1405-240 Scarlett Road, Toronto, ON

Rockcliffe-Smythe, Toronto · MLS® W12963620

$579,000
For Sale
Listed 101 days ago
2Bedrooms
2Bathrooms
1Garage
1000-1199Sq Ft

About this home

Enjoy the Perfect Mix of Comfort and Nature at Lambton Square! * This Well-maintained 2 Bedroom Suite Overlooking The Humber River Features a Thoughtfully Designed Kitchen Complete with Pantry and Breakfast Nook * Spacious Living Areas * Large Primary with 4pc Ensuite * Mannington Engineered Hardwood Flooring in Living, Dining, Hall and Foyer * Walk-out to Oversized Balcony with Serene, Tranquil River and Parkland Views in Every Season * Parking and Locker * Maintenance Fees Include All Utilities, Cable and Internet * Surrounded By Beautifully Manicured Green Space, Humber River, James Gardens, Golf Courses, Walking/Biking Trails, Steps To Transit, 1 Stop To Subway, Close To Major Highway & Airport * 1 km From Eglinton Crosstown Stop Currently Under Construction

Key facts

Property type
Condo Apartment, Apartment
MLS®
W12963620
Bedrooms
2
Bathrooms
2
Size
1000-1199
Cross streets
Scarlett Rd / Edenbridge Dr
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Concrete
Maintenance
$965/mo
Exposure
North East
Property tax
$2,383 / 2025
Days on market
101
Listing brokerage
RE/MAX PROFESSIONALS INC.

Rooms

KitchenMain4.29 × 2.58 m

double sink · pantry · eat-in kitchen

Living RoomMain5.57 × 3.71 m

window floor to ceiling · walk-out · hardwood floor

Bedroom 2Main3.58 × 2.79 m

double closet · large window · parquet

Dining RoomMain4.70 × 2.92 m

separate room · overlooks living · hardwood floor

LaundryMain1.65 × 1.61 m

separate room · b/i shelves

OtherMain5.56 × 2.26 m

balcony · ne view

Primary BedroomMain4.78 × 3.33 m

4 pc ensuite · mirrored closet · parquet

Moe’s TakeTeam Asgarian · Broker
In line
$795Kest. value

Listed at $579,000, this home is within the range of comparable homes, on the lower side. The number above is my independent estimate of value, not the asking price.

There were not many closely comparable homes right in Rockcliffe-Smythe, so I widened the search to the surrounding area.

Based on 11 similar homes nearby, adjusted for size, beds, and baths.Median of 11 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $623K, a bit lower. The comparable range is wide here, so treat this as a rough read until I run a full CMA.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $500K
  • Adjusts to $500K

That comparable adjusts to $500K; the $795K estimate above is the median of all 11 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Roselands Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Scarlett Rd at East Dr is about a 3-minute walk away.

List price
$500KGreat deal$875KOverpriced

Total price vs nearby homes. Fair value about $795K, median of 11 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Primary suite: a key comfort and resale feature.
  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Lifestyle
  • Value driver
Comparable listingsCurrently listed nearby · asking prices
$599kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

606-100 Canyon Avenue$610k817-20 Dean Park Road$500k714-100 Wingarden Court$440k710-3260 SHEPPARD Avenue$698k316-20 Bloorview Place$745k

The 5 closest of 8 active listings nearby.

See all comparable homes
579kThis home610k500k440k698k745kThis home vs active comparables
Live market pulseActive comparables in Toronto · median list $559K
$527this home / sqft
99active listings nearby
101days on market

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Rockcliffe-Smythe, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

60/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: Scarlett Rd at East Dr, about 215 m away

20+ transit stops2 grocery17 dining20+ parks7 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Mimico
$800K
Annex
$1.39M
Waterfront Communities C1
$688K
Church-Yonge Corridor
$574K
Waterfront Communities C8
$998K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Roselands Public School
50%
Roselands Public SchoolPublic · Elementary · 1.0 km awayBelow the GTA average · 50% meet the provincial standard
Frank Oke Secondary SchoolEQAO results not published

Affordability & Mortgage

Affordability
$2,639/mo
$128KIncome needed
4.5×Price ÷ income
$609Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

69%mortgage
Mortgage $2,639Property tax $199Condo fee $965Total carry $3,803

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,472per month

Mortgage amount $463,200 · 4.14% over 25 years

$115,800Down payment (20.0%)
$463,200Loan before insurance
$0CMHC premium
$3,635Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,472
Property tax
$199
Condo / maintenance fees
$965
Heating
$0
Estimated monthly cost
$3,635

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$8,055
Toronto municipal land transfer tax
$8,055
Estimated closing costs
$16,110

Plus your down payment of $115,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,002/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$278,342Total interest paid
$741,542Total of all payments
Principal $463,200 Interest $278,342
YearPrincipalInterestBalance
1$10,851$18,811$452,349
2$11,305$18,357$441,044
3$11,778$17,884$429,266
4$12,271$17,391$416,995
5$12,784$16,878$404,211
6$13,319$16,343$390,893
7$13,876$15,786$377,017
8$14,456$15,206$362,561
9$15,061$14,601$347,500
10$15,691$13,971$331,810
11$16,347$13,315$315,463
12$17,031$12,631$298,432
13$17,743$11,918$280,689
14$18,485$11,176$262,203
15$19,259$10,403$242,945
16$20,064$9,598$222,880
17$20,903$8,758$201,977
18$21,778$7,884$180,199
19$22,689$6,973$157,511
20$23,638$6,024$133,873
21$24,626$5,035$109,247
22$25,657$4,005$83,590
23$26,730$2,932$56,860
24$27,848$1,814$29,013
25$29,013$649$0

At the end of your 5-year term

Total paid over the term
$148,308
Principal paid down
$58,989
Interest paid
$89,320
Balance remaining
$404,211

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,400/mo
$40,800Gross annual rent
3.8%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

7.0%
Gross yield
− Property tax $2,383− Condo fees $11,583− Insurance $600− Vacancy & upkeep $4,488Net operating income $21,746

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX PROFESSIONALS INC.. MLS®/PropTx.

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