709-3 Marine Parade Drive, Toronto, ON

Mimico, Toronto · MLS® W13062926

$305,000
For Sale
Listed 78 days ago
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3Bedrooms
1Bathrooms
0Parking
700-799Sq Ft

About this home

Come experience a completely renovated one bedroom + den + solarium, with locker in this beautifully tailored retirement community, Hearthstone By The Bay! Your luxury living experience awaits with brand new: appliances, quartz countertops, luxury vinyl plank, plumbing fixtures, custom window coverings, bright electric light fixtures. Under cabinet lighting, and custom storage solution only adds to a vast list of benefits! This incredibly efficient layout has a lofty 733 square feet of functional living space, quick and easy access to the bathroom, and kitchen. Live here with complete independence, and support, with emergency aid stations, and retrofitted adjustments to this home to accommodate almost any living requirement. Hearthstone By The Bay has thought of everything to support your independent living, with support. Key features include: 24 hour, on demand nursing care, bespoke 24/7 concierge, housekeeping services, personal care, meal delivery, and handyman services. Please see attached pamphlet for a comprehensive list of benefits. Gain access to some of the best amenities in the city, with a lake view dining area (with a dining credit), gymnasium, outdoor terrace, games area, library, hair salon. Basic Service Package: $1990.85 monthly + 274.34 per additional resident.

Key facts

Property type
Condo Apartment, Apartment
MLS®
W13062926
Bedrooms
3 (1 + 2)
Bathrooms
1
Size
700-799
Cross streets
Lake Shore and Parklawn
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Concrete
Maintenance
$682/mo
Exposure
East
Property tax
$1,553 / 2025
Days on market
78
Listing brokerage
FOREST HILL REAL ESTATE INC.

Rooms

DenFlat2.10 × 2.10 m

closet · vinyl floor

SolariumFlat3.02 × 2.10 m

east view · vinyl floor · window

Living RoomFlat5.37 × 3.20 m

combined w/dining · juliette balcony · window

KitchenFlat2.10 × 2.80 m

quartz counter · stainless steel appl · stainless steel sink

Primary BedroomFlat3.05 × 3.81 m

double closet · vinyl floor

Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well below what comparable listings suggest. In this market that usually means it is priced to draw multiple offers, so plan for competition and a final number above asking. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

The assigned public school is Étienne Brûlé Junior School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a more car-dependent spot, so buyers here typically drive. Transit is limited nearby. Worth weighing if transit access matters to you.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Sold as-is / needs work: budget for renovation, the price should reflect the condition.
  • Value driver
  • Weigh carefully
Comparable listingsCurrently listed nearby in Mimico · asking prices
$830kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

1108-2212 Lakeshore Boulevard$660k2409-10 Parklawn Road$749k1809-2200 Lake Shore Boulevard$830k2205-38 Annie Craig Drive$1.08M

The 4 closest active listings nearby.

See all comparable homes
305kThis home660k749k830k1.08MThis home vs active comparables
Live market pulseActive comparables in Mimico · median list $668K
$407this home / sqft
47active listings nearby
78days on market

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Mimico, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

0/ 100

Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Almost all errands require a car.

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Waterfront Communities C1
$672K
Annex
$1.57M
Church-Yonge Corridor
$577K
Waterfront Communities C8
$1.19M
Banbury-Don Mills
$500K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Étienne Brûlé Junior School
79%
Étienne Brûlé Junior SchoolPublic · Elementary · 1.2 km awayAbove the GTA average · 79% meet the provincial standard

Affordability & Mortgage

Affordability
$1,390/mo
$74KIncome needed
4.1×Price ÷ income
$321Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

63%mortgage
Mortgage $1,390Property tax $129Condo fee $682Total carry $2,201

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,302per month

Mortgage amount $244,000 · 4.14% over 25 years

$61,000Down payment (20.0%)
$244,000Loan before insurance
$0CMHC premium
$2,113Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,302
Property tax
$129
Condo / maintenance fees
$682
Heating
$0
Estimated monthly cost
$2,113

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$3,050
Toronto municipal land transfer tax
$3,050
Estimated closing costs
$6,100

Plus your down payment of $61,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$1,581/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$146,622Total interest paid
$390,622Total of all payments
Principal $244,000 Interest $146,622
YearPrincipalInterestBalance
1$5,716$9,909$238,284
2$5,955$9,670$232,329
3$6,204$9,421$226,124
4$6,464$9,161$219,661
5$6,734$8,891$212,927
6$7,016$8,609$205,911
7$7,309$8,316$198,601
8$7,615$8,010$190,986
9$7,934$7,691$183,053
10$8,265$7,359$174,787
11$8,611$7,014$166,176
12$8,971$6,654$157,205
13$9,347$6,278$147,858
14$9,738$5,887$138,121
15$10,145$5,480$127,976
16$10,569$5,056$117,407
17$11,011$4,614$106,396
18$11,472$4,153$94,924
19$11,952$3,673$82,972
20$12,452$3,173$70,520
21$12,972$2,652$57,548
22$13,515$2,110$44,033
23$14,080$1,544$29,952
24$14,669$956$15,283
25$15,283$342$0

At the end of your 5-year term

Total paid over the term
$78,124
Principal paid down
$31,073
Interest paid
$47,051
Balance remaining
$212,927

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,400/mo
$28,800Gross annual rent
5.0%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

9.4%
Gross yield
− Property tax $1,553− Condo fees $8,182− Insurance $600− Vacancy & upkeep $3,168Net operating income $15,297

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of FOREST HILL REAL ESTATE INC.. MLS®/PropTx.

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