915-285 Dufferin Street, Toronto, ON

South Parkdale, Toronto · MLS® W12945890

$679,000
For Sale
Listed 108 days ago
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2Bedrooms
2Bathrooms
1Garage
600-699Sq Ft

About this home

Brand new never lived in. Experience urban sophistication in this bright and spacious 2-bedroom, 2-bathroom condo at XO2 Condos - where modern design meets unbeatable convenience. Offering a functional, open-concept layout with a clear and sunny south-facing view, this suite is filled with natural light all day long. Enjoy seamless indoor-outdoor living with a private balcony, perfect for your morning coffee or evening unwind overlooking the city.The sleek kitchen features integrated stainless steel appliances, contemporary finishes, and ample storage - ideal for both everyday living and entertaining. The intelligently designed split-bedroom floorplan provides privacy and flexibility, while both bedrooms are generously sized with modern bathrooms to match.Located at the vibrant corner of King St W & Dufferin St, you're just steps from the best of Liberty Village - top restaurants, cafés, shops, parks, and transit options including the 504 streetcar, GO Station, and major highways.Parking and locker included. This is your opportunity to own a stylish condo where sunlight, space, and city energy come together.

Key facts

Property type
Condo Apartment, Apartment
MLS®
W12945890
Bedrooms
2
Bathrooms
2
Size
600-699
Cross streets
Dufferin/King St W
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$743/mo
Exposure
North South
Days on market
108
Listing brokerage
RE/MAX REAL ESTATE CENTRE, MY INVESTMENT BROKERS
Moe’s TakeTeam Asgarian · Broker
In line
$665Kest. value

Listed at $679,000, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.

Based on 10 similar homes nearby, adjusted for size, beds, and baths.Median of 10 comparable active listings, adjusted for size, beds, and baths.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $515K
  • Bathrooms +$15K
  • Adjusts to $530K

That comparable adjusts to $530K; the $665K estimate above is the median of all 10 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

Its public catchment (Parkdale Collegiate Institute) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

On location, this is a more car-dependent spot, so buyers here typically drive. Transit is limited nearby. Worth weighing if transit access matters to you.

List price
$538KGreat deal$742KOverpriced

Total price vs nearby homes. Fair value about $665K, median of 10 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Open-concept layout: modern, sought-after flow.
  • Lifestyle
Comparable listingsCurrently listed nearby in South Parkdale · asking prices
$724kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

917-285 Dufferin Street$702k1608-285 Dufferin Street$742k2512-1926 Lake Shore Boulevard$640k2907-1928 Lake Shore Boulevard$733k1209-285 Dufferin Street$801k

The 5 closest of 8 active listings nearby.

See all comparable homes
679kThis home702k742k640k733k801kThis home vs active comparables
Live market pulseActive comparables in South Parkdale · median list $640K
$1,045this home / sqft
22active listings nearby
108days on market

This home lists 5% above the area average of $999/sqft.

107 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

South Parkdale, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

0/ 100

Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Almost all errands require a car.

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Waterfront Communities C1
$777K
Church-Yonge Corridor
$672K
Annex
$929K
Mimico
$852K
Willowdale East
$489K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Parkdale Collegiate Institute
74%
Parkdale Collegiate InstitutePublic · Secondary · 0.7 km awayAround the GTA average · 74% meet the provincial standard
Dr Rita Cox - Kina Minagok Public SchoolEQAO results not published

Affordability & Mortgage

Affordability
$3,095/mo
$150KIncome needed
4.5×Price ÷ income
$714Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

73%mortgage
Mortgage $3,095Property tax $424Condo fee $743Total carry $4,262

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,899per month

Mortgage amount $543,200 · 4.14% over 25 years

$135,800Down payment (20.0%)
$543,200Loan before insurance
$0CMHC premium
$4,066Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,899
Property tax
$424
Condo / maintenance fees
$743
Heating
$0
Estimated monthly cost
$4,066

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$10,055
Toronto municipal land transfer tax
$10,055
Estimated closing costs
$20,110

Plus your down payment of $135,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,521/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$326,415Total interest paid
$869,615Total of all payments
Principal $543,200 Interest $326,415
YearPrincipalInterestBalance
1$12,725$22,059$530,475
2$13,258$21,527$517,217
3$13,812$20,972$503,405
4$14,390$20,395$489,015
5$14,992$19,793$474,023
6$15,619$19,166$458,404
7$16,272$18,512$442,132
8$16,953$17,832$425,180
9$17,662$17,123$407,518
10$18,401$16,384$389,117
11$19,170$15,614$369,947
12$19,972$14,812$349,974
13$20,808$13,977$329,167
14$21,678$13,107$307,489
15$22,585$12,200$284,904
16$23,529$11,255$261,374
17$24,514$10,271$236,861
18$25,539$9,246$211,322
19$26,607$8,177$184,715
20$27,720$7,064$156,994
21$28,880$5,905$128,115
22$30,088$4,697$98,027
23$31,346$3,438$66,681
24$32,657$2,127$34,023
25$34,023$761$0

At the end of your 5-year term

Total paid over the term
$173,923
Principal paid down
$69,177
Interest paid
$104,746
Balance remaining
$474,023

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,050/mo
$24,600Gross annual rent
1.1%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.6%
Gross yield
− Property tax $4,753− Condo fees $8,921− Insurance $600− Vacancy & upkeep $2,706Net operating income $7,620

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REAL ESTATE CENTRE, MY INVESTMENT BROKERS. MLS®/PropTx.

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