402-60 Baycliffe Crescent, Brampton, ON
Northwest Brampton, Brampton · MLS® W12903618
About this home
Location ! Location ! 1 Bedroom & 1 Bath , private balcony, 2 OWNED PARKING & locker In the Mount Pleasant Community seconds to Mount Pleasant Go Station & Village Square. you walk in you're greeted w/ a spacious foyer with crossed tile floor , soaring 9 ft ceilings, Open concept Living room with Laminate floor & W/O to balcony , Master bedroom with double closet & overlooks to Front of the building ,Kitchen with stainless steel appliances & Backsplash , Quartz countertop & combined with living room ,large windows, sliding doors to a private balcony. Location makes this an incredible package. Do you work downtown or need to take the GO train to work, this will be the easiest 2 min walk to the Go Station! On top of that enjoy endless shopping amenities, Recreation centers & community events at your front door.
Key facts
- Property type
- Condo Apartment, Apartment
- MLS®
- W12903618
- Bedrooms
- 1
- Bathrooms
- 1
- Size
- 600-699
- Cross streets
- Bovaird / Mississauga Rd
- Parking
- 2 parking
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Concrete
- Maintenance
- $443/mo
- Exposure
- West
- Property tax
- $2,906 / 2025
- Days on market
- 119
- Listing brokerage
- CENTURY 21 PEOPLE`S CHOICE REALTY INC.
Rooms
tile floor · stainless steel appl · open concept
hardwood floor · open concept · w/o to balcony
laminate · open concept · combined w/living
laminate · overlooks frontyard · double closet
tile floor · b/i shelves
laminate · open concept · w/o to balcony
Listed at $459,900, this home is about 14% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.
Priced above comparable homes overall, but the price per square foot ($708/sqft) is in line with the area, so you are paying for extra space rather than a premium.
Based on 9 similar homes nearby, adjusted for size, beds, and baths.Median of 9 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $394K, a close match.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $450K
- Bedrooms −$30K
- Bathrooms −$15K
- Adjusts to $405K
That comparable adjusts to $405K; the $405K estimate above is the median of all 9 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Ganton Heights w/of Commuter Dr is about a 1-minute walk away.
Total price vs nearby homes. Fair value about $405K, median of 9 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
- Open-concept layout: modern, sought-after flow.
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
- Worth verifying
- Lifestyle
- Value driver
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homesThis home lists 2% above the area average of $691/sqft.
97 days longer than the Brampton average (22 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Northwest Brampton, Brampton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Many errands can be done on foot; a car still helps.
🚉 Nearest transit: Ganton Heights w/of Commuter Dr, about 73 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Brampton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $367,920 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $1,963
- Property tax
- $242
- Condo / maintenance fees
- $443
- Heating
- $0
- Estimated monthly cost
- $2,649
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $5,673
- Estimated closing costs
- $5,673
Plus your down payment of $91,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $117,801
- Principal paid down
- $46,855
- Interest paid
- $70,947
- Balance remaining
- $321,065
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 PEOPLE`S CHOICE REALTY INC.. MLS®/PropTx.