327 River Side Drive, Oakville, ON

Central, Oakville · MLS® W13006060

$2,399,800
For Sale
Listed 92 days ago
Request a showing
◎ Directions
4Bedrooms
3Bathrooms
1Garage · 7 parking
1100-1500Sq Ft

About this home

Rare ravine-backed bungalow on an exceptional 27,000 sq ft lot in Old Oakville, backing onto a protected preserve and creek. Thoughtfully renovated and move-in ready with bright principal rooms and beautiful natural views. All renovations and features are detailed in the attached feature sheet. Ideal to Move in now or create your dream estate in one of Oakville's most prestigious and picturesque neighbourhoods. Feels like cottage country, yet steps to Kerr Village, Downtown Oakville, Tannery Park, top schools, the lake, and the GO Station.

Key facts

Property type
Detached, Bungalow
MLS®
W13006060
Bedrooms
4 (3 + 1)
Bathrooms
3 (1 half)
Size
1100-1500
Lot
64.1 × 211 ft
Cross streets
South Forestor & River Side
Parking
1 garage · 7 parking (attached)
Driveway
Private Double
Basement
Finished with Walk-Out, Full
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Poured Concrete
Roof
Asphalt Rolled
Sewer
Sewer
Property tax
$6,819 / 2025
Days on market
92
Listing brokerage
ROYAL LEPAGE TERREQUITY REALTY

Rooms

Bedroom 4Basement4.21 × 6.82 m
Dining RoomGround4.37 × 3.05 m
BathroomBasement1.84 × 3.37 m

3 Pc Bath

Exercise RoomBasement2.47 × 3.47 m
BreakfastGround2.97 × 2.51 m
BathroomGround1.50 × 1.35 m

2 Pc Bath

Bedroom 2Ground3.56 × 3.45 m
RecreationBasement6.96 × 4.09 m
KitchenGround2.97 × 2.54 m
Primary BedroomGround4.62 × 2.54 m
BathroomGround1.22 × 2.36 m

4 Pc Bath

Living RoomGround6.68 × 2.87 m
Bedroom 3Ground3.30 × 2.44 m
LaundryBasement5.08 × 3.40 m
Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Reynolds St at Oakville Trafalgar Community Centre is about a 4-minute walk away.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Ravine lot: privacy and premium value, but confirm the buildable area and any conservation limits.
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Worth verifying
  • Value driver
Comparable listingsCurrently listed nearby · asking prices
$2.01Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

211 Burnhamthorpe Road$3.40M320 Ashbury Road$1.34M366 Wildwood Drive$1.30M

The 3 closest active listings nearby.

See all comparable homes
2.40MThis home3.40M1.34M1.30MThis home vs active comparables
Live market pulseActive comparables in Central · median list $1.85M
$1,846this home / sqft
17active listings nearby
92days on market

87 days longer than the Oakville average (5 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Central, Oakville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

68/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: Reynolds St at Oakville Trafalgar Community Centre, about 342 m away

20+ transit stops8 grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Morrison
$5.03M
College Park
$1.36M
Southwest
$3.79M
Ford
$2.51M
West
$1.89M

Typical asking price of active listings of the same type, per area (outliers removed). Oakville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$10,937/mo
$435KIncome needed
5.5×Price ÷ income
$2,524Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

95%mortgage
Mortgage $10,937Property tax $568Total carry $11,506

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$10,245per month

Mortgage amount $1,919,840 · 4.14% over 25 years

$479,960Down payment (20.0%)
$1,919,840Loan before insurance
$0CMHC premium
$10,813Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$10,245
Property tax
$568
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$10,813

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$46,470
Estimated closing costs
$46,470

Plus your down payment of $479,960. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$12,443/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,153,654Total interest paid
$3,073,494Total of all payments
Principal $1,919,840 Interest $1,153,654
YearPrincipalInterestBalance
1$44,975$77,965$1,874,865
2$46,856$76,083$1,828,008
3$48,816$74,123$1,779,192
4$50,858$72,081$1,728,334
5$52,986$69,954$1,675,348
6$55,202$67,738$1,620,146
7$57,511$65,429$1,562,635
8$59,917$63,023$1,502,718
9$62,423$60,517$1,440,296
10$65,034$57,906$1,375,262
11$67,754$55,186$1,307,508
12$70,588$52,352$1,236,920
13$73,541$49,399$1,163,379
14$76,617$46,323$1,086,762
15$79,822$43,118$1,006,940
16$83,160$39,779$923,780
17$86,639$36,301$837,141
18$90,263$32,677$746,878
19$94,038$28,901$652,840
20$97,972$24,968$554,868
21$102,070$20,870$452,798
22$106,339$16,600$346,458
23$110,787$12,152$235,671
24$115,421$7,518$120,249
25$120,249$2,690$0

At the end of your 5-year term

Total paid over the term
$614,699
Principal paid down
$244,492
Interest paid
$370,207
Balance remaining
$1,675,348

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
0.7%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.2%
Gross yield
− Property tax $6,819− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $16,345

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE TERREQUITY REALTY. MLS®/PropTx.

CallRequest a showing