2331 Ontario Street, Oakville, ON
Bronte, Oakville · MLS® W12994760
About this home
Water Lover's Delight - Experience lakeside living at its finest in this charming home located in the heart of Bronte Village, across from the Harbor Marina and Park with a beach. Panoramic, unobstructed views of Lake Ontario from the living room, master bedroom, and loft, along with direct access from the ground level to a huge terrace, provide a one-of-a-kind experience that feels like a beach house in the city. This home has been treated with passion and renovated from top to bottom. Almost 2,000 sq. ft. of living space has been designed with European touch throughout, offering both functionality and luxury with many unique features. The expansive living room with a gas fire place opens to the modern kitchen loaded with Miele appliances. Convenient laundry space is tucked on one side. Floor-to-ceiling windows with sliding doors lead to the terrace and BBQ area, equipped with a gas hookup making the main part of the house perfect for everyday family living, relaxation, and social gatherings. The upper level presents a master bedroom with an ensuite spa-like bathroom including a large shower with a glass door and a Japanese toilet, finished with cork flooring. Two additional bedrooms along with an extra full bathroom complete the quiet area. For anyone in search of a soothing getaway, a productive sanctuary home office or art studio or a teen space, the loft area offers a stunning escape. It features a soaring cathedral ceiling, a grand Palladian window, and more breathtaking views of the water. The cozy main-level family room provides seamless access to your own private backyard, which invites relaxation, while the saltwater hot tub adds an extra touch of luxury. This prime spot is surrounded by walking trails, trendy restaurants, boutique shops, and more to discover. It offers the perfect balance of lakeside serenity and urban convenience.
Key facts
- Property type
- Detached, 3-Storey
- MLS®
- W12994760
- Bedrooms
- 3
- Bathrooms
- 3 (3 half)
- Size
- 1500-2000
- Lot
- 29.92 × 75.83 ft
- Cross streets
- Lakeshore Rd W / Bronte Rd
- Parking
- 1 garage · 3 parking (built-in)
- Driveway
- Front Yard Parking, Private Double
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Board & Batten , Vinyl Siding
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $7,779 / 2025
- Days on market
- 95
- Listing brokerage
- ROYAL LEPAGE REAL ESTATE SERVICES LTD.
Rooms
Listed at $1,599,000, this home is within the range of a wider set of listings, but with few close matches nearby, so worth confirming with a precise CMA. The number above is my independent estimate of value, not the asking price.
There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.
Based on 21 similar homes nearby, adjusted for size, beds, and baths.Median of 21 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $2.00M, higher than the comparables and worth a second look. The comparable range is wide here, so treat this as a rough read until I run a full CMA.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $1.48M
- Bedrooms −$30K
- Adjusts to $1.45M
That comparable adjusts to $1.45M; the $1.53M estimate above is the median of all 21 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, this is a more car-dependent spot, so buyers here typically drive. Transit is limited nearby. Worth weighing if transit access matters to you.
Total price vs nearby homes. Fair value about $1.53M, median of 21 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
- Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
- Primary suite: a key comfort and resale feature.
- Value driver
- Worth verifying
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homesThis home lists 5% below the area average of $962/sqft.
89 days longer than the Oakville average (6 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Bronte, Oakville, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Almost all errands require a car.
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Oakville.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.
Mortgage amount $1,279,200 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $6,826
- Property tax
- $648
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $7,475
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $28,455
- Estimated closing costs
- $28,455
Plus your down payment of $319,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $409,577
- Principal paid down
- $162,906
- Interest paid
- $246,671
- Balance remaining
- $1,116,294
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE REAL ESTATE SERVICES LTD.. MLS®/PropTx.