285 Surrey Drive, Oakville, ON
Bronte, Oakville · MLS® W12975370
About this home
Welcome to 285 Surrey Drive, a beautifully updated home in the heart of Bronte-one of Oakville's most sought-after neighbourhoods known for its lakeside lifestyle, walkability, and strong sense of community. Located on a quiet, family-friendly street south of Rebecca, this 4-bedroom, 4-bathroom home sits on a private, fully fenced 60 x 100 ft lot and offers excellent curb appeal with a striking stucco and brick exterior. The main floor features a bright, open-concept layout with large windows that fill the space with natural light. Spacious living and dining areas flow into a well-designed kitchen with a large island, perfect for everyday living and entertaining, complete with a NEW dishwasher. The family room includes a double-door walkout to the backyard, and a convenient 2-piece bathroom completes the main level. The upper level offers three bedrooms, including one with a 2-piece ensuite, along with an additional 4-piece bathroom. The second level is dedicated to the primary retreat, featuring a walk-in closet and a beautifully updated 4-piece ensuite. The lower level provides additional living space with a cozy family room or potential 5th bedroom, a 3-piece bathroom, and a large laundry room with plenty of storage. Ample parking with space for three vehicles in the driveway and two in the garage. Enjoy the best of Bronte living just minutes to the lake, waterfront trails, Bronte Harbour, parks, GO Train, schools, and shopping. A great opportunity to live in a quiet, established neighbourhood close to everything.
Key facts
- Property type
- Detached, Sidesplit 3
- MLS®
- W12975370
- Bedrooms
- 4
- Bathrooms
- 5 (2 half)
- Size
- 2000-2500
- Lot
- 60.44 × 100 ft
- Cross streets
- REBECCA TO SURREY
- Parking
- 1 garage · 5 parking (attached)
- Driveway
- Private, Private Double
- Basement
- Partial Basement, Partially Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Stucco (Plaster)
- Foundation
- Other
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $6,118 / 2025
- Days on market
- 99
- Listing brokerage
- Real Broker Ontario Ltd.
Rooms
2 Pc Ensuite
Combined w/Laundry
4 pc ensuite · walk-in closet(s)
Listed at $1,749,000, this home is within the range of a wider set of listings, but with few close matches nearby, so worth confirming with a precise CMA. The number above is my independent estimate of value, not the asking price.
There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.
Based on 45 similar homes nearby, adjusted for size, beds, and baths.Median of 45 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.55M, a bit lower. The comparable range is wide here, so treat this as a rough read until I run a full CMA.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $1.55M
- Bathrooms +$15K
- Adjusts to $1.56M
That comparable adjusts to $1.56M; the $1.97M estimate above is the median of all 45 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, this is a very walkable address with everyday errands close by. Rebecca St + Surrey Dr is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
Total price vs nearby homes. Fair value about $1.97M, median of 45 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Primary suite: a key comfort and resale feature.
- Open-concept layout: modern, sought-after flow.
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homesThis home lists 17% below the area average of $938/sqft.
94 days longer than the Oakville average (5 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Bronte, Oakville, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Most daily errands can be done on foot.
🚉 Nearest transit: Rebecca St + Surrey Dr, about 60 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Oakville.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $1,399,200 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $7,467
- Property tax
- $510
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $7,976
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $31,455
- Estimated closing costs
- $31,455
Plus your down payment of $349,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $447,999
- Principal paid down
- $178,188
- Interest paid
- $269,811
- Balance remaining
- $1,221,012
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of Real Broker Ontario Ltd.. MLS®/PropTx.