2205-15 Windermere Avenue, Toronto, ON

High Park-Swansea, Toronto · MLS® W12950880

$799,900
For Sale
Listed 110 days ago
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3Bedrooms
2Bathrooms
1Garage
1000-1199Sq Ft
1 schools20+ transit stops20+ parks20+ restaurantswithin 1.5 km

About this home

Welcome to Windermere by the Lake - where the pace slows down, but the lifestyle doesn't. Set in one of Toronto's most coveted waterfront pockets, this 2-bed + den, 2-bath suite strikes the right balance between city edge and lakeside calm. The layout just works. Open, functional, and wrapped in a 180-degree wall of windows that floods the space with natural light and frames unobstructed views of heavily forested High Park, Grenadier Pond and sparkling Toronto skyline- this suite boasts a true feast for the eyes. Morning coffee, evening wine - your balcony becomes your front-row seat to surreal views. The kitchen is clean and modern, with granite counters, a spacious breakfast bar, stainless steel appliances, and enough storage to keep everything in its place. The primary bedroom feels like a reset - floor-to-ceiling windows, a generous closet, and a 4-pc ensuite. The second bedroom is bright and well-sized, and the den is the flex space you actually need - office, reading nook, or both. This exceptional unit includes a parking spot, a storage locker and the all-inclusive maintenance fees. The building delivers 24-hour concierge, indoor pool, sauna, golf simulator, billiards, & much more! Step outside and you're in it - lakefront trails, High Park, Grenadier Pond, Bloor West Village, and the 501 streetcar right at your doorstep. Don't miss out on great value!

Key facts

Property type
Condo Apartment, Apartment
MLS®
W12950880
Bedrooms
3 (2 + 1)
Bathrooms
2
Size
1000-1199
Cross streets
Windermere & Queensway
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$1,223/mo
Exposure
South East
Property tax
$3,692 / 2025
Days on market
110
Listing brokerage
ROYAL LEPAGE TERREQUITY REALTY

Rooms

Living RoomFlat4.57 × 5.84 m

open concept · hardwood floor · w/o to balcony

DenFlat2.57 × 2.74 m

open concept · hardwood floor

KitchenFlat2.46 × 4.50 m

granite counters · stainless steel appl · centre island

FoyerFlat1.75 × 4.09 m

closet · hardwood floor

Bedroom 2Flat2.87 × 3.38 m

closet · hardwood floor · large window

Primary BedroomFlat4.67 × 2.87 m

mirrored closet · 4 pc ensuite · overlook water

Dining RoomFlat4.57 × 5.84 m

open concept · hardwood floor · w/o to balcony

Moe’s TakeTeam Asgarian · Broker
Below comparables
$949Kest. value

Listed at $799,900, this home is about 16% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

In High Park-Swansea lately, sellers have been getting about 97% of asking and homes sell in about 34 days.

Based on 93 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 93 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $773K, a bit lower.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, sold for $1.14M
  • Bedrooms +$30K
  • Adjusts to $1.17M

That comparable adjusts to $1.17M; the $949K estimate above is the median of all 93 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.

On schools, this address is zoned for Humberside Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Windermere Avenue is about a 1-minute walk away.

List price
$800KGreat deal$1.03MOverpriced

Total price vs nearby homes. Fair value about $949K, median of 93 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
  • Weigh carefully
Comparable listingsCurrently listed nearby in High Park-Swansea · asking prices
$852kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

437-22 Southport Street$800k438-22 Southport Street$809k302-105 The Queensway Avenue$885k1902-105 The Queens Way$915k

The 4 closest active listings nearby.

See all comparable homes
800kThis home800k809k885k915kThis home vs active comparables
Live market pulseActive comparables in High Park-Swansea · median list $700K
$728this home / sqft
23active listings nearby
110days on market
100sold nearby · 90 days
$709Kmedian sold price
97%of asking, on average

This home lists 6% below the area average of $778/sqft.

109 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

High Park-Swansea, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

62/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: Windermere Avenue, about 58 m away

20+ transit stops1 grocery20+ dining20+ parks2 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Mimico
$994K
Niagara
$696K
Waterfront Communities C1
$645K
Annex
$513K
Church-Yonge Corridor
$569K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Swansea Junior and Senior Public School
78%
Swansea Junior and Senior Public SchoolPublic · Elementary · 1.0 km awayAbove the GTA average · 78% meet the provincial standard

Affordability & Mortgage

Affordability
$3,646/mo
$175KIncome needed
4.6×Price ÷ income
$841Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

70%mortgage
Mortgage $3,646Property tax $308Condo fee $1,223Total carry $5,176

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 21, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,415per month

Mortgage amount $639,920 · 4.14% over 25 years

$159,980Down payment (20.0%)
$639,920Loan before insurance
$0CMHC premium
$4,946Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,415
Property tax
$308
Condo / maintenance fees
$1,223
Heating
$0
Estimated monthly cost
$4,946

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$12,473
Toronto municipal land transfer tax
$12,473
Estimated closing costs
$24,946

Plus your down payment of $159,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$4,148/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$384,535Total interest paid
$1,024,455Total of all payments
Principal $639,920 Interest $384,535
YearPrincipalInterestBalance
1$14,991$25,987$624,929
2$15,618$25,360$609,311
3$16,271$24,707$593,039
4$16,952$24,026$576,087
5$17,661$23,317$558,426
6$18,400$22,578$540,026
7$19,170$21,809$520,857
8$19,971$21,007$500,885
9$20,807$20,171$480,079
10$21,677$19,301$458,401
11$22,584$18,394$435,818
12$23,528$17,450$412,289
13$24,513$16,466$387,777
14$25,538$15,440$362,239
15$26,606$14,372$335,633
16$27,719$13,259$307,914
17$28,878$12,100$279,035
18$30,086$10,892$248,949
19$31,345$9,633$217,604
20$32,656$8,322$184,948
21$34,022$6,956$150,926
22$35,445$5,533$115,481
23$36,928$4,051$78,554
24$38,472$2,506$40,081
25$40,081$897$0

At the end of your 5-year term

Total paid over the term
$204,891
Principal paid down
$81,494
Interest paid
$123,397
Balance remaining
$558,426

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,400/mo
$40,800Gross annual rent
2.2%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.1%
Gross yield
− Property tax $3,692− Condo fees $14,675− Insurance $600− Vacancy & upkeep $4,488Net operating income $17,346

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE TERREQUITY REALTY. MLS®/PropTx.

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