906-5 San Romanoway, Toronto, ON

Black Creek, Toronto · MLS® W13034434

$319,000
For Sale
Listed 85 days ago
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1Bedrooms
1Bathrooms
1Garage
700-799Sq Ft

About this home

Welcome to Unit 906 at 5 San Romano Way a spacious and bright 1-bedroom offering expansive views and excellent value. Tile flooring throughout, a functional layout with a walk-out to a large balcony. Enjoy natural light in every room and large open living space. Conveniently located close to grocery stores, public transit, York University, and nearby shopping.

Key facts

Property type
Condo Apartment, Apartment
MLS®
W13034434
Bedrooms
1
Bathrooms
1
Size
700-799
Cross streets
Jane/Finch
Parking
1 garage (underground)
Basement
None
Heating
Water
A/C
Window Unit(s)
Exterior
Brick, Concrete
Maintenance
$637/mo
Exposure
West
Property tax
$867 / 2025
Days on market
85
Listing brokerage
ROYAL LEPAGE SIGNATURE REALTY

Rooms

Living RoomMain5.60 × 3.20 m

w/o to balcony · large window · combined w/dining

Primary BedroomGround4.00 × 3.50 m

double closet · window

KitchenMain3.65 × 2.55 m

eat-in kitchen · tile floor

Dining RoomMain3.50 × 2.60 m

Combined w/Living

Moe’s TakeTeam Asgarian · Broker
Above comparables
$277Kest. value

Listed at $319,000, this home is about 15% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $626K, higher than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $340K
  • Adjusts to $340K

That comparable adjusts to $340K; the $277K estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Brookview Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Driftwood Ave at Finch Ave West is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$236KGreat deal$319KOverpriced

Total price vs nearby homes. Fair value about $277K, median of 5 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Value driver
Comparable listingsCurrently listed nearby in Black Creek · asking prices
$265kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

1510-5 San Romano Way$340k410-5 San Romanoway$350k806-4673 Jane Street$240k612-4673 Jane Street$199k811-4673 Jane Street$195k

The 5 closest active listings nearby.

See all comparable homes
319kThis home340k350k240k199k195kThis home vs active comparables
Live market pulseActive comparables in Black Creek · median list $325K
$426this home / sqft
18active listings nearby
85days on market

This home lists 14% above the area average of $374/sqft.

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Black Creek, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

86/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Driftwood Ave at Finch Ave West, about 135 m away

20+ transit stops9 grocery20+ dining20+ parks16 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Willowdale West
$770K
Willowdale East
$441K
Annex
$1.39M
Banbury-Don Mills
$500K
Mimico
$800K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Topcliff Public School
34%
Topcliff Public SchoolPublic · Elementary · 0.5 km awayBelow the GTA average · 34% meet the provincial standard

Affordability & Mortgage

Affordability
$1,454/mo
$73KIncome needed
4.4×Price ÷ income
$336Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

67%mortgage
Mortgage $1,454Property tax $72Condo fee $637Total carry $2,163

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,362per month

Mortgage amount $255,200 · 4.14% over 25 years

$63,800Down payment (20.0%)
$255,200Loan before insurance
$0CMHC premium
$2,071Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,362
Property tax
$72
Condo / maintenance fees
$637
Heating
$0
Estimated monthly cost
$2,071

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$3,260
Toronto municipal land transfer tax
$3,260
Estimated closing costs
$6,520

Plus your down payment of $63,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$1,654/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$153,353Total interest paid
$408,553Total of all payments
Principal $255,200 Interest $153,353
YearPrincipalInterestBalance
1$5,978$10,364$249,222
2$6,229$10,114$242,993
3$6,489$9,853$236,504
4$6,760$9,582$229,743
5$7,043$9,299$222,700
6$7,338$9,004$215,362
7$7,645$8,697$207,718
8$7,965$8,378$199,753
9$8,298$8,044$191,455
10$8,645$7,697$182,810
11$9,006$7,336$173,804
12$9,383$6,959$164,421
13$9,776$6,566$154,645
14$10,185$6,158$144,461
15$10,611$5,732$133,850
16$11,054$5,288$122,796
17$11,517$4,825$111,279
18$11,998$4,344$99,281
19$12,500$3,842$86,780
20$13,023$3,319$73,757
21$13,568$2,774$60,189
22$14,135$2,207$46,054
23$14,727$1,615$31,327
24$15,343$999$15,984
25$15,984$358$0

At the end of your 5-year term

Total paid over the term
$81,711
Principal paid down
$32,500
Interest paid
$49,211
Balance remaining
$222,700

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,400/mo
$28,800Gross annual rent
5.2%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

9.0%
Gross yield
− Property tax $867− Condo fees $7,639− Insurance $600− Vacancy & upkeep $3,168Net operating income $16,526

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE SIGNATURE REALTY. MLS®/PropTx.

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