PH502-80 Palace Pier Court, Toronto, ON

Mimico, Toronto · MLS® W12916810

$998,000
For Sale
Listed 115 days ago
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3Bedrooms
2Bathrooms
2Garage
1200-1399Sq Ft

About this home

WATERFRONT LIVING at Nevis Villa Condos, in the heart of Humber Bay Shores. Be part of a boutique 5-storey, luxurious 29-suite building, with lake and skyline vistas. BUILDING FEATURES 24-hour concierge, sauna, fitness centre, lounge, billiard room, car wash station and a sun-filled rooftop terrace-garden complete with fireplace and BBQ area for entertaining. END SUITE, BEING ONE OF FIVE EXCLUSIVE SUITES LOCATED AT THE TOP FLOOR, this unit was ORIGINALLY PLANNED BY THE BUILDER AS A THREE-BEDROOM (see attached builder plan). After combining the Primary Bedroom into a larger suite, the current floor plan (see attached) offers two-bedrooms, two-baths, within a spacious 1,360 sq. ft. layout of bright, sun-filled rooms, a gas fireplace and a balcony providing lake and city skyline views. OPEN CONCEPT kitchen with bar island overlooking the dining and living rooms. CUSTOM BUILT CABINETRY surrounding gas fireplace with mantle. PRIMARY BEDROOM with luxurious 6-piece ensuite, walk-in closet. SECOND BEDROOM (once demised from Primary Bedroom), East facing windows with southern Lake Vista, Double Closet. THIRD BEDROOM, bright with large windows and a 3-piece ensuite. Hardwood throughout, in-suite washer/dryer, stainless steel appliances, gas stove top, and granite countertops. Balcony with BBQ gas line. Two tandem parking spots with lockers. This elegant building offers a high-end living experience to enjoy the best of lakefront living. Step outside for a stroll, jog or cycle on the Martin Goodman Trail. Enjoy waterfront parks, restaurants, cafes, shops, and the Yacht Club. At the foot of the Humber Bay Arch Bridge, Sheldon Lookout and Humber Bay Shore Park.

Key facts

Property type
Condo Apartment, Apartment
MLS®
W12916810
Bedrooms
3
Bathrooms
2
Size
1200-1399
Cross streets
Waterfront Dr / Palace Pier Ct
Parking
2 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$1,624/mo
Exposure
North East
Property tax
$4,457 / 2025
Days on market
115
Listing brokerage
INTERNATIONAL REALTY FIRM, INC.

Rooms

Dining RoomMain5.18 × 2.30 m

hardwood floor · crown moulding · combined w/living

Bedroom 2Main3.35 × 2.90 m

hardwood floor · double closet

Primary BedroomMain4.57 × 3.20 m

6 pc ensuite · walk-in closet(s)

Living RoomMain4.57 × 3.30 m

hardwood floor · w/o to balcony · crown moulding

KitchenMain3.20 × 2.74 m

breakfast bar · stainless steel appl · granite counters

Bedroom 3Main3.81 × 2.74 m

hardwood floor · 3 pc ensuite · double closet

Listing history

  1. Mar 24, 2026Listed$998,000

Price and status history from the listing board. Deemed reliable but not guaranteed.

Moe’s TakeTeam Asgarian · Broker
Below comparables
$1.10Mest. value

Listed at $998,000, this home is about 9% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

Based on 18 similar homes nearby, adjusted for size, beds, and baths.Median of 18 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $982K, a bit lower.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.40M
  • Bedrooms +$30K
  • Adjusts to $1.43M

That comparable adjusts to $1.43M; the $1.10M estimate above is the median of all 18 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Étienne Brûlé Junior School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Marine Parade Dr at Lake Shore Blvd West is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$998KGreat deal$1.15MOverpriced

Total price vs nearby homes. Fair value about $1.10M, median of 18 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Primary suite: a key comfort and resale feature.
  • Open-concept layout: modern, sought-after flow.
  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Lifestyle
Comparable listingsCurrently listed nearby in Mimico · asking prices
$1.49Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

602-1 Palace Pier Court$1.07MLPH2906-88 Park Lawn Road$1.10M2302-80 Marine Parade Drive$1.60MPH102-PH102 Annie Craig Drive$2.20M

The 4 closest active listings nearby.

See all comparable homes
998kThis home1.07M1.10M1.60M2.20MThis home vs active comparables
Live market pulseActive comparables in Mimico · median list $885K
$768this home / sqft
29active listings nearby
115days on market

This home lists 10% below the area average of $857/sqft.

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Mimico, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

81/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Marine Parade Dr at Lake Shore Blvd West, about 136 m away

20+ transit stops4 grocery20+ dining20+ parks12 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Waterfront Communities C1
$688K
Annex
$1.39M
Church-Yonge Corridor
$574K
Waterfront Communities C8
$998K
Banbury-Don Mills
$500K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Étienne Brûlé Junior School
79%
Étienne Brûlé Junior SchoolPublic · Elementary · 1.3 km awayAbove the GTA average · 79% meet the provincial standard

Affordability & Mortgage

Affordability
$4,549/mo
$219KIncome needed
4.6×Price ÷ income
$1,050Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

70%mortgage
Mortgage $4,549Property tax $371Condo fee $1,624Total carry $6,544

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,261per month

Mortgage amount $798,400 · 4.14% over 25 years

$199,600Down payment (20.0%)
$798,400Loan before insurance
$0CMHC premium
$6,256Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,261
Property tax
$371
Condo / maintenance fees
$1,624
Heating
$0
Estimated monthly cost
$6,256

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$16,435
Toronto municipal land transfer tax
$16,435
Estimated closing costs
$32,870

Plus your down payment of $199,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$5,175/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$479,768Total interest paid
$1,278,168Total of all payments
Principal $798,400 Interest $479,768
YearPrincipalInterestBalance
1$18,704$32,423$779,696
2$19,486$31,641$760,210
3$20,301$30,826$739,909
4$21,150$29,976$718,759
5$22,035$29,092$696,724
6$22,957$28,170$673,767
7$23,917$27,210$649,850
8$24,917$26,209$624,932
9$25,960$25,167$598,973
10$27,045$24,081$571,927
11$28,177$22,950$543,751
12$29,355$21,771$514,395
13$30,583$20,543$483,812
14$31,862$19,264$451,949
15$33,195$17,931$418,754
16$34,584$16,543$384,170
17$36,030$15,096$348,140
18$37,537$13,589$310,603
19$39,108$12,019$271,495
20$40,743$10,383$230,752
21$42,448$8,679$188,304
22$44,223$6,904$144,081
23$46,073$5,054$98,008
24$48,000$3,127$50,008
25$50,008$1,119$0

At the end of your 5-year term

Total paid over the term
$255,634
Principal paid down
$101,676
Interest paid
$153,957
Balance remaining
$696,724

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,100/mo
$49,200Gross annual rent
1.9%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.9%
Gross yield
− Property tax $4,457− Condo fees $19,493− Insurance $600− Vacancy & upkeep $5,412Net operating income $19,238

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of INTERNATIONAL REALTY FIRM, INC.. MLS®/PropTx.

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