40 Victoriaville Road, Brampton, ON
Credit Valley, Brampton · MLS® W13058836
About this home
Welcome to this stunning luxury detached home nestled in the highly sought-after Queen & James Potter area of Brampton. Boasting approximately 4458 sq. ft. of living space including basement. The house features premium upgrades worth over $160,000 throughout the property. This meticulously maintained residence offers the perfect blend of elegance, comfort, and functionality.Featuring 5 spacious bedrooms on the upper level, including 2 primary suites, this home is ideal for large or multi-generational families. The main floor showcases a thoughtfully designed layout with separate living, dining, and family rooms, enhanced by two upgraded fireplaces that add warmth and sophistication.The fully upgraded kitchen has been tastefully renovated with premium finishes, complemented by fresh paint throughout and brand-new flooring on the upper level. Every detail reflects pride of ownership and modern luxury.Step outside to your private backyard oasis-perfect for entertaining-with a well-maintained sitting area making it ideal for summer gatherings and family celebrations.The home also features a 3-bedroom basement with a separate side entrance, offering excellent potential for rental income or extended family living.Located in one of Brampton's most desirable communities, close to parks, top-rated schools, shopping, and major highways, this exceptional property is a rare opportunity you don't want to miss.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- W13058836
- Bedrooms
- 8 (5 + 3)
- Bathrooms
- 5 (1 half)
- Size
- 3000-3500
- Lot
- 38.06 × 100.07 ft
- Cross streets
- Queen st. west /James Potter Road
- Parking
- 2 garage · 6 parking (attached)
- Basement
- Separate Entrance, Finished
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Stone
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $9,197 / 2026
- Days on market
- 79
- Listing brokerage
- RE/MAX EXCELLENCE REAL ESTATE
Listed at $1,499,900, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.
Based on 9 similar homes nearby, adjusted for size, beds, and baths.Median of 9 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.36M, a bit lower.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $1.45M
- Bedrooms +$30K
- Bathrooms −$15K
- Adjusts to $1.46M
That comparable adjusts to $1.46M; the $1.60M estimate above is the median of all 9 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. James Potter Rd s/of Semley St is about a 3-minute walk away.
Total price vs nearby homes. Fair value about $1.60M, median of 9 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
- Sold as-is / needs work: budget for renovation, the price should reflect the condition.
- Value driver
- Weigh carefully
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 3 closest active listings nearby.
See all comparable homesThis home lists 1% above the area average of $458/sqft.
78 days longer than the Brampton average (1 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Credit Valley, Brampton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Many errands can be done on foot; a car still helps.
🚉 Nearest transit: James Potter Rd s/of Semley St, about 275 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Brampton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $1,199,920 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $6,403
- Property tax
- $766
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $7,170
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $26,473
- Estimated closing costs
- $26,473
Plus your down payment of $299,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $384,193
- Principal paid down
- $152,810
- Interest paid
- $231,383
- Balance remaining
- $1,047,110
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX EXCELLENCE REAL ESTATE. MLS®/PropTx.