489 Lakeshore Road, Oakville, ON

Morrison, Oakville · MLS® W13030806

$23,980,000
For Sale
Listed 86 days ago
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5Bedrooms
8Bathrooms
4Garage · 12 parking
5,000Sq Ft

About this home

Welcome to 489 Lakeshore Road East, a truly exceptional estate crafted by the renowned Ferris Rafauli, nestled in the prestigious enclave of southeast Oakville along the serene shores of Lake Ontario. This rare one-acre property boasts a remarkable 18,000+ square foot steel-frame home, meticulously designed to showcase unparalleled craftsmanship and timeless elegance. Every detail of this exquisite residence speaks to a dedication to luxury living, from its concrete structure to its five bedrooms and eight baths, eight fireplaces, three kitchens, and elevator for seamless access to all levels. Indulge in the ultimate relaxation with amenities such as an indoor pool, built-in spa, dry sauna, and cabana with a full kitchen. The property also features a four-car garage, 600-amp electrical service, in-floor heating, and cutting-edge building operation systems, all complemented by award-winning landscaping that surrounds this magnificent estate. For the discerning buyer seeking the epitome of luxury living, 489 Lakeshore Road East offers an unparalleled opportunity to experience a lifestyle of opulence and refinement.

Key facts

Property type
Detached, 2-Storey
MLS®
W13030806
Bedrooms
5 (4 + 1)
Bathrooms
8 (2 half)
Size
5,000 sq ft
Lot
152 × 288 ft
Cross streets
Lakeshore Rd E. & Balsam Drive
Parking
4 garage · 12 parking (attached)
Driveway
Circular Drive
Basement
Finished, Full
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Foundation
Concrete Block
Roof
Flat
Sewer
Sewer
Pool
Indoor
Property tax
$130,416 / 2025
Days on market
86
Listing brokerage
ENGEL & VOLKERS TORONTO CENTRAL

Rooms

Dining RoomMain7.21 × 4.88 m

large window · wall sconce lighting · double doors

LaundrySecond4.47 × 3.18 m

b/i shelves · closet · custom counter

SittingSecond5.79 × 5.08 m

fireplace · w/o to terrace · vaulted ceiling(s)

Family RoomMain6.07 × 5.49 m

fireplace · wall sconce lighting · large window

Bedroom 4Second5.46 × 4.09 m

w/o to balcony · large window · ensuite bath

Bedroom 2Second7.52 × 5.05 m

4 pc ensuite · w/o to balcony · large window

Primary BedroomSecond6.25 × 6.10 m

fireplace · 6 pc ensuite · w/o to terrace

Bedroom 3Second6.07 × 5.46 m

3 pc ensuite · w/o to balcony · large window

Living RoomMain9.86 × 6.10 m

fireplace · w/o to garden · large window

KitchenMain6.10 × 5.59 m

breakfast area · w/o to garden · breakfast bar

Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Reynolds St + Randall St is about a 8-minute walk away.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
  • Elevator: rare and valuable for accessibility and resale.
  • Weigh carefully
  • Lifestyle
Comparable listingsCurrently listed nearby in Morrison · asking prices
$7.91Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

64 Brentwood Road$7.95M112 Elton Park Road$6.50M172 Burgundy Drive$6.46M262 Maple Grove Drive$10.88M1081 Argyle Drive$7.75M

The 5 closest of 7 active listings nearby.

See all comparable homes
23.98MThis home7.95M6.50M6.46M10.88M7.75MThis home vs active comparables
Live market pulseActive comparables in Morrison · median list $6.46M
$4,796this home / sqft
11active listings nearby
86days on market

81 days longer than the Oakville average (5 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Morrison, Oakville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

54/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: Reynolds St + Randall St, about 633 m away

20+ transit stops20+ dining20+ parks5 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Ford
$2.51M
College Park
$1.36M
Southwest
$3.79M
West
$1.89M
Joshua Creek
$2.27M

Typical asking price of active listings of the same type, per area (outliers removed). Oakville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$109,293/mo
$4510KIncome needed
5.3×Price ÷ income
$25,221Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $109,293Property tax $10,868Total carry $120,161

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$102,373per month

Mortgage amount $19,184,000 · 4.14% over 25 years

$4,796,000Down payment (20.0%)
$19,184,000Loan before insurance
$0CMHC premium
$113,241Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$102,373
Property tax
$10,868
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$113,241

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$585,975
Estimated closing costs
$585,975

Plus your down payment of $4,796,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$124,341/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$11,527,883Total interest paid
$30,711,883Total of all payments
Principal $19,184,000 Interest $11,527,883
YearPrincipalInterestBalance
1$449,415$779,060$18,734,585
2$468,213$760,262$18,266,372
3$487,798$740,677$17,778,574
4$508,202$720,274$17,270,372
5$529,459$699,016$16,740,913
6$551,606$676,870$16,189,308
7$574,678$653,797$15,614,629
8$598,716$629,759$15,015,913
9$623,760$604,716$14,392,153
10$649,851$578,625$13,742,302
11$677,033$551,442$13,065,270
12$705,352$523,123$12,359,917
13$734,856$493,619$11,625,061
14$765,594$462,881$10,859,468
15$797,618$430,858$10,061,850
16$830,981$397,495$9,230,869
17$865,739$362,736$8,365,130
18$901,952$326,523$7,463,178
19$939,679$288,796$6,523,499
20$978,985$249,491$5,544,514
21$1,019,934$208,541$4,524,580
22$1,062,596$165,879$3,461,984
23$1,107,043$121,432$2,354,941
24$1,153,349$75,126$1,201,592
25$1,201,592$26,883$0

At the end of your 5-year term

Total paid over the term
$6,142,377
Principal paid down
$2,443,087
Interest paid
$3,699,290
Balance remaining
$16,740,913

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$10,500/mo
$126,000Gross annual rent
-0.1%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

0.5%
Gross yield
− Property tax $130,416− Insurance $1,400− Vacancy & upkeep $13,860Net operating income $-19,676

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ENGEL & VOLKERS TORONTO CENTRAL. MLS®/PropTx.

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