811-4673 Jane Street, Toronto, ON

Black Creek, Toronto · MLS® W13050920

$195,000
For Sale
Listed 80 days ago
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1Bedrooms
1Bathrooms
1Garage
600-699Sq Ft

About this home

Spacious 1-Bedroom Condo with open concept functional layout, generous storage space and well-maintained wood parquet flooring. Walk-out to a large private balcony and enjoy open skyline views perfect for that morning coffee or evening unwind. Currently leased at $1,800/month, this unit provides immediate rental income with flexibility for future use. Includes underground parking and visitor parking. Prime location in North York with easy access to transit, highways 401 and 407, shopping, parks and York University. (Note: photos show unit in vacant state).

Key facts

Property type
Condo Apartment, Apartment
MLS®
W13050920
Bedrooms
1
Bathrooms
1
Size
600-699
Cross streets
Jane/Steeles
Parking
1 garage (underground)
Basement
None
Heating
Baseboard
A/C
None
Exterior
Brick
Maintenance
$718/mo
Exposure
East
Property tax
$270 / 2026
Days on market
80
Listing brokerage
RIGHT AT HOME REALTY

Rooms

BathroomMain2.13 × 2.13 m
Dining RoomMain7.70 × 3.20 m

combined w/living · parquet

Primary BedroomMain3.66 × 4.30 m

closet · parquet

Living RoomMain7.70 × 3.20 m

combined w/dining · parquet · w/o to balcony

KitchenMain2.60 × 2.90 m

pantry · ceramic floor

Moe’s TakeTeam Asgarian · Broker
Below comparables
$240Kest. value

Listed at $195,000, this home is about 19% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

Based on 7 similar homes nearby, adjusted for size, beds, and baths.Median of 7 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $224K, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $240K
  • Adjusts to $240K

That comparable adjusts to $240K; the $240K estimate above is the median of all 7 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Shoreham Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. 4800 Jane St is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$195KGreat deal$283KOverpriced

Total price vs nearby homes. Fair value about $240K, median of 7 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Open-concept layout: modern, sought-after flow.
  • Currently tenanted: confirm the lease terms and vacant-possession timing before closing.
  • Lifestyle
  • Worth verifying
Comparable listingsCurrently listed nearby in Black Creek · asking prices
$274kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

612-4673 Jane Street$199k806-4673 Jane Street$240k906-5 San Romanoway$319k1510-5 San Romano Way$340k

The 4 closest active listings nearby.

See all comparable homes
195kThis home199k240k319k340kThis home vs active comparables
Live market pulseActive comparables in Black Creek · median list $319K
$300this home / sqft
17active listings nearby
80days on market

This home lists 21% below the area average of $382/sqft.

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Black Creek, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

77/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: 4800 Jane St, about 112 m away

20+ transit stops3 grocery20+ dining13 parks7 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Willowdale East
$441K
Bayview Village
$748K
Banbury-Don Mills
$500K
Islington-City Centre West
$528K
Mimico
$800K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Shoreham Public School
54%
Shoreham Public SchoolPublic · Elementary · 0.3 km awayBelow the GTA average · 54% meet the provincial standard

Affordability & Mortgage

Affordability
$889/mo
$51KIncome needed
3.8×Price ÷ income
$205Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

55%mortgage
Mortgage $889Property tax $23Condo fee $718Total carry $1,629

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$832per month

Mortgage amount $156,000 · 4.14% over 25 years

$39,000Down payment (20.0%)
$156,000Loan before insurance
$0CMHC premium
$1,573Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$832
Property tax
$23
Condo / maintenance fees
$718
Heating
$0
Estimated monthly cost
$1,573

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$1,675
Toronto municipal land transfer tax
$1,675
Estimated closing costs
$3,350

Plus your down payment of $39,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$1,011/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$93,742Total interest paid
$249,742Total of all payments
Principal $156,000 Interest $93,742
YearPrincipalInterestBalance
1$3,655$6,335$152,345
2$3,807$6,182$148,538
3$3,967$6,023$144,571
4$4,133$5,857$140,439
5$4,305$5,684$136,133
6$4,486$5,504$131,648
7$4,673$5,317$126,975
8$4,869$5,121$122,106
9$5,072$4,917$117,034
10$5,284$4,705$111,749
11$5,505$4,484$106,244
12$5,736$4,254$100,508
13$5,976$4,014$94,532
14$6,226$3,764$88,307
15$6,486$3,504$81,821
16$6,757$3,232$75,063
17$7,040$2,950$68,023
18$7,334$2,655$60,689
19$7,641$2,348$53,048
20$7,961$2,029$45,087
21$8,294$1,696$36,793
22$8,641$1,349$28,152
23$9,002$987$19,150
24$9,379$611$9,771
25$9,771$219$0

At the end of your 5-year term

Total paid over the term
$49,948
Principal paid down
$19,867
Interest paid
$30,082
Balance remaining
$136,133

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,050/mo
$24,600Gross annual rent
6.4%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

12.6%
Gross yield
− Property tax $270− Condo fees $8,612− Insurance $600− Vacancy & upkeep $2,706Net operating income $12,412

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.

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