184 King Street, Oakville, ON

Old Oakville, Oakville · MLS® W13014006

$4,299,000
For Sale
Listed 91 days ago
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4Bedrooms
5Bathrooms
2Garage · 4 parking
3000-3500Sq Ft

About this home

Set in the heart of Old Oakville on a generous, tree-lined lot, this distinguished red brick residence blends timeless architecture with thoughtful modern updates. Featuring 3+1 bedrooms and 5 bathrooms, each upper bedroom offers its own private ensuite, delivering a rare level of comfort and privacy. The main level is defined by rich character and natural flow, with original wood detailing, oak hardwood flooring, and a gradual-rise staircase anchoring the space. The living room is both refined and inviting, centered around a gas fireplace with custom paneling, while the formal dining room provides an elegant setting for entertaining. At the heart of the home, the kitchen features Blue Lagos soapstone countertops, custom cabinetry, a large island with integrated cooktop, and dual dishwashers. A built-in wet bar enhances functionality, while large windows connect the space to the surrounding greenery. A standout feature is the carriage house-inspired bar area with original doors offering a unique blend of heritage charm and everyday use. A sunroom with terracotta tile flooring provides a bright, relaxed retreat with direct access to the outdoors. The finished lower level extends the living space with a recreation room featuring a second gas fireplace, additional living areas, a bedroom, full bathroom, and dedicated wine display. Complete with a detached two-car garage, mature landscaping, and located just steps to the shops, restaurants, and waterfront of Old Oakville, this is a rare opportunity to own a character home in one of the area's most sought-after neighbourhoods. Luxury Certified.

Key facts

Property type
Detached, 2-Storey
MLS®
W13014006
Bedrooms
4 (3 + 1)
Bathrooms
5 (1 half)
Size
3000-3500
Lot
104.33 × 104.33 ft
Cross streets
King & Thomas St
Parking
2 garage · 4 parking (detached)
Driveway
Private Double
Basement
Finished with Walk-Out, Full
Heating
Radiant
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Shingles
Sewer
Sewer
Property tax
$14,356 / 2025
Days on market
91
Listing brokerage
RE/MAX ESCARPMENT REALTY INC.

Rooms

OfficeBasement4.19 × 4.46 m

hardwood floor · pot lights

SittingSecond3.17 × 5.37 m

hardwood floor · combined w/primary · large window

Dining RoomMain4.24 × 3.96 m

hardwood floor · crown moulding · formal rm

LaundrySecond2.71 × 1.70 m

Tile Floor

Primary BedroomSecond4.36 × 8.40 m

hardwood floor · 5 pc ensuite · fireplace

OtherBasement2.92 × 5.05 m

hardwood floor · w/o to yard · double doors

Utility RoomBasement4.07 × 4.01 m

Concrete Floor

Bedroom 3Second4.34 × 4.63 m

hardwood floor · 3 pc ensuite · pot lights

Bedroom 2Second4.34 × 4.32 m

hardwood floor · 4 pc ensuite · crown moulding

RecreationBasement4.08 × 5.52 m

hardwood floor · fireplace · above grade window

OfficeMain3.48 × 3.07 m

hardwood floor · pot lights · window

SunroomMain2.96 × 5.07 m

stone floor · w/o to patio · large window

BedroomBasement4.07 × 3.37 m

hardwood floor · closet · window

Living RoomMain4.27 × 6.71 m

hardwood floor · gas fireplace · pot lights

KitchenMain4.23 × 5.68 m

hardwood floor · stone counters · centre island

Moe’s TakeTeam Asgarian · Broker
In line
$4.22Mest. value

Listed at $4,299,000, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.

Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $3.64M, a bit lower.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $2.99M
  • Bedrooms −$30K
  • Bathrooms +$15K
  • Adjusts to $2.98M

That comparable adjusts to $2.98M; the $4.22M estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, this is a very walkable address with everyday errands close by. Church St. + Navy St. is about a 5-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$4.00MGreat deal$4.30MOverpriced

Total price vs nearby homes. Fair value about $4.22M, median of 5 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$2.53Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

1478 Creekwood Trail$2.73M1539 Bayshire Drive$2.45M1387 Willowdown Road$2.90M10 Settlers Road$2.30M2390 Taylorwood Drive$2.29M

The 5 closest of 7 active listings nearby.

See all comparable homes
4.30MThis home2.73M2.45M2.90M2.30M2.29MThis home vs active comparables
Live market pulseActive comparables in Old Oakville · median list $4.00M
$1,323this home / sqft
7active listings nearby
91days on market

This home lists 12% above the area average of $1,182/sqft.

86 days longer than the Oakville average (5 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Old Oakville, Oakville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

70/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Church St. + Navy St., about 367 m away

20+ transit stops2 grocery20+ dining20+ parks9 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Morrison
$5.03M
Southwest
$3.79M
College Park
$1.36M
Ford
$2.51M
West
$1.89M

Typical asking price of active listings of the same type, per area (outliers removed). Oakville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$19,593/mo
$783KIncome needed
5.5×Price ÷ income
$4,522Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

94%mortgage
Mortgage $19,593Property tax $1,196Total carry $20,790

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$18,353per month

Mortgage amount $3,439,200 · 4.14% over 25 years

$859,800Down payment (20.0%)
$3,439,200Loan before insurance
$0CMHC premium
$19,549Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$18,353
Property tax
$1,196
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$19,549

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$93,950
Estimated closing costs
$93,950

Plus your down payment of $859,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$22,291/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$2,066,654Total interest paid
$5,505,854Total of all payments
Principal $3,439,200 Interest $2,066,654
YearPrincipalInterestBalance
1$80,569$139,666$3,358,631
2$83,939$136,296$3,274,693
3$87,450$132,784$3,187,243
4$91,108$129,127$3,096,136
5$94,918$125,316$3,001,217
6$98,889$121,345$2,902,328
7$103,025$117,209$2,799,303
8$107,335$112,900$2,691,969
9$111,824$108,410$2,580,145
10$116,502$103,733$2,463,643
11$121,375$98,860$2,342,268
12$126,452$93,783$2,215,817
13$131,741$88,493$2,084,076
14$137,251$82,983$1,946,824
15$142,992$77,242$1,803,832
16$148,974$71,261$1,654,859
17$155,205$65,029$1,499,654
18$161,697$58,537$1,337,957
19$168,460$51,774$1,169,496
20$175,507$44,727$993,989
21$182,848$37,386$811,141
22$190,496$29,738$620,645
23$198,464$21,770$422,181
24$206,766$13,468$215,415
25$215,415$4,820$0

At the end of your 5-year term

Total paid over the term
$1,101,171
Principal paid down
$437,983
Interest paid
$663,188
Balance remaining
$3,001,217

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$6,300/mo
$75,600Gross annual rent
1.2%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.8%
Gross yield
− Property tax $14,356− Insurance $1,400− Vacancy & upkeep $8,316Net operating income $51,528

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ESCARPMENT REALTY INC.. MLS®/PropTx.

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