65 Moncrieff Drive, Toronto, ON

Rexdale-Kipling, Toronto · MLS® W13025342

$899,900
For Sale
Listed 87 days ago
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5Bedrooms
2Bathrooms
1Garage · 5 parking
700-1100Sq Ft

About this home

Client RemarksWelcome to this detached home featuring 3 spacious bedrooms upstairs and a separate entrance to a fully finished basement with 3 additional bedrooms and a second kitchen-ideal for extended family. Perfectly situated in a highly sought-after Etobicoke neighborhood, just steps from a shopping plaza and right at a TTC bus stop. Enjoy easy access to major highways, local amenities, and Humber College, making it an excellent choice for first-time buyers or investors. Exceptional value and strong potential in a prime location!

Key facts

Property type
Detached, Bungalow
MLS®
W13025342
Bedrooms
5 (3 + 2)
Bathrooms
2
Size
700-1100
Lot
45 × 115 ft
Cross streets
Kipling/Genthorn
Parking
1 garage · 5 parking (detached)
Driveway
Private
Basement
Apartment
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$3,921 / 2025
Days on market
87
Listing brokerage
REAL ESTATE ADVISORS INC.
Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

The assigned public school is Thistletown Collegiate Institute. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Elmhurst Dr at Genthorn Ave is about a 3-minute walk away.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant.
  • Finished basement: added living space, worth checking ceiling height and that the work was permitted.
  • Income potential
  • Value driver
Comparable listingsCurrently listed nearby · asking prices
$999kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

88 Frey Crescent$899k5 Cuffley Crescent$998k60 Chillery Avenue$900k20 Martindale Road$1.20M

The 4 closest active listings nearby.

See all comparable homes
900kThis home899k998k900k1.20MThis home vs active comparables
Live market pulseActive comparables in Rexdale-Kipling · median list $949K
$1,000this home / sqft
9active listings nearby
87days on market

This home lists 18% above the area average of $849/sqft.

86 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Rexdale-Kipling, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

66/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: Elmhurst Dr at Genthorn Ave, about 225 m away

20+ transit stops5 grocery20+ dining20+ parks13 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Downsview-Roding-CFB
$1.06M
Bedford Park-Nortown
$2.90M
Lawrence Park South
$2.14M
Alderwood
$998K
High Park-Swansea
$4.99M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Thistletown Collegiate Institute
56%
Thistletown Collegiate InstitutePublic · Secondary · 0.6 km awayBelow the GTA average · 56% meet the provincial standard
Rivercrest Junior SchoolEQAO results not published
West Humber Junior Middle SchoolEQAO results not published

Affordability & Mortgage

Affordability
$4,101/mo
$170KIncome needed
5.3×Price ÷ income
$946Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $4,101Property tax $327Total carry $4,428

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,842per month

Mortgage amount $719,920 · 4.14% over 25 years

$179,980Down payment (20.0%)
$719,920Loan before insurance
$0CMHC premium
$4,169Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,842
Property tax
$327
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,169

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$14,473
Toronto municipal land transfer tax
$14,473
Estimated closing costs
$28,946

Plus your down payment of $179,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$4,666/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$432,608Total interest paid
$1,152,528Total of all payments
Principal $719,920 Interest $432,608
YearPrincipalInterestBalance
1$16,865$29,236$703,055
2$17,571$28,530$685,484
3$18,306$27,795$667,178
4$19,071$27,030$648,107
5$19,869$26,232$628,238
6$20,700$25,401$607,538
7$21,566$24,535$585,972
8$22,468$23,633$563,504
9$23,408$22,693$540,096
10$24,387$21,714$515,709
11$25,407$20,694$490,302
12$26,470$19,631$463,832
13$27,577$18,524$436,255
14$28,731$17,371$407,524
15$29,932$16,169$377,592
16$31,184$14,917$346,408
17$32,489$13,612$313,919
18$33,848$12,253$280,071
19$35,263$10,838$244,808
20$36,738$9,363$208,070
21$38,275$7,826$169,794
22$39,876$6,225$129,918
23$41,544$4,557$88,374
24$43,282$2,819$45,092
25$45,092$1,009$0

At the end of your 5-year term

Total paid over the term
$230,506
Principal paid down
$91,682
Interest paid
$138,824
Balance remaining
$628,238

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,450/mo
$17,400Gross annual rent
1.1%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.9%
Gross yield
− Property tax $3,921− Insurance $1,400− Vacancy & upkeep $1,914Net operating income $10,165

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REAL ESTATE ADVISORS INC.. MLS®/PropTx.

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