78 South Kingsway, Toronto, ON
High Park-Swansea, Toronto · MLS® W13045848
About this home
Set within one of Toronto's most prestigious west-end enclaves, 78 South Kingsway presents a striking custom residence backing onto the lush surroundings of the Humber River. This 4+1 bedroom, 5-bathroom home spans approximately 3,700 SF and embodies modern sophistication with timeless appeal. The interior reveals itself with intention. Sunlight filters through a dramatic overhead skylight, illuminating wide-plank engineered oak floors and a sculptural oak staircase framed by glass. Every element has been carefully considered, from tailored millwork to integrated technology, including built-in speakers powered by a Sonos system, smart lighting, and automated blinds. Prodigious principal rooms are designed for both comfort and entertaining, featuring expansive windows and a statement chef's kitchen that anchors the main level. The kitchen features a quartz waterfall island at centre stage, complemented by a suite of Thermador appliances, and opens effortlessly onto a raised deck, creating a seamless transition for indoor and outdoor entertaining. The upper level is thoughtfully composed with four generously scaled bedrooms, each with access to ensuite baths with electric heated floors. The primary suite offers a quiet retreat, complete with a private balcony, dual walk-in closets, and a spa-inspired ensuite with a freestanding tub, glass shower, and double vanity. A dedicated laundry room adds practical convenience. Below, the walk-up lower level introduces a flexible extension of the home, featuring a spacious recreation area, wet bar, fifth bedroom, and a well-appointed bath, suited for guests, extended family, or income-generating potential. Outdoors, the landscaped grounds unfold into a private backdrop with no rear neighbours. A custom deck with integrated lighting and audio enhances the setting, offering a peaceful escape framed by nature. Positioned moments from top-rated schools, Bloor West Village, High Park, and the Humber River Recreational Trail.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- W13045848
- Bedrooms
- 5 (4 + 1)
- Bathrooms
- 5 (1 half)
- Size
- 2500-3000
- Lot
- 32.33 × 187 ft
- Cross streets
- Bloor St W & South Kingsway
- Parking
- 1 garage · 3 parking (built-in)
- Driveway
- Private
- Basement
- Finished, Separate Entrance, Apartment, Walk-Up
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Stone, Stucco (Plaster)
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $13,420 / 2026
- Days on market
- 82
- Listing brokerage
- SAM MCDADI REAL ESTATE INC.
Rooms
above grade window · closet · hardwood floor
built-in speakers · overlooks dining · hardwood floor
3 pc ensuite · closet · window
built-in speakers · wet bar · walk-out
gas fireplace · w/o to deck · hardwood floor
stainless steel appl · quartz counter · centre island
pot lights · overlooks living · hardwood floor
semi ensuite · closet · window
semi ensuite · closet · window
5 pc ensuite · walk-in closet(s) · w/o to balcony
Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.
Ask Moe if this price is fairOn schools, this address is zoned for Humberside Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.
On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. South Kingsway at Ormskirk Ave is about a 2-minute walk away.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
- Heated floors: comfort and a premium-finish signal.
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
- Value driver
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 3 closest active listings nearby.
See all comparable homesThis home lists 19% below the area average of $1,348/sqft.
81 days longer than the Toronto average (1 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
High Park-Swansea, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Many errands can be done on foot; a car still helps.
🚉 Nearest transit: South Kingsway at Ormskirk Ave, about 192 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $2,396,000 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $12,786
- Property tax
- $1,118
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $13,904
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $61,350
- Toronto municipal land transfer tax
- $61,350
- Estimated closing costs
- $122,700
Plus your down payment of $599,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $767,157
- Principal paid down
- $305,131
- Interest paid
- $462,026
- Balance remaining
- $2,090,869
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SAM MCDADI REAL ESTATE INC.. MLS®/PropTx.