80 Renfield Street, Toronto, ON

Brookhaven-Amesbury, Toronto · MLS® W13021626

$950,000
For Sale
Listed 93 days ago
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4Bedrooms
2Bathrooms
1Garage · 3 parking
700-1100Sq Ft

About this home

Fantastic opportunity in a sought-after neighborhood! Detached bungalow owned by the samefamily for 23 years, offering endless potential to renovate or build your custom dream home.Features a separate entrance to the basement with existing plumbing for a kitchen - ideal foran in-law suite or income potential. Surrounded by many new builds in the area. Walkingdistance to schools, parks, and shopping. A great investment in a rapidly developingcommunity!

Key facts

Property type
Detached, Bungalow
MLS®
W13021626
Bedrooms
4 (2 + 2)
Bathrooms
2
Size
700-1100
Lot
40.05 × 125.24 ft
Cross streets
Lawrence & Black Creek
Parking
1 garage · 3 parking (detached)
Driveway
Private
Basement
Separate Entrance
Heating
Forced Air
A/C
Central Air
Exterior
Aluminum Siding, Stucco (Plaster)
Foundation
Concrete Block
Roof
Unknown
Sewer
Sewer
Property tax
$3,861 / 2025
Days on market
93
Listing brokerage
NEW ERA REAL ESTATE

Rooms

Living RoomMain3.47 × 2.90 m
Dining RoomMain4.60 × 3.47 m
Moe’s TakeTeam Asgarian · Broker
In line
$881Kest. value

Listed at $950,000, this home is within the range of comparable homes, on the higher side. The number above is my independent estimate of value, not the asking price.

In Brookhaven-Amesbury lately, sellers have been getting about 99% of asking and homes sell in about 28 days.

Based on 70 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 70 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $809K, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, sold for $690K
  • Bathrooms −$29K
  • Adjusts to $661K

That comparable adjusts to $661K; the $881K estimate above is the median of all 70 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.

The assigned public school is Weston Collegiate Institute. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

List price
$753KGreat deal$963KOverpriced

Total price vs nearby homes. Fair value about $881K, median of 70 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant. Income potential
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Development potential: upside only if zoning permits, verify with the city before relying on it. Worth verifying
Comparable listingsCurrently listed nearby in Brookhaven-Amesbury · asking prices
$1.04Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

30 Garside Crescent$1000k14 Nordale Crescent$1.05M37 Garside Crescent$1.08M

The 3 closest active listings nearby.

See all comparable homes
950kThis home1000k1.05M1.08MThis home vs active comparables
Live market pulseActive comparables in Brookhaven-Amesbury · median list $1.05M
$1,056this home / sqft
7active listings nearby
93days on market
98sold nearby · 90 days
$1.05Mmedian sold price
99%of asking, on average

This home lists 10% below the area average of $1,169/sqft.

92 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Brookhaven-Amesbury, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bedford Park-Nortown
$2.28M
Eringate-Centennial-West Deane
$1000K
Leaside
$1.73M
Willowdale East
$3.00M
Alderwood
$1.40M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Brookhaven Public School
31%
Brookhaven Public SchoolPublic · Elementary · 0.3 km awayBelow the GTA average · 31% meet the provincial standard

Affordability & Mortgage

Affordability
$4,330/mo
$178KIncome needed
5.3×Price ÷ income
$999Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $4,330Property tax $322Total carry $4,652

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,056per month

Mortgage amount $760,000 · 4.14% over 25 years

$190,000Down payment (20.0%)
$760,000Loan before insurance
$0CMHC premium
$4,377Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,056
Property tax
$322
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,377

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$15,475
Toronto municipal land transfer tax
$15,475
Estimated closing costs
$30,950

Plus your down payment of $190,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$4,926/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$456,693Total interest paid
$1,216,693Total of all payments
Principal $760,000 Interest $456,693
YearPrincipalInterestBalance
1$17,804$30,864$742,196
2$18,549$30,119$723,647
3$19,325$29,343$704,322
4$20,133$28,535$684,189
5$20,975$27,692$663,214
6$21,853$26,815$641,361
7$22,767$25,901$618,595
8$23,719$24,949$594,876
9$24,711$23,957$570,165
10$25,745$22,923$544,420
11$26,822$21,846$517,598
12$27,943$20,724$489,655
13$29,112$19,555$460,542
14$30,330$18,338$430,212
15$31,599$17,069$398,614
16$32,920$15,747$365,693
17$34,297$14,370$331,396
18$35,732$12,936$295,664
19$37,227$11,441$258,437
20$38,784$9,884$219,653
21$40,406$8,262$179,247
22$42,096$6,572$137,151
23$43,857$4,811$93,294
24$45,691$2,976$47,603
25$47,603$1,065$0

At the end of your 5-year term

Total paid over the term
$243,339
Principal paid down
$96,786
Interest paid
$146,552
Balance remaining
$663,214

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,450/mo
$17,400Gross annual rent
1.1%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.8%
Gross yield
− Property tax $3,861− Insurance $1,400− Vacancy & upkeep $1,914Net operating income $10,225

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of NEW ERA REAL ESTATE. MLS®/PropTx.

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