26-2369 Ontario Street, Oakville, ON
Bronte, Oakville · MLS® W13037044
About this home
WELCOME TO HARBOUR CLUB - an exclusive enclave of just 32 boutique townhomes steps from Bronte Harbour. This executive residence offers over 3,600 square feet of beautifully finished living space across four thoughtfully designed levels, combining house-sized comfort with the ease of low-maintenance condominium living. Tucked away from through traffic, this intimate community offers a rare sense of privacy in one of Oakville's most walkable and vibrant lakeside settings. The main level is designed for comfortable everyday living and easy entertaining, featuring generous living and dining areas, hardwood flooring, crown mouldings, a gas fireplace, and custom built-ins. The well-appointed kitchen includes stone countertops, stainless steel appliances, abundant cabinetry, and a centre island, flowing into the family room/den. From here, walk out to the spacious 20' x 13' south-facing deck, ideal for morning coffee, summer dining, or relaxing outdoors. The second level is dedicated to the primary retreat, complete with a spacious bedroom, five-piece ensuite, dual closets, private terrace, separate lounge/family room, and laundry. The third level offers two additional bedrooms, a full bathroom, and another balcony, creating excellent separation for family or guests. The finished lower level adds a recreation room, two-piece bathroom, and interior access to the two-car garage. Enjoy a true Bronte Village lifestyle, just a short walk to Bronte Heritage Waterfront Park, the marina, waterfront trails, cafés, restaurants, boutique shopping, summer concerts, the farmers' market, and seasonal community events. A rare opportunity to enjoy spacious, low-maintenance living in one of Oakville's most charming harbourside communities. (certain exterior images have been digitally enhanced and virtually staged)
Key facts
- Property type
- Condo Townhouse, 3-Storey
- MLS®
- W13037044
- Bedrooms
- 3
- Bathrooms
- 4 (2 half)
- Size
- 2750-2999
- Cross streets
- Lakeshore Road West AND Bronte Road
- Parking
- 2 garage (attached)
- Basement
- Full, Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Stucco (Plaster), Stone
- Maintenance
- $1,350/mo
- Exposure
- North
- Property tax
- $10,533 / 2025
- Days on market
- 85
- Listing brokerage
- ROYAL LEPAGE REAL ESTATE SERVICES LTD.
Rooms
hardwood floor · open concept
Broadloom
gas fireplace · hardwood floor · open concept
Broadloom
4 pc bath · tile floor
stainless steel appl · stone counters · combined w/family
hardwood floor · w/o to deck
broadloom · w/o to balcony
5 pc ensuite · double sink · tile floor
Tile Floor
2 pc bath · tile floor
5 pc ensuite · hardwood floor · w/o to terrace
2 pc bath · tile floor
Listed at $1,899,000, this home is about 27% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.
Priced above comparable homes overall, but the price per square foot ($661/sqft) is in line with the area, so you are paying for extra space rather than a premium.
There were not many closely comparable homes right in Bronte, so I widened the search to the surrounding area.
Based on 6 similar homes nearby, adjusted for size, beds, and baths.Median of 6 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $2.16M, higher than the comparables and worth a second look.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $1.24M
- Size difference +$392K
- Bedrooms +$30K
- Bathrooms +$15K
- Adjusts to $1.68M
That comparable adjusts to $1.68M; the $1.50M estimate above is the median of all 6 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, this is a more car-dependent spot, so buyers here typically drive. Transit is limited nearby. Worth weighing if transit access matters to you.
Total price vs nearby homes. Fair value about $1.50M, median of 6 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Hardwood floors: quality hardwood is durable and broadly desirable.
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
- Lifestyle
- Value driver
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 6 active listings nearby.
See all comparable homesThis home lists 4% below the area average of $690/sqft.
48 days longer than the Oakville average (37 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Bronte, Oakville, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Almost all errands require a car.
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Oakville.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $1,519,200 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $8,107
- Property tax
- $878
- Condo / maintenance fees
- $1,350
- Heating
- $0
- Estimated monthly cost
- $10,335
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $34,455
- Estimated closing costs
- $34,455
Plus your down payment of $379,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $486,421
- Principal paid down
- $193,470
- Interest paid
- $292,950
- Balance remaining
- $1,325,730
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE REAL ESTATE SERVICES LTD.. MLS®/PropTx.