3991 Bloor Street, Toronto, ON

Islington-City Centre West, Toronto · MLS® W13037966

$1,695,000
For Sale
Listed 85 days ago
4Bedrooms
2Bathrooms
1Garage · 3 parking
1100-1500Sq Ft

About this home

Rare opportunity on a prime stretch of Bloor St W in Etobicoke. This property is being offered in conjunction with 3 adjacent properties (together being 3985, 3987, 3989, and 3991 Bloor St West) with the potential to assemble, creating a significant frontage on a major corridor. Ideal for investors, builders, and end-users seeking long-term upside in a rapidly evolving area. Located along a transit-supported arterial road with close proximity to shops, restaurants, parks, and public transit. The area is benefiting from the City of Toronto's Expanding Housing Options in Neighbourhoods (EHON) initiative, which is encouraging thoughtful intensification along Major Streets like Bloor St W, supporting a range of new housing forms over time. The property itself offers flexibility, maintain as-is, renovate, or explore future redevelopment potential. Buyers to conduct their own due diligence regarding permitted uses. A unique chance to secure a foothold in one of Etobicoke's most promising corridors.

Key facts

Property type
Detached, Bungalow
MLS®
W13037966
Bedrooms
4 (3 + 1)
Bathrooms
2
Size
1100-1500
Lot
40 × 150 ft
Cross streets
Bloor Street W / Kipling Avenue
Parking
1 garage · 3 parking (attached)
Driveway
Private
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$5,475 / 2025
Days on market
85
Listing brokerage
KELLER WILLIAMS REFERRED URBAN REALTY
Moe’s TakeTeam Asgarian · Broker
Above comparables
$1.42Mest. value

Listed at $1,695,000, this home is about 19% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.30M, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.20M
  • Bedrooms −$30K
  • Bathrooms −$15K
  • Adjusts to $1.15M

That comparable adjusts to $1.15M; the $1.42M estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

Its public catchment (Etobicoke Collegiate Institute) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

On location, this is a very walkable address with everyday errands close by. Bloor St At Tremont Rd is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$1.15MGreat deal$1.70MOverpriced

Total price vs nearby homes. Fair value about $1.42M, median of 5 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Sold as-is / needs work: budget for renovation, the price should reflect the condition.
  • Value driver
  • Weigh carefully
Comparable listingsCurrently listed nearby in Islington-City Centre West · asking prices
$1.38Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

115 Ashbourne Drive$1.50M53 Burrows Avenue$1.45M3989 Bloor Street$1.70M4037 Bloor Street$1.05M26 Nipissing Drive$1.20M

The 5 closest active listings nearby.

See all comparable homes
1.70MThis home1.50M1.45M1.70M1.05M1.20MThis home vs active comparables
Live market pulseActive comparables in Islington-City Centre West · median list $1.45M
$1,304this home / sqft
5active listings nearby
85days on market

This home lists 23% above the area average of $1,060/sqft.

84 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Islington-City Centre West, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

70/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Bloor St At Tremont Rd, about 37 m away

20+ transit stops6 grocery20+ dining17 parks14 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Alderwood
$998K
Downsview-Roding-CFB
$1.06M
High Park-Swansea
$4.99M
Bedford Park-Nortown
$2.90M
Lawrence Park South
$2.14M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Bloorlea Middle School
70%
Bloorlea Middle SchoolPublic · Elementary · 0.3 km awayAround the GTA average · 70% meet the provincial standard

Affordability & Mortgage

Affordability
$7,725/mo
$311KIncome needed
5.5×Price ÷ income
$1,783Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

94%mortgage
Mortgage $7,725Property tax $456Total carry $8,181

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$7,236per month

Mortgage amount $1,356,000 · 4.14% over 25 years

$339,000Down payment (20.0%)
$1,356,000Loan before insurance
$0CMHC premium
$7,692Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$7,236
Property tax
$456
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$7,692

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$30,375
Toronto municipal land transfer tax
$30,375
Estimated closing costs
$60,750

Plus your down payment of $339,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$8,789/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$814,836Total interest paid
$2,170,836Total of all payments
Principal $1,356,000 Interest $814,836
YearPrincipalInterestBalance
1$31,766$55,067$1,324,234
2$33,095$53,738$1,291,138
3$34,479$52,354$1,256,659
4$35,922$50,912$1,220,737
5$37,424$49,409$1,183,313
6$38,990$47,844$1,144,323
7$40,621$46,213$1,103,703
8$42,320$44,514$1,061,383
9$44,090$42,744$1,017,294
10$45,934$40,899$971,360
11$47,855$38,978$923,504
12$49,857$36,976$873,647
13$51,942$34,891$821,705
14$54,115$32,718$767,590
15$56,379$30,455$711,211
16$58,737$28,096$652,474
17$61,194$25,640$591,280
18$63,753$23,080$527,527
19$66,420$20,413$461,106
20$69,198$17,635$391,908
21$72,093$14,741$319,815
22$75,108$11,725$244,707
23$78,250$8,583$166,456
24$81,523$5,310$84,933
25$84,933$1,900$0

At the end of your 5-year term

Total paid over the term
$434,167
Principal paid down
$172,687
Interest paid
$261,480
Balance remaining
$1,183,313

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
1.0%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.6%
Gross yield
− Property tax $5,475− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $17,689

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of KELLER WILLIAMS REFERRED URBAN REALTY. MLS®/PropTx.

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