80 Cayuga Avenue, Toronto, ON
Rockcliffe-Smythe, Toronto · MLS® W12949034
About this home
Whether you're buying your first home or adding to your portfolio, this one delivers. A solid detached with 1,392 sq ft of functional living space, hardwood floors, and walkouts to both a front porch and a covered rear porch overlooking a deep, private backyard - 150 feet with no neighbours behind. The finished basement adds flexibility from day one - rec room, home office, or future income potential through a rear walkup that offers separate entrance possibilities. There's even a cold cellar for the home preservers and wine collectors. Some of the heavy lifting is already done: gas furnace and central air (2021), roof and eaves (2019), updated vinyl windows. Move in ready with room to add value over time. Private driveway, built-in garage, and parking for 3 vehicles. Rear laneway access opens the door to additional parking or a future laneway or garden suite when you're ready (buyer to verify zoning). Steps to TTC and minutes to the Mount Dennis Transit Hub - UP Express, GO Transit, and the Eglinton Crosstown LRT. Quick access to Black Creek Drive and Highways 400 and 401. The Stockyards District is around the corner for groceries, dining, and everyday essentials. A home you can live in, grow into, and build equity from - from day one.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- W12949034
- Bedrooms
- 3
- Bathrooms
- 2 (1 half)
- Size
- 1100-1500
- Lot
- 24.7 × 150 ft
- Cross streets
- West of Weston Rd / South of Rogers Rd
- Parking
- 1 garage · 3 parking (built-in)
- Driveway
- Lane, Private
- Basement
- Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $3,884 / 2025
- Days on market
- 111
- Listing brokerage
- FABIANO REALTY INC.
Rooms
hardwood floor · window · closet
hardwood floor · window · closet
hardwood floor · w/o to porch · window
vinyl floor · w/o to yard · eat-in kitchen
ceramic floor · window · eat-in kitchen
hardwood floor · window · closet
Vinyl Floor
Concrete Floor
hardwood floor · window · combined w/living
Listed at $925,000, this home is within the range of comparable homes, on the lower side. The number above is my independent estimate of value, not the asking price.
In Rockcliffe-Smythe lately, sellers have been getting about 100% of asking and homes sell in about 24 days.
Based on 81 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 81 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $829K, lower than the comparables and worth a second look.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, sold for $910K
- Bedrooms −$30K
- Bathrooms −$15K
- Adjusts to $865K
That comparable adjusts to $865K; the $1.13M estimate above is the median of all 81 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.
The assigned public school is Harwood Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Seneca Avenue is about a 4-minute walk away.
Total price vs nearby homes. Fair value about $1.13M, median of 81 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted.
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
- Hardwood floors: quality hardwood is durable and broadly desirable.
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
- Income potential
- Value driver
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 4 closest active listings nearby.
See all comparable homesThis home lists 16% below the area average of $848/sqft.
110 days longer than the Toronto average (1 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Rockcliffe-Smythe, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Many errands can be done on foot; a car still helps.
🚉 Nearest transit: Seneca Avenue, about 304 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 22, 2026); conventional rates run a little higher.
Mortgage amount $740,000 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,949
- Property tax
- $324
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,273
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $14,975
- Toronto municipal land transfer tax
- $14,975
- Estimated closing costs
- $29,950
Plus your down payment of $185,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $236,935
- Principal paid down
- $94,239
- Interest paid
- $142,696
- Balance remaining
- $645,761
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of FABIANO REALTY INC.. MLS®/PropTx.