36 Anderson Street, Oakville, ON

Central, Oakville · MLS® W12992608

$3,998,900
For Sale
Listed 95 days ago
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4Bedrooms
4Bathrooms
2Garage · 5 parking
2000-2500Sq Ft

About this home

Incredible offering in the Harbour district of Old Oakville one block from the lake and harbour and a short stroll to beautiful downtown Oakville. Over 3500SF of luxury living space. Beautiful custom build with open concept floor plan featuring soaring 10' ceilings and filled with light via wall-to wall windows and dramatic skylights. 3-floor elevator. Exceptionally high-end quality construction and attention to detail. Living Room with fireplace open to Kitchen with built-in SubZero & Wolf appliances, quartz counters, Butler's pantry with full height SubZero freezer and exceptional storage. Walk-out to a beautiful fully covered porch 27' x 11' with low maintenance composite decking. Beautiful Primary suite with south-facing lake view from Juliette Balcony, luxury Ensuite with heated floors, dual sinks, soaker tub and glass shower; Walk-in closet with built-in cabinetry. 2 further bedrooms with Juliette balconies with lake views. Main bath with heated floors and glass shower. Second floor Laundry. The ultimate lower level features high ceilings, radiant heated floors throughout, patio door walk-out to covered patio and access to the garden, large open concept Recreation Rm, full second Kitchen with high-end appliances, 4th Bedroom & guest bathroom; Cedar lined sauna with easy access to get outside to the hot tub. Triple Glazed windows throughout. Wired Security System. Irrigation System. The fenced garden features lush landscaping, large patio and gazebo for hot tub. Inside entry from oversized, 2-car garage with 12 ceilings can accommodate a car-lift.

Key facts

Property type
Detached, 2-Storey
MLS®
W12992608
Bedrooms
4 (3 + 1)
Bathrooms
4 (1 half)
Size
2000-2500
Lot
58 × 96.5 ft
Cross streets
Lakeshore/Chisholm
Parking
2 garage · 5 parking (built-in)
Basement
Finished, Full
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Stucco (Plaster), Stone
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$11,676 / 2025
Days on market
95
Listing brokerage
Royal LePage Real Estate Services Ltd., Brokerage

Rooms

Powder RoomMain1.68 × 1.52 m
BathroomSecond3.10 × 2.31 m

4 Pc Bath

KitchenLower3.40 × 3.23 m
Family RoomLower6.68 × 4.95 m
PantryMain3.00 × 1.78 m

hardwood floor · pot lights · quartz counter

KitchenMain4.62 × 3.56 m

centre island · quartz counter

BathroomLower2.77 × 2.11 m

3 Pc Bath

BedroomSecond5.46 × 3.35 m

double closet · juliette balcony · pot lights

LaundrySecond2.11 × 1.68 m

Quartz Counter

BedroomLower3.58 × 3.28 m
Utility RoomLower3.10 × 1.32 m
Dining RoomMain3.56 × 2.57 m

hardwood floor · open concept

Primary BedroomSecond5.49 × 4.50 m

5 pc ensuite · heated floor · juliette balcony

BedroomSecond5.46 × 3.48 m

double closet · juliette balcony · pot lights

Living RoomMain6.93 × 5.31 m

crown moulding · fireplace · w/o to patio

Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

On location, this is a very walkable address with everyday errands close by. Rebecca St. + Chisholm St. is about a 6-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
  • Heated floors: comfort and a premium-finish signal.
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
  • Open-concept layout: modern, sought-after flow.
  • Elevator: rare and valuable for accessibility and resale.
  • Value driver
  • Lifestyle
  • Worth verifying
Comparable listingsCurrently listed nearby · asking prices
$1.72Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

392 Aspen Forest Drive$2.48M3086 Swansea Drive$1.55M3367 Whilabout Terrace$1.54M2517 Pine Glen Road$1.36M3343 Stocksbridge Avenue$1.70M

The 5 closest of 7 active listings nearby.

See all comparable homes
4.00MThis home2.48M1.55M1.54M1.36M1.70MThis home vs active comparables
Live market pulseActive comparables in Central · median list $3.85M
$1,777this home / sqft
6active listings nearby
95days on market

90 days longer than the Oakville average (5 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Central, Oakville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

74/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Rebecca St. + Chisholm St., about 459 m away

20+ transit stops2 grocery20+ dining20+ parks9 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Southwest
$3.79M
Morrison
$5.03M
College Park
$1.36M
West
$1.89M
Ford
$2.51M

Typical asking price of active listings of the same type, per area (outliers removed). Oakville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$18,226/mo
$724KIncome needed
5.5×Price ÷ income
$4,206Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

95%mortgage
Mortgage $18,226Property tax $973Total carry $19,199

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$17,072per month

Mortgage amount $3,199,120 · 4.14% over 25 years

$799,780Down payment (20.0%)
$3,199,120Loan before insurance
$0CMHC premium
$18,045Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$17,072
Property tax
$973
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$18,045

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$86,448
Estimated closing costs
$86,448

Plus your down payment of $799,780. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$20,735/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,922,388Total interest paid
$5,121,508Total of all payments
Principal $3,199,120 Interest $1,922,388
YearPrincipalInterestBalance
1$74,944$129,916$3,124,176
2$78,079$126,781$3,046,097
3$81,345$123,515$2,964,751
4$84,748$120,113$2,880,004
5$88,292$116,568$2,791,711
6$91,986$112,875$2,699,726
7$95,833$109,027$2,603,892
8$99,842$105,018$2,504,051
9$104,018$100,842$2,400,033
10$108,369$96,491$2,291,664
11$112,902$91,958$2,178,762
12$117,624$87,236$2,061,137
13$122,544$82,316$1,938,593
14$127,670$77,190$1,810,923
15$133,011$71,850$1,677,912
16$138,574$66,286$1,539,338
17$144,371$60,490$1,394,967
18$150,409$54,451$1,244,558
19$156,701$48,160$1,087,857
20$163,255$41,605$924,602
21$170,084$34,776$754,518
22$177,198$27,662$577,320
23$184,610$20,250$392,709
24$192,332$12,528$200,377
25$200,377$4,483$0

At the end of your 5-year term

Total paid over the term
$1,024,302
Principal paid down
$407,409
Interest paid
$616,893
Balance remaining
$2,791,711

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
0.8%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.3%
Gross yield
− Property tax $11,676− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $31,780

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of Royal LePage Real Estate Services Ltd., Brokerage. MLS®/PropTx.

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