3107-30 Gibbs Road, Toronto, ON
Islington-City Centre West, Toronto · MLS® W12940088
About this home
Stop Settling For Compromised Square Footage And Move Into One Of The Best Floor Plan At 30 Gibbs Rd. Delivering Nearly 900 Square Feet Of Pure Functionality, This Rare 3-Bedroom, 2-Bathroom Residence Represents A Level Of Utility And Status Rarely Seen In Modern Builds. The Interior Footprint Is Optimized For Peak Layout Usage And A Bright Living Area Flooded With Natural Light. Step Out Onto A Massive 117 Square Foot Circular Balcony That Captures Commanding Views Of The Downtown Skyline And The Lake. Positioned For Location Dominance, This Unit Is A Commuter's Dream With Immediate Access To The 427, QEW, And 401, Plus Rapid Transit Via The Kipling-Bloor Subway Hub. Experience The Difference Of A Realistic Three-Bedroom Layout Where Every Square Foot Is Designed For Lifestyle And Maximum ROI. One Parking Included.
Key facts
- Property type
- Condo Apartment, Apartment
- MLS®
- W12940088
- Bedrooms
- 3
- Bathrooms
- 2
- Size
- 800-899
- Cross streets
- Bloor St W & The East Mall
- Parking
- 1 garage (underground)
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Concrete
- Maintenance
- $757/mo
- Exposure
- South East
- Property tax
- $3,061 / 2025
- Days on market
- 113
- Listing brokerage
- REMAX YOUR COMMUNITY REALTY
Listed at $599,000, this home is within the range of comparable homes, on the higher side. The number above is my independent estimate of value, not the asking price.
In Islington-City Centre West lately, sellers have been getting about 96% of asking and homes sell in about 37 days.
Based on 96 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 96 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $658K, a bit higher. The comparable range is wide here, so treat this as a rough read until I run a full CMA.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, sold for $490K
- Bedrooms +$30K
- Adjusts to $520K
That comparable adjusts to $520K; the $543K estimate above is the median of all 96 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.
The assigned public school is Bloorlea Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
Total price vs nearby homes. Fair value about $543K, median of 96 comparables.
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 7 active listings nearby.
See all comparable homesThis home lists 4% below the area average of $733/sqft.
112 days longer than the Toronto average (1 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Islington-City Centre West, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 22, 2026); conventional rates run a little higher.
Mortgage amount $479,200 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,557
- Property tax
- $255
- Condo / maintenance fees
- $757
- Heating
- $0
- Estimated monthly cost
- $3,569
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $8,455
- Toronto municipal land transfer tax
- $8,455
- Estimated closing costs
- $16,910
Plus your down payment of $119,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $153,431
- Principal paid down
- $61,026
- Interest paid
- $92,405
- Balance remaining
- $418,174
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REMAX YOUR COMMUNITY REALTY. MLS®/PropTx.