1510-5 San Romano Way, Toronto, ON

Black Creek, Toronto · MLS® W12937390

$339,900
For Sale
Listed 109 days ago
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1Bedrooms
1Bathrooms
1Parking
700-799Sq Ft

About this home

Great opportunity for first-time buyers or investors! Bright unit with a walkout from the dining area to a large southwest-facing balcony. Features a spacious kitchen with full-size appliances and ample cabinetry, plus an ensuite laundry. Maintenance fees include heat, water, cable TV, and high-speed internet. Prime location-steps to shopping (FreshCo, Shoppers Drug Mart, No Frills, Planet Fitness), schools, community centre, library, and the new Finch West LRT. Minutes to York University and major highways (400 & 407). Convenient 24-hour TTC service and close to the TTC subway station at Keele & Finch. Move-in ready and perfectly positioned for comfortable living or strong rental potential.

Key facts

Property type
Condo Apartment, Apartment
MLS®
W12937390
Bedrooms
1
Bathrooms
1
Size
700-799
Cross streets
Jane St / Finch Ave W
Parking
1 parking
Basement
None
Heating
Water
A/C
None
Exterior
Brick
Maintenance
$637/mo
Exposure
West
Property tax
$867 / 2025
Days on market
109
Listing brokerage
RE/MAX WEST REALTY INC.

Rooms

Dining RoomFlat3.20 × 2.50 m

hardwood floor · combined w/living

BedroomFlat3.30 × 4.20 m

hardwood floor · mirrored closet

KitchenFlat3.20 × 2.10 m

ceramic floor · eat-in kitchen

Living RoomFlat3.10 × 5.00 m

hardwood floor · w/o to balcony · combined w/dining

Moe’s TakeTeam Asgarian · Broker
Above comparables
$277Kest. value

Listed at $339,900, this home is about 23% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $626K, higher than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $319K
  • Adjusts to $319K

That comparable adjusts to $319K; the $277K estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Brookview Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Driftwood Ave at Finch Ave West is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$236KGreat deal$340KOverpriced

Total price vs nearby homes. Fair value about $277K, median of 5 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Value driver
Comparable listingsCurrently listed nearby in Black Creek · asking prices
$261kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

906-5 San Romanoway$319k410-5 San Romanoway$350k806-4673 Jane Street$240k612-4673 Jane Street$199k811-4673 Jane Street$195k

The 5 closest active listings nearby.

See all comparable homes
340kThis home319k350k240k199k195kThis home vs active comparables
Live market pulseActive comparables in Black Creek · median list $319K
$454this home / sqft
18active listings nearby
109days on market

This home lists 22% above the area average of $372/sqft.

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Black Creek, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

86/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Driftwood Ave at Finch Ave West, about 131 m away

20+ transit stops9 grocery20+ dining20+ parks16 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Willowdale West
$770K
Willowdale East
$441K
Annex
$1.39M
Banbury-Don Mills
$500K
Mimico
$800K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Topcliff Public School
34%
Topcliff Public SchoolPublic · Elementary · 0.5 km awayBelow the GTA average · 34% meet the provincial standard

Affordability & Mortgage

Affordability
$1,549/mo
$76KIncome needed
4.4×Price ÷ income
$357Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

69%mortgage
Mortgage $1,549Property tax $72Condo fee $637Total carry $2,258

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,451per month

Mortgage amount $271,920 · 4.14% over 25 years

$67,980Down payment (20.0%)
$271,920Loan before insurance
$0CMHC premium
$2,160Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,451
Property tax
$72
Condo / maintenance fees
$637
Heating
$0
Estimated monthly cost
$2,160

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$3,574
Toronto municipal land transfer tax
$3,574
Estimated closing costs
$7,147

Plus your down payment of $67,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$1,762/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$163,400Total interest paid
$435,320Total of all payments
Principal $271,920 Interest $163,400
YearPrincipalInterestBalance
1$6,370$11,043$265,550
2$6,637$10,776$258,913
3$6,914$10,499$251,999
4$7,203$10,209$244,796
5$7,505$9,908$237,291
6$7,819$9,594$229,472
7$8,146$9,267$221,327
8$8,486$8,926$212,840
9$8,841$8,571$203,999
10$9,211$8,202$194,788
11$9,596$7,816$185,191
12$9,998$7,415$175,193
13$10,416$6,997$164,777
14$10,852$6,561$153,925
15$11,306$6,107$142,620
16$11,779$5,634$130,841
17$12,271$5,142$118,570
18$12,785$4,628$105,785
19$13,319$4,093$92,466
20$13,876$3,536$78,590
21$14,457$2,956$64,133
22$15,062$2,351$49,071
23$15,692$1,721$33,380
24$16,348$1,065$17,032
25$17,032$381$0

At the end of your 5-year term

Total paid over the term
$87,064
Principal paid down
$34,629
Interest paid
$52,435
Balance remaining
$237,291

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,400/mo
$28,800Gross annual rent
4.9%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

8.5%
Gross yield
− Property tax $867− Condo fees $7,639− Insurance $600− Vacancy & upkeep $3,168Net operating income $16,526

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX WEST REALTY INC.. MLS®/PropTx.

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