146 Lloyd Sanderson Drive, Brampton, ON
Credit Valley, Brampton · MLS® W13063050
About this home
OFFERS LEGAL BASEMENT APARTMENT. Welcome to this exquisite, fully upgraded executive home located in the prestigious Credit Valley community. Situated on a premium pie-shaped lot with one of the largest backyards on the street, this impressive residence offers over 3,381 sq. ft. (MPAC), thoughtfully designed for modern living. Boasting 4 spacious bedrooms With Main Floor and 2nd Floor Separate Dens and 5 bathrooms, the home features 9-ft ceilings on both the main and second levels, complemented by elegant hardwood flooring. The designer, fully renovated kitchen with quartz countertops, a large center island, and high-end finishes. Extensively renovated in the past year with approximately $200,000 in upgrades, includes New hardwood flooring, designer carpeting, upgraded doors and mouldings, decorative modern chandeliers, custom wallpapers, and designer fabric window coverings. The exterior is equally impressive with professionally completed backyard and side landscaping. The legal finished basement adds Rental Income, featuring two bedrooms, a full washroom, a spacious recreation area, and a separate laundry. Additional highlights include a 200-amp electrical panel and a prime location close to top-rated schools, parks, and all essential amenities. A rare opportunity to own a truly turnkey, designer home in one of Brampton's most sought-after neighborhoods.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- W13063050
- Bedrooms
- 6 (4 + 2)
- Bathrooms
- 5 (1 half)
- Size
- 3000-3500
- Lot
- 39.68 × 95 ft
- Cross streets
- Creditview/Queen
- Parking
- 2 garage · 4 parking (attached)
- Driveway
- Available
- Basement
- Apartment, Finished
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Shingles
- Sewer
- Sewer
- Property tax
- $11,226 / 2026
- Days on market
- 78
- Listing brokerage
- RE/MAX REALTY SPECIALISTS INC.
Rooms
5 pc ensuite · his and hers closets · broadloom
laminate · pot lights
4 pc ensuite · walk-in closet(s) · broadloom
semi ensuite · large window · broadloom
hardwood floor · combined w/dining · large window
laminate · pot lights · 3 pc bath
semi ensuite · closet · broadloom
Hardwood Floor
hardwood floor · fireplace
modern kitchen · quartz counter · stainless steel appl
hardwood floor · combined w/living
laminate · pot lights
Listed at $1,594,900, this home is about 8% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.
Priced above comparable homes overall, but the price per square foot ($491/sqft) is in line with the area, so you are paying for extra space rather than a premium.
Based on 7 similar homes nearby, adjusted for size, beds, and baths.Median of 7 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.66M, a bit higher.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $1.38M
- Adjusts to $1.38M
That comparable adjusts to $1.38M; the $1.48M estimate above is the median of all 7 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Creditview - Zum Queen West Station Stop EB is about a 5-minute walk away.
Total price vs nearby homes. Fair value about $1.48M, median of 7 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
- Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
- Income potential
- Value driver
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 7 active listings nearby.
See all comparable homesThis home lists 6% above the area average of $464/sqft.
77 days longer than the Brampton average (1 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Credit Valley, Brampton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Many errands can be done on foot; a car still helps.
🚉 Nearest transit: Creditview - Zum Queen West Station Stop EB, about 406 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Brampton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $1,275,920 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $6,809
- Property tax
- $936
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $7,744
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $28,373
- Estimated closing costs
- $28,373
Plus your down payment of $318,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $408,527
- Principal paid down
- $162,489
- Interest paid
- $246,038
- Balance remaining
- $1,113,431
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTY SPECIALISTS INC.. MLS®/PropTx.