2434 Blue Holly Crescent, Oakville, ON

Westmount, Oakville · MLS® W13012582

$1,649,990
For Sale
Listed 91 days ago
5Bedrooms
4Bathrooms
2Garage · 4 parking
2500-3000Sq Ft

About this home

Location, Location, Location!! This absolutely fabulous 4-bedroom detached home with a finished basement and double garage is located on a quiet, child-friendly crescent in the highly sought-after Westmount community. Offering approximately 2,600 sq. ft., this beautifully upgraded home features an open-concept main floor with a combined living and dining area, a spacious family room, and a large kitchen with breakfast area and walkout to the new deck and BBQ space. The second floor offers four generously sized bedrooms, including a primary suite with a walk in closet, separate shoe closet, and recently renovated ensuite bathroom. The fully finished basement is perfect for entertaining, with a superb recreation room, wet bar, fireplace, home theatre, and office/den or potential 5th bedroom. Enjoy exceptional outdoor living with a split-level deck, pergola, gas BBQ hookup, and inviting entertaining space. Additional highlights include a renovated kitchen with quartz countertops and backsplash, stainless steel smart appliances, gas stove, smart dishwasher, smart oven/microwave, high-CFM chimney, pot filler, hardwood flooring, 9-ft ceilings, pot lights throughout, gas fireplace, owned furnace, air conditioner, water heater, water softener, 200-amp panel, and a Tesla Level 2 charger in the garage. Conveniently located close to major highways, public transit, GO Transit, parks, trails, and award-winning schools, this is an incredible opportunity to own a substantial family home in one of Westmount's most coveted streets.

Key facts

Property type
Detached, 2-Storey
MLS®
W13012582
Bedrooms
5 (4 + 1)
Bathrooms
4 (1 half)
Size
2500-3000
Lot
38.16 × 93.77 ft
Cross streets
West Oak Trails Blvd to Grand Oak Trail to 4 Blue Holly Cres
Parking
2 garage · 4 parking (attached)
Driveway
Private Double
Basement
Full, Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$7,186 / 2025
Days on market
91
Listing brokerage
CENTURY 21 HERITAGE GROUP LTD.

Rooms

Living RoomMain5.49 × 3.43 m

window · pot lights · hardwood floor

Media RoomBasement4.55 × 3.68 m
BedroomBasement3.71 × 3.30 m
Primary BedroomSecond6.48 × 4.22 m

window · walk-in closet(s) · ensuite bath

BedroomSecond5.21 × 3.94 m

window · closet · hardwood floor

KitchenMain5.37 × 3.27 m

stainless steel appl · quartz counter

Family RoomMain5.82 × 3.71 m

window · pot lights · hardwood floor

BedroomSecond3.94 × 3.66 m

window · closet · hardwood floor

LaundryMain2.54 × 1.85 m
RecreationBasement6.78 × 5.21 m

wet bar · electric fireplace

BedroomSecond3.66 × 3.51 m

window · closet · hardwood floor

Dining RoomMain5.44 × 3.61 m

window · pot lights · hardwood floor

Moe’s TakeTeam Asgarian · Broker
In line
$1.64Mest. value

Listed at $1,649,990, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.

Based on 14 similar homes nearby, adjusted for size, beds, and baths.Median of 14 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.63M, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.67M
  • Bathrooms +$15K
  • Adjusts to $1.68M

That comparable adjusts to $1.68M; the $1.64M estimate above is the median of all 14 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Bronte Rd + Khalsa Gate is about a 4-minute walk away.

List price
$1.53MGreat deal$1.77MOverpriced

Total price vs nearby homes. Fair value about $1.64M, median of 14 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted.
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Primary suite: a key comfort and resale feature.
  • Open-concept layout: modern, sought-after flow.
  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Value driver
  • Lifestyle
Comparable listingsCurrently listed nearby in Westmount · asking prices
$1.70Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

2299 Stratus Drive$1.77M2252 Foxfield Road$1.65M2066 Willhaven Trail$1.85M2190 Kingsridge Drive$1.63M2013 Rosemount Crescent$1.60M

The 5 closest of 8 active listings nearby.

See all comparable homes
1.65MThis home1.77M1.65M1.85M1.63M1.60MThis home vs active comparables
Live market pulseActive comparables in Westmount · median list $1.77M
$600this home / sqft
32active listings nearby
91days on market

This home lists 5% below the area average of $633/sqft.

86 days longer than the Oakville average (5 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Westmount, Oakville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

61/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: Bronte Rd + Khalsa Gate, about 312 m away

20+ transit stops12 dining17 parks8 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bronte Creek
$1.77M
West Oak Trails
$1.48M
Glen Abbey
$1.98M
West
$1.89M
River Oaks
$1.60M

Typical asking price of active listings of the same type, per area (outliers removed). Oakville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$7,520/mo
$308KIncome needed
5.4×Price ÷ income
$1,735Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $7,520Property tax $599Total carry $8,119

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$7,044per month

Mortgage amount $1,319,992 · 4.14% over 25 years

$329,998Down payment (20.0%)
$1,319,992Loan before insurance
$0CMHC premium
$7,643Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$7,044
Property tax
$599
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$7,643

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$29,475
Estimated closing costs
$29,475

Plus your down payment of $329,998. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$8,556/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$793,198Total interest paid
$2,113,190Total of all payments
Principal $1,319,992 Interest $793,198
YearPrincipalInterestBalance
1$30,923$53,605$1,289,069
2$32,216$52,311$1,256,853
3$33,564$50,964$1,223,289
4$34,968$49,560$1,188,321
5$36,430$48,097$1,151,891
6$37,954$46,573$1,113,936
7$39,542$44,986$1,074,395
8$41,196$43,332$1,033,199
9$42,919$41,609$990,280
10$44,714$39,813$945,566
11$46,585$37,943$898,981
12$48,533$35,994$850,448
13$50,563$33,964$799,885
14$52,678$31,849$747,207
15$54,882$29,646$692,325
16$57,177$27,350$635,148
17$59,569$24,959$575,579
18$62,061$22,467$513,518
19$64,656$19,871$448,862
20$67,361$17,167$381,501
21$70,179$14,349$311,322
22$73,114$11,414$238,208
23$76,172$8,355$162,036
24$79,358$5,169$82,678
25$82,678$1,850$0

At the end of your 5-year term

Total paid over the term
$422,638
Principal paid down
$168,101
Interest paid
$254,537
Balance remaining
$1,151,891

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,250/mo
$63,000Gross annual rent
2.9%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.8%
Gross yield
− Property tax $7,186− Insurance $1,400− Vacancy & upkeep $6,930Net operating income $47,484

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 HERITAGE GROUP LTD.. MLS®/PropTx.

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