35 Westhumber Boulevard, Toronto, ON

West Humber-Clairville, Toronto · MLS® W12932260

$855,000
For Sale
Listed 116 days ago
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3Bedrooms
2Bathrooms
2Garage · 6 parking
700-1100Sq Ft

About this home

Welcome to this Beautiful Detached Raised Bungalow in the Sought After West Humber-Clairville Neighbourhood. This Home Offers so much Potentials. It features 3 Bedrooms & 2 Bathrooms, Stunning Curb Appeal, Double Car Garage and Plenty of Parking, Spacious Foyer, Bright & Open-concept Living Room & Dining Room with Walk-out to a Fully Fenced Backyard with Gorgeous 2 Tier Patio Deck, Renovated Kitchen, Lovely Sunroom, Perfect Extra Space for Entertaining. Plus, Huge Basement with Separate Entrance, Kitchen, Washroom & Ample Storage Space. It is conveniently situated near all Amenities like TTC, Schools, Shopping, Hi-Ways, Humber River Trail/Esther Lorrie Park, Plazas, Shops, Restaurants, Clinics, etc.

Key facts

Property type
Detached, Bungalow-Raised
MLS®
W12932260
Bedrooms
3
Bathrooms
2
Size
700-1100
Lot
50 × 110 ft
Cross streets
West of Kipling / South of Albion
Parking
2 garage · 6 parking (built-in)
Basement
Finished
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Vinyl Siding
Foundation
Other
Roof
Shingles
Sewer
Sewer
Property tax
$3,974 / 2025
Days on market
116
Listing brokerage
CENTURY 21 PEOPLE`S CHOICE REALTY INC.
Moe’s TakeTeam Asgarian · Broker
Above comparables
$740Kest. value

Listed at $855,000, this home is about 16% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

In West Humber-Clairville lately, sellers have been getting about 98% of asking and homes sell in about 35 days.

There were not many closely comparable homes right in West Humber-Clairville, so I widened the search to the surrounding area.

Based on 58 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 58 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $901K, a bit higher.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, sold for $700K
  • Adjusts to $700K

That comparable adjusts to $700K; the $740K estimate above is the median of all 58 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.

List price
$688KGreat deal$855KOverpriced

Total price vs nearby homes. Fair value about $740K, median of 58 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant. Income potential
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Open-concept layout: modern, sought-after flow. Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$1.14Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

159 Hillside Avenue$945k3 Brancaster Court$1000k171 Orton Park Road$729k237 Searle Avenue$1.45M115 Bonnyview Drive$1.59M

The 5 closest active listings nearby.

See all comparable homes
855kThis home945k1000k729k1.45M1.59MThis home vs active comparables
Live market pulseActive comparables in West Humber-Clairville · median list $879K
$950this home / sqft
11active listings nearby
116days on market
60sold nearby · 90 days
$874Kmedian sold price
98%of asking, on average

This home lists 28% above the area average of $743/sqft.

115 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

West Humber-Clairville, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Eringate-Centennial-West Deane
$1000K
Bedford Park-Nortown
$2.28M
Alderwood
$1.40M
Willowdale East
$3.00M
Leaside
$1.73M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near St. Benedict
79%
St. BenedictCatholic · Elementary · 0.6 km awayAbove the GTA average · 79% meet the provincial standard
West Humber Junior Middle SchoolEQAO results not published
West Humber Collegiate InstituteEQAO results not published

Affordability & Mortgage

Affordability
$3,897/mo
$162KIncome needed
5.3×Price ÷ income
$899Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $3,897Property tax $331Total carry $4,228

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,650per month

Mortgage amount $684,000 · 4.14% over 25 years

$171,000Down payment (20.0%)
$684,000Loan before insurance
$0CMHC premium
$3,981Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,650
Property tax
$331
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,981

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$13,575
Toronto municipal land transfer tax
$13,575
Estimated closing costs
$27,150

Plus your down payment of $171,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$4,433/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$411,023Total interest paid
$1,095,023Total of all payments
Principal $684,000 Interest $411,023
YearPrincipalInterestBalance
1$16,024$27,777$667,976
2$16,694$27,107$651,282
3$17,392$26,409$633,890
4$18,120$25,681$615,770
5$18,878$24,923$596,892
6$19,667$24,134$577,225
7$20,490$23,311$556,735
8$21,347$22,454$535,388
9$22,240$21,561$513,148
10$23,170$20,631$489,978
11$24,139$19,662$465,838
12$25,149$18,652$440,689
13$26,201$17,600$414,488
14$27,297$16,504$387,191
15$28,439$15,362$358,752
16$29,628$14,173$329,124
17$30,868$12,933$298,256
18$32,159$11,642$266,097
19$33,504$10,297$232,593
20$34,905$8,896$197,688
21$36,365$7,435$161,323
22$37,887$5,914$123,436
23$39,471$4,330$83,965
24$41,122$2,679$42,842
25$42,842$959$0

At the end of your 5-year term

Total paid over the term
$219,005
Principal paid down
$87,108
Interest paid
$131,897
Balance remaining
$596,892

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,450/mo
$17,400Gross annual rent
1.2%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.0%
Gross yield
− Property tax $3,974− Insurance $1,400− Vacancy & upkeep $1,914Net operating income $10,112

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 PEOPLE`S CHOICE REALTY INC.. MLS®/PropTx.

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