/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$768,686Total interest paid
$2,047,886Total of all payments
Principal $1,279,200 Interest $768,686
YearPrincipalInterestBalance
1$29,967$51,948$1,249,233
2$31,221$50,695$1,218,012
3$32,527$49,389$1,185,485
4$33,887$48,028$1,151,598
5$35,305$46,611$1,116,294
6$36,781$45,134$1,079,512
7$38,320$43,596$1,041,192
8$39,923$41,993$1,001,270
9$41,593$40,323$959,677
10$43,332$38,583$916,345
11$45,145$36,770$871,200
12$47,033$34,882$824,166
13$49,001$32,915$775,166
14$51,050$30,865$724,115
15$53,186$28,730$670,930
16$55,410$26,505$615,520
17$57,728$24,187$557,792
18$60,143$21,773$497,649
19$62,658$19,257$434,991
20$65,279$16,636$369,711
21$68,010$13,906$301,702
22$70,855$11,061$230,847
23$73,818$8,097$157,029
24$76,906$5,009$80,123
25$80,123$1,793$0

At the end of your 5-year term

Total paid over the term
$409,577
Principal paid down
$162,906
Interest paid
$246,671
Balance remaining
$1,116,294

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$6,300/mo
$75,600Gross annual rent
3.5%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.7%
Gross yield
− Property tax $9,365− Insurance $1,400− Vacancy & upkeep $8,316Net operating income $56,519

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of UPSTATE REALTY INC.. MLS®/PropTx.

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