322 Pine Avenue, Oakville, ON
Old Oakville, Oakville · MLS® W12994980
About this home
IMPROVED OPPORTUNITY! Discover this charming family home nestled in the heart of Old Oakville, one of the area's most desirable neighbourhoods. Meticulously maintained 1.5-storey residence on a beautifully landscaped 50' x 141.8' lot, tucked away on a quiet, tree-lined cul-de-sac. Surrounded by inviting covered porches and decks, a peaceful setting to enjoy nature while remaining close to all amenities. Originally purchased over 40 years ago as a quaint cottage and thoughtfully renovated in 1992, features generously sized principal rooms, including a sunken, oversized family room. This inviting space showcases a reclaimed brick, wood-burning fireplace with a barn board mantel, along with a matching bar and sliding doors that open to a Muskoka-inspired backyard.Expansive rear-facing windows flood the home with natural light and lead to a spacious 36'4" x 14'6" deck-perfect for entertaining or relaxing year-round. With over 2,050 sq. ft. of above-grade living space, this home seamlessly blends timeless character with modern comfort. The home offers 3+1 well-appointed bedrooms, 4 bathrooms, and a versatile living room currently used as a formal dining space. The finished basement provides additional flexibility for growing families. The main floor includes a bedroom that can also serve as a home office or den, along with an updated bathroom. Hardwood flooring and ceramic tiles enhance the main level, while the spacious kitchen features abundant cabinetry, a large pantry, and a double sink. Additional highlights include a separate main floor laundry room with a utility sink, folding counter, and ample storage. At the rear of the property, two detached outbuildings, with electricity offer excellent potential for a workshop, studio, or garden storage. This property offers endless possibilities for renovation or addition. Just minutes from top-ranked public and private schools, Downtown Oakville, Whole Foods, LCBO, charming shops, the lakefront, parks, walk to GO transit
Key facts
- Property type
- Detached, 1 1/2 Storey
- MLS®
- W12994980
- Bedrooms
- 4 (3 + 1)
- Bathrooms
- 4 (1 half)
- Size
- 2000-2500
- Lot
- 50 × 141.62 ft
- Cross streets
- Trafalgar/Cornwall
- Parking
- 5 parking
- Driveway
- Private, Tandem
- Basement
- Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Aluminum Siding, Vinyl Siding
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle, Fibreglass Shingle
- Sewer
- Sewer
- Property tax
- $7,921 / 2025
- Days on market
- 94
- Listing brokerage
- Realty Executives Plus Ltd., Brokerage
Rooms
b/i bar · broadloom
3 pc ensuite · walk-in closet(s) · broadloom
3 pc ensuite · walk-in closet(s) · broadloom
laundry sink · separate room
sliding doors · overlooks backyard · double closet
Broadloom
bay window · broadloom · separate room
Broadloom
b/i appliances · pantry · hardwood floor
combined w/kitchen · overlooks family · hardwood floor
brick fireplace · sunken room · overlooks backyard
Heads up: the asking price here sits well below what comparable listings suggest. In this market that usually means it is priced to draw multiple offers, so plan for competition and a final number above asking. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.
Ask Moe if this price is fairOn location, this is a very walkable address with everyday errands close by. Cornwall Rd + Allan St is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
- Addition / added square footage: more space lifts value when it is permitted and well integrated, verify the permits.
- Hardwood floors: quality hardwood is durable and broadly desirable.
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
- Value driver
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homes89 days longer than the Oakville average (5 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Old Oakville, Oakville, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Most daily errands can be done on foot.
🚉 Nearest transit: Cornwall Rd + Allan St, about 118 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Oakville.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $1,359,920 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $7,257
- Property tax
- $660
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $7,917
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $30,473
- Estimated closing costs
- $30,473
Plus your down payment of $339,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $435,422
- Principal paid down
- $173,186
- Interest paid
- $262,236
- Balance remaining
- $1,186,734
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of Realty Executives Plus Ltd., Brokerage. MLS®/PropTx.