909-1403 Royal York Road, Toronto, ON

Humber Heights, Toronto · MLS® W13065232

$589,000
For Sale
Listed 78 days ago
Request a showing
◎ Directions
3Bedrooms
2Bathrooms
1Garage
800-899Sq Ft

About this home

Welcome to the highly sought-after Royal York Grand in prestigious Humber Heights. This desirable split-bedroom layout, offers both privacy and function ideal for downsizers, professionals, and families. Underground parking and locker included. Practical kitchen offers plenty of cabinet storage, granite countertops, and a breakfast bar ideal for casual meals or entertaining guests. Enjoy open-concept living and dining with balcony overlooking a quiet, residential neighbourhood, den area currently as pantry with custom built ins or reimagine a dedicated home office. The generous primary bedroom includes a large walk-in closet and spacious 3-piece ensuite. The second bedroom with ample closet space and convenient access to a separate full bathroom. This well-managed community features a full range of amenities including a fitness centre, party and meeting rooms, guest suite, billiard room, with professional 24-hour concierge service. Conveniently located near Royal York transit, natural parks, Humbertown Plaza, La Rose bakery, golf clubs, trails, highly rated schools, with easy access to major highways and Pearson Airport. LRT line will add value to the neighbourhood. A perfect blend of comfort, ease, and belonging - this is a place you'll be proud to call home. *These photos are virtually staged - property is tenanted. Seller is willing to paint, update light fixtures and freshen up the unit prior to closing date*

Key facts

Property type
Condo Apartment, Apartment
MLS®
W13065232
Bedrooms
3 (2 + 1)
Bathrooms
2
Size
800-899
Cross streets
Royal York and Eglinton
Parking
1 garage (underground)
Basement
None
Heating
Heat Pump
A/C
Central Air
Exterior
Brick, Concrete
Maintenance
$826/mo
Exposure
North
Property tax
$2,828 / 2025
Days on market
78
Listing brokerage
Signature Elite Realty Ltd.

Rooms

DenMain1.63 × 2.03 m

B/I Shelves

Living RoomMain4.35 × 5.59 m

combined w/dining · open concept · w/o to balcony

KitchenMain3.00 × 2.39 m

stainless steel appl · granite counters · breakfast bar

Dining RoomMain4.35 × 5.59 m

combined w/living · open concept · closet

Primary BedroomMain3.02 × 6.56 m

walk-in closet(s) · large window · 3 pc ensuite

Bedroom 2Main2.82 × 3.43 m

large closet · large window

Moe’s TakeTeam Asgarian · Broker
In the wider range
$675Kest. value

Listed at $589,000, this home is within the range of a wider set of listings, but with few close matches nearby, so worth confirming with a precise CMA. The number above is my independent estimate of value, not the asking price.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 68 similar homes nearby, adjusted for size, beds, and baths.Median of 68 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $594K, a bit lower. The comparable range is wide here, so treat this as a rough read until I run a full CMA.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $859K
  • Bedrooms +$30K
  • Adjusts to $889K

That comparable adjusts to $889K; the $675K estimate above is the median of all 68 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Hilltop Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Eglinton Ave West at Royal York Rd is about a 1-minute walk away.

List price
$452KGreat deal$808KOverpriced

Total price vs nearby homes. Fair value about $675K, median of 68 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Primary suite: a key comfort and resale feature.
  • Open-concept layout: modern, sought-after flow.
  • Currently tenanted: confirm the lease terms and vacant-possession timing before closing.
  • Lifestyle
  • Worth verifying
Comparable listingsCurrently listed nearby · asking prices
$854kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

608-185 Legion Road$675k2409-10 Parklawn Road$749k503-90 Queens Wharf Road$808k606-478 King Street$850k6908-138 Downes Street$1.19M

The 5 closest active listings nearby.

See all comparable homes
589kThis home675k749k808k850k1.19MThis home vs active comparables
Live market pulseActive comparables in Toronto · median list $619K
$693this home / sqft
71active listings nearby
78days on market

This home lists 17% below the area average of $836/sqft.

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Humber Heights, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

66/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: Eglinton Ave West at Royal York Rd, about 61 m away

20+ transit stops2 grocery12 dining19 parks4 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Islington-City Centre West
$528K
Mimico
$800K
Annex
$1.57M
Waterfront Communities C1
$672K
Church-Yonge Corridor
$573K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Westmount Junior School
53%
Westmount Junior SchoolPublic · Elementary · 0.9 km awayBelow the GTA average · 53% meet the provincial standard
School of Experiential EducationEQAO results not published

Affordability & Mortgage

Affordability
$2,684/mo
$129KIncome needed
4.6×Price ÷ income
$619Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

72%mortgage
Mortgage $2,684Property tax $236Condo fee $826Total carry $3,746

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,514per month

Mortgage amount $471,200 · 4.14% over 25 years

$117,800Down payment (20.0%)
$471,200Loan before insurance
$0CMHC premium
$3,576Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,514
Property tax
$236
Condo / maintenance fees
$826
Heating
$0
Estimated monthly cost
$3,576

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$8,255
Toronto municipal land transfer tax
$8,255
Estimated closing costs
$16,510

Plus your down payment of $117,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,054/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$283,149Total interest paid
$754,349Total of all payments
Principal $471,200 Interest $283,149
YearPrincipalInterestBalance
1$11,039$19,135$460,161
2$11,500$18,674$448,661
3$11,981$18,193$436,680
4$12,483$17,691$424,197
5$13,005$17,169$411,193
6$13,549$16,625$397,644
7$14,115$16,059$383,529
8$14,706$15,468$368,823
9$15,321$14,853$353,502
10$15,962$14,212$337,540
11$16,629$13,545$320,911
12$17,325$12,849$303,586
13$18,050$12,124$285,536
14$18,805$11,369$266,732
15$19,591$10,583$247,141
16$20,411$9,763$226,730
17$21,264$8,910$205,465
18$22,154$8,020$183,312
19$23,081$7,093$160,231
20$24,046$6,128$136,185
21$25,052$5,122$111,133
22$26,100$4,074$85,034
23$27,191$2,983$57,842
24$28,329$1,845$29,514
25$29,514$660$0

At the end of your 5-year term

Total paid over the term
$150,870
Principal paid down
$60,007
Interest paid
$90,862
Balance remaining
$411,193

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,700/mo
$32,400Gross annual rent
2.6%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.5%
Gross yield
− Property tax $2,828− Condo fees $9,916− Insurance $600− Vacancy & upkeep $3,564Net operating income $15,493

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of Signature Elite Realty Ltd.. MLS®/PropTx.

CallRequest a showing