20 Kesteven Crescent, Brampton, ON
Fletcher's Creek South, Brampton · MLS® W12976458
About this home
Exceptional opportunity offering space, functionality and LEGAL BASEMENT RENTAL APARTMENT in a highly desirable Brampton location. Situated on a rare oversized pie-shaped lot backing onto a ravine, this property provides privacy, scenic views, and potential for a future garden suite. Conveniently located just steps from the upcoming Hurontario LRT, enhancing long-term value and connectivity.The main floor features a well-designed layout with a separate living room and a spacious family/dining area, ideal for both everyday living and entertaining. The kitchen is equipped with stainless steel appliances and offers practical flow. A bright sunken room at the rear adds additional living space and overlooks the expansive backyard with a large deck.The second floor offers 3 over sized bedrooms, 2 full bathrooms, and a separate laundry room for added convenience.The registered second dwelling (legal basement rental apartment) includes a separate entrance providing potential income off setting your mortgage payments.The freshly landscaped front yard features a concrete pathway with accessible design and sleek steel railings, adding both convenience and impressive curb appeal.Additional features include a roof replaced in 2021. Prime location with easy access to Highways 401 & 407, schools, parks, shopping, and all essential amenities.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- W12976458
- Bedrooms
- 5 (3 + 2)
- Bathrooms
- 4 (1 half)
- Size
- 2000-2500
- Lot
- 24.89 × 146.64 ft
- Cross streets
- Hurontario St & County Crt Blvd
- Parking
- 2 garage · 6 parking (attached)
- Driveway
- Private Double
- Basement
- Apartment, Separate Entrance
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $7,480 / 2026
- Days on market
- 99
- Listing brokerage
- RE/MAX MILLENNIUM REAL ESTATE
Rooms
stainless steel appl · custom counter
Large Window
sunken room · w/o to deck
Combined w/Kitchen
5 pc ensuite · his and hers closets · large window
hardwood floor · combined w/family
w/o to sunroom · open concept · hardwood floor
Laundry Sink
3 pc bath · large window · large closet
stainless steel appl · custom counter · ceramic backsplash
fireplace · large window
3 pc bath · large window · large closet
fireplace · french doors · hardwood floor
Listed at $1,189,000, this home is about 18% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.
Based on 11 similar homes nearby, adjusted for size, beds, and baths.Median of 11 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.15M, a bit higher.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $879K
- Adjusts to $879K
That comparable adjusts to $879K; the $1.00M estimate above is the median of all 11 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Cherrytree Dr s/of Redwood Place is about a 8-minute walk away.
Total price vs nearby homes. Fair value about $1.00M, median of 11 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant.
- Ravine lot: privacy and premium value, but confirm the buildable area and any conservation limits.
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
- Garden / laneway suite potential: extra-unit upside, but confirm zoning and feasibility with the city.
- Income potential
- Worth verifying
- Value driver
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest active listings nearby.
See all comparable homesThis home lists 12% above the area average of $473/sqft.
98 days longer than the Brampton average (1 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Fletcher's Creek South, Brampton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Many errands can be done on foot; a car still helps.
🚉 Nearest transit: Cherrytree Dr s/of Redwood Place, about 624 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Brampton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $951,200 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $5,076
- Property tax
- $623
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $5,699
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $20,255
- Estimated closing costs
- $20,255
Plus your down payment of $237,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $304,557
- Principal paid down
- $121,136
- Interest paid
- $183,422
- Balance remaining
- $830,064
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX MILLENNIUM REAL ESTATE. MLS®/PropTx.