89 John Street, Brampton, ON

Downtown Brampton, Brampton · MLS® W12988452

$615,000
For Sale
Listed 96 days ago
Request a showing
◎ Directions
4Bedrooms
2Bathrooms
4Parking
1100-1500Sq Ft

About this home

Welcome To 89 John Street, Brampton. A Charming Bungalow (Huge Lot) Situated In The Lively Heart of Downtown Brampton (Close To Gage Park). This Delightful 4-Bedrooms, 1.5-Bathrooms Home Is Full of Potentials And Ready For Its Next Owners To Make It Their Own Home. Inside, You'll Find a Thoughtfully Refreshed Interior Featuring New Flooring Throughout, A Modern Eat-In Kitchen, And Fresh Paint That Brightens Every Room. The Living Spaces Are Generously Sized And Filled With Natural Light, Creating A Warm And Inviting Atmosphere. Each Room Has Its Own Window. Step Outside To A Private Backyard Oasis-Perfect For Unwinding Or Hosting Outdoor Gatherings. Additional Practical Features Include A Mudroom Equipped With A Washer And A Dryer, A Driveway That Fits Four Cars, And A Basement Crawl Space Offering Easy Access To Plumbing And Vents For Stress-Free Maintenance. This Home Comes With A Lots of Upgrades. Recent Upgrades Add Even More Value: A New Roof (2021), A New Furnace (2023), An Owned Hot Water Tank (2025), New AC (2026). Ideally Located In Downtown Brampton, You're Just A Short Walk From Gage Park-Home To The Farmers Market, Santa Claus Parade, And Seasonal Concerts. Banks, Grocery Stores, And William Osler Hospital Are Also Conveniently Located Nearby, Making This An Unbeatable Location. Competitively Priced, This Property Offers The Rare Chance To Enjoy Detached Living At A Condo Price. Option To Use For Commercial Purposes: Contact City And Please Do Your Own Due-Diligence. Don't Miss This Opportunity-Come See Why 89 John Street, Brampton Could Be Your Perfect Next Home! Extras Includes: Stainless Steel Fridge; Stainless Steel Stove; Stainless Steel Dishwasher; Washer & Dryer; All Electrical Light Fixtures and All Window Coverings. New AC (2026), Hot Water Tank (2025); Furnace 2023; Roof 2021 (All New Boards); Owned Hot Water Tank & Furnace. Nothing is Rental On This Property. All Appliances Mentioned Above Are Owned.

Key facts

Property type
Detached, Bungalow
MLS®
W12988452
Bedrooms
4
Bathrooms
2 (1 half)
Size
1100-1500
Lot
30.25 × 130 ft
Cross streets
Queen St & Centre St
Parking
4 parking
Basement
Crawl Space
Heating
Forced Air
A/C
Central Air
Exterior
Vinyl Siding
Foundation
Unknown
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,034 / 2025
Days on market
96
Listing brokerage
EXECUTIVE REAL ESTATE SERVICES LTD.

Rooms

Primary BedroomMain3.06 × 5.21 m

laminate · large window · overlooks garden

Mud RoomMain2.16 × 2.01 m

laminate · large window · combined w/laundry

Bedroom 4Main2.30 × 2.10 m

Laminate

Living RoomMain3.03 × 2.87 m

laminate · window · french doors

Bedroom 2Main2.31 × 2.47 m

laminate · window · french doors

KitchenMain6.01 × 2.60 m

laminate · eat-in kitchen · overlooks backyard

Bedroom 3Main2.77 × 2.73 m

laminate · window · french doors

Dining RoomMain2.80 × 2.56 m

laminate · window · walk through

Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well below what comparable listings suggest. In this market that usually means it is priced to draw multiple offers, so plan for competition and a final number above asking. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

On location, this is a very walkable address with everyday errands close by. Queen St E w/of James St is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Recent major systems: lower near-term capital costs, ask for the ages and any warranties.
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Sold as-is / needs work: budget for renovation, the price should reflect the condition.
  • Value driver
  • Weigh carefully
Comparable listingsCurrently listed nearby in Downtown Brampton · asking prices
$786kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

54 Frederick Street$825k206 Elizabeth Street$969k46 McMurchy Avenue$499k17 Armstrong Street$850k

The 4 closest active listings nearby.

See all comparable homes
615kThis home825k969k499k850kThis home vs active comparables
Live market pulseActive comparables in Downtown Brampton · median list $850K
$473this home / sqft
5active listings nearby
96days on market

This home lists 37% below the area average of $750/sqft.

95 days longer than the Brampton average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Downtown Brampton, Brampton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

80/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Queen St E w/of James St, about 132 m away

20+ transit stops10 grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Brampton East
$816K
Northwood Park
$999K
Fletcher's West
$969K
Heart Lake West
$811K
Central Park
$840K

Typical asking price of active listings of the same type, per area (outliers removed). Brampton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$2,803/mo
$121KIncome needed
5.1×Price ÷ income
$647Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

89%mortgage
Mortgage $2,803Property tax $336Total carry $3,139

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,625per month

Mortgage amount $492,000 · 4.14% over 25 years

$123,000Down payment (20.0%)
$492,000Loan before insurance
$0CMHC premium
$2,962Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,625
Property tax
$336
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$2,962

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$8,775
Estimated closing costs
$8,775

Plus your down payment of $123,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,189/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$295,648Total interest paid
$787,648Total of all payments
Principal $492,000 Interest $295,648
YearPrincipalInterestBalance
1$11,526$19,980$480,474
2$12,008$19,498$468,466
3$12,510$18,996$455,956
4$13,034$18,472$442,922
5$13,579$17,927$429,344
6$14,147$17,359$415,197
7$14,738$16,768$400,459
8$15,355$16,151$385,104
9$15,997$15,509$369,107
10$16,666$14,840$352,440
11$17,363$14,142$335,077
12$18,090$13,416$316,987
13$18,846$12,660$298,141
14$19,635$11,871$278,506
15$20,456$11,050$258,050
16$21,312$10,194$236,738
17$22,203$9,303$214,535
18$23,132$8,374$191,403
19$24,099$7,407$167,304
20$25,107$6,399$142,197
21$26,158$5,348$116,039
22$27,252$4,254$88,787
23$28,392$3,114$60,396
24$29,579$1,927$30,816
25$30,816$689$0

At the end of your 5-year term

Total paid over the term
$157,530
Principal paid down
$62,656
Interest paid
$94,873
Balance remaining
$429,344

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
3.1%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.5%
Gross yield
− Property tax $4,034− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $19,130

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of EXECUTIVE REAL ESTATE SERVICES LTD.. MLS®/PropTx.

CallRequest a showing