96 Elmcrest Road, Toronto, ON

Eringate-Centennial-West Deane, Toronto · MLS® W13051204

$3,099,888
For Sale
Listed 80 days ago
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8Bedrooms
6Bathrooms
1Garage · 13 parking
3500-5000Sq Ft

About this home

An extraordinary opportunity awaits with this prestigious half-acre estate in one of Etobicoke's most serene and coveted neighborhoods. This custom-built masterpiece defines luxury living, designed with impeccable attention to detail. Upon entry, you're greeted by high-end finishes, coffered ceilings, elegant wainscoting, and a grand gas fireplace that anchors the spacious living area. The soaring 14-foot ceilings create a light and airy ambiance, enhancing the homes grandeur .The magnificent master suite offers a private retreat, showcasing lavish design elements and custom millwork, all crafted to exude timeless elegance .Outside, an impressive L-shaped driveway, with space for up to 12 vehicles, perfectly complements the homes sophistication, ideal for hosting grand events or enjoying everyday luxury .This bespoke residence offers a rare opportunity to own a truly exceptional home in a highly sought-after location.

Key facts

Property type
Detached, 3-Storey
MLS®
W13051204
Bedrooms
8 (5 + 3)
Bathrooms
6 (1 half)
Size
3500-5000
Lot
63 × 286.58 ft
Cross streets
Rathburn & Mill rd
Parking
1 garage · 13 parking (attached)
Basement
Walk-Up, Apartment
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Stone, Stucco (Plaster)
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$14,871 / 2026
Days on market
80
Listing brokerage
Royal LePage Real Estate Associates

Rooms

Dining RoomMain4.87 × 3.44 m

hardwood floor · coffered ceiling(s) · wainscoting

Primary BedroomThird5.20 × 4.90 m

hardwood floor · coffered ceiling(s) · fireplace

Bedroom 3Third3.87 × 3.46 m

hardwood floor · ensuite bath

Family RoomMain6.97 × 3.49 m

hardwood floor · coffered ceiling(s)

Living RoomMain6.48 × 10.00 m

hardwood floor · coffered ceiling(s) · gas fireplace

KitchenMain6.63 × 6.00 m

granite counters · backsplash · b/i appliances

BathroomThird4.66 × 4.10 m

hardwood floor · granite counters · tile floor

OtherThird4.26 × 4.90 m

skylight · hardwood floor · centre island

BedroomSecond3.87 × 3.87 m

hardwood floor · walk-in closet(s) · 4 pc ensuite

Bedroom 2Second3.87 × 3.87 m

hardwood floor · walk-in closet(s) · 4 pc ensuite

Bedroom 4Third3.46 × 3.46 m

hardwood floor · ensuite bath

Moe’s TakeTeam Asgarian · Broker
Below the wider set
$3.75Mest. value

Listed at $3,099,888, this home is tracking about 17% below a wider set of listings, though close matches were thin, so it is worth confirming with a precise CMA rather than reading it as a clear deal. The number above is my independent estimate of value, not the asking price.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 19 similar homes nearby, adjusted for size, beds, and baths.Median of 19 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $3.57M, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.80M
  • Size difference +$1.27M
  • Bedrooms +$60K
  • Bathrooms +$45K
  • Adjusts to $3.17M

That comparable adjusts to $3.17M; the $3.75M estimate above is the median of all 19 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Silverthorn Collegiate Institute. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Rathburn Rd at Elmcrest Rd is about a 2-minute walk away.

List price
$3.10MGreat deal$3.91MOverpriced

Total price vs nearby homes. Fair value about $3.75M, median of 19 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
  • Worth verifying
Live market pulseActive comparables in Eringate-Centennial-West Deane · median list $1.30M
$729this home / sqft
20active listings nearby
80days on market

This home lists 18% below the area average of $893/sqft.

79 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Eringate-Centennial-West Deane, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

62/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: Rathburn Rd at Elmcrest Rd, about 166 m away

20+ transit stops2 grocery20+ dining20+ parks4 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Alderwood
$998K
Downsview-Roding-CFB
$1.06M
High Park-Swansea
$4.99M
Bedford Park-Nortown
$2.90M
Lawrence Park South
$2.14M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Silverthorn Collegiate Institute
68%
Silverthorn Collegiate InstitutePublic · Secondary · 1.0 km awayBelow the GTA average · 68% meet the provincial standard
Seneca SchoolEQAO results not published

Affordability & Mortgage

Affordability
$14,128/mo
$580KIncome needed
5.3×Price ÷ income
$3,260Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $14,128Property tax $1,239Total carry $15,367

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$13,234per month

Mortgage amount $2,479,910 · 4.14% over 25 years

$619,978Down payment (20.0%)
$2,479,910Loan before insurance
$0CMHC premium
$14,473Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$13,234
Property tax
$1,239
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$14,473

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$63,972
Toronto municipal land transfer tax
$64,971
Estimated closing costs
$128,943

Plus your down payment of $619,978. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$16,074/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,490,206Total interest paid
$3,970,117Total of all payments
Principal $2,479,910 Interest $1,490,206
YearPrincipalInterestBalance
1$58,096$100,709$2,421,815
2$60,526$98,279$2,361,289
3$63,058$95,747$2,298,231
4$65,695$93,110$2,232,536
5$68,443$90,362$2,164,093
6$71,306$87,499$2,092,787
7$74,289$84,516$2,018,499
8$77,396$81,409$1,941,103
9$80,633$78,171$1,860,470
10$84,006$74,799$1,776,464
11$87,520$71,285$1,688,944
12$91,181$67,624$1,597,763
13$94,995$63,810$1,502,768
14$98,968$59,837$1,403,800
15$103,108$55,697$1,300,693
16$107,421$51,384$1,193,272
17$111,914$46,891$1,081,358
18$116,595$42,210$964,763
19$121,472$37,333$843,291
20$126,553$32,252$716,738
21$131,847$26,958$584,891
22$137,362$21,443$447,530
23$143,107$15,698$304,423
24$149,093$9,712$155,329
25$155,329$3,475$0

At the end of your 5-year term

Total paid over the term
$794,023
Principal paid down
$315,817
Interest paid
$478,206
Balance remaining
$2,164,093

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$7,350/mo
$88,200Gross annual rent
2.0%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.8%
Gross yield
− Property tax $14,871− Insurance $1,400− Vacancy & upkeep $9,702Net operating income $62,227

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of Royal LePage Real Estate Associates. MLS®/PropTx.

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