308 Third Line, Oakville, ON
West, Oakville · MLS® W12909962
About this home
Beautiful Fully renovated, Ready to move in 4 level detached side split home on a large corner lot with 2022 sqft. of total living space, including newly built city-approved second dwelling, 2 bedroom legal basement in desirable Bronte Neighborhood, steps to the Lake, Coronation Park and opposite to Hopedale Mall, newly opened Walmart and major banks. Living room features Electric Fireplace with custom stone accent wall, large bay window in dining area. Gorgeous kitchen features granite counters, custom cabinetry, SS Appliances, B/I Double oven, Island with breakfast bar and stove top. Extra laundry room on main floor. Second level features 3 spacious bedrooms and a newly renovated modern 4-piece bathroom with frameless glass shower enclosure. Lower level has a spacious living area with new kitchen, above ground windows, laundry room, 3 pc bath and newly covered walk up to yard. Newly built basement has 2 spacious bedrooms with large walk-in closets and windows, sump pump room, and lots of storage space. Enjoy the front and backyard retreat with landscaped lawns, interlocked backyard and side, metal gazebo, fire pit and a garden shed Plenty of parking space and detached garage. 20 ft wide main gate, extra man gate and metal front fence for privacy and safety. Steel roof. Upgraded to 200 Amps electricity connection and 3/4 inch main water line.
Key facts
- Property type
- Detached, Sidesplit 4
- MLS®
- W12909962
- Bedrooms
- 5 (3 + 2)
- Bathrooms
- 3 (1 half)
- Size
- 1100-1500
- Lot
- 132.83 × 64.33 ft
- Cross streets
- Rebecca St/Third Ln
- Parking
- 1 garage · 12 parking (detached)
- Driveway
- Circular Drive
- Basement
- Apartment, Separate Entrance
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Stone, Stucco (Plaster)
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $6,569 / 2025
- Days on market
- 116
- Listing brokerage
- HOMELIFE/MIRACLE REALTY LTD
Rooms
laminate · window · closet
laminate · window · closet
tile floor · window · stainless steel appl
laminate · window · stainless steel appl
hardwood floor · combined w/dining · large window
hardwood floor · window · closet
hardwood floor · window · closet
hardwood floor · combined w/living · w/o to yard
hardwood floor · window · closet
vinyl floor · window
Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.
Ask Moe if this price is fairOn location, this is a very walkable address with everyday errands close by. Third Line Rebecca is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
- Corner lot: more light and frontage, sometimes at the cost of privacy.
- Value driver
- Weigh carefully
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 3 closest active listings nearby.
See all comparable homesThis home lists 38% above the area average of $949/sqft.
111 days longer than the Oakville average (5 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
West, Oakville, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Most daily errands can be done on foot.
🚉 Nearest transit: Third Line Rebecca, about 29 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Oakville.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $1,359,910 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $7,257
- Property tax
- $547
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $7,804
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $30,473
- Estimated closing costs
- $30,473
Plus your down payment of $339,978. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $435,419
- Principal paid down
- $173,185
- Interest paid
- $262,234
- Balance remaining
- $1,186,725
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE/MIRACLE REALTY LTD. MLS®/PropTx.