45 Montye Avenue, Toronto, ON
Runnymede-Bloor West Village, Toronto · MLS® W13081944
About this home
Rare opportunity in upper Bloor West Village to own two detached homes on one lot, located on a lovely and quiet sought-after street close to transit, shops, parks and schools! A wonderful blend of historic charm and modern design, these two beautiful separate homes provide a unique package for buyers or investors seeking multi-generational living, income potential, or co-ownership. The front home includes a welcoming open front porch; spacious living room with large window, crown moulding, and hardwood floor; formal dining room with window to the backyard; and large eat-in kitchen with double sink, tile backsplash, and adjoining mudroom with additional storage space and walkout to backyard. The second floor features three large and bright bedrooms with hardwood flooring; a flexible additional room with window which can be used as a walk-in closet or den; hallway linen closet; and 4-piece family bathroom. Lower level with good ceiling height, an additional 4-piece bath, laundry and oodles of storage space. The laneway house, just completed in 2026 and not yet lived in, is a masterful example of impeccable design, function, and contemporary features. Fresh and bright, the main floor includes a stylish open concept kitchen with a large peninsula, stone countertops, plentiful storage and layered lighting. The living and dining areas are bright and airy with white oak hardwood throughout. The upper level includes a primary bedroom with double closet and juliette balcony, flexible den or office space with soaring 11 foot ceiling and skylight, and gorgeous 4-piece bath with soaker tub, heated floor and window. Heated/cooled by two amazing and efficient Mitsubishi Hyper-Heat mini splits. Both the main and laneway houses include ensuite laundry and separate entryways, offering independence and privacy. Fully fenced yard with garden shed, grass, gas barbeque hookup, and concrete patio area. A flexible offering brimming with possibility, versatility and value!
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- W13081944
- Bedrooms
- 4
- Bathrooms
- 3
- Size
- 2000-2500
- Lot
- 19.98 × 125.13 ft
- Cross streets
- Jane & Annette St
- Parking
- 1 parking
- Driveway
- Lane
- Basement
- Full
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Stone, Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $5,864 / 2025
- Days on market
- 74
- Listing brokerage
- BABIAK TEAM REAL ESTATE BROKERAGE LTD.
Rooms
hardwood floor · large window · crown moulding
combined w/living · hardwood floor · pot lights
skylight · hardwood floor · open concept
hardwood floor · window
stainless steel appl · backsplash · double sink
hardwood floor · window
stone counters · eat-in kitchen · window
above grade window · concrete floor
hardwood floor · window
large window · walk-out · overlooks backyard
juliette balcony · double closet · sliding doors
combined w/dining · hardwood floor · pot lights
hardwood floor · window
above grade window · concrete floor
hardwood floor · window · overlooks backyard
Listed at $1,598,000, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.
There were not many closely comparable homes right in Runnymede-Bloor West Village, so I widened the search to the surrounding area.
Based on 10 similar homes nearby, adjusted for size, beds, and baths.Median of 10 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.36M, a bit lower. The comparable range is wide here, so treat this as a rough read until I run a full CMA.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $1.45M
- Bedrooms −$30K
- Bathrooms −$15K
- Adjusts to $1.40M
That comparable adjusts to $1.40M; the $1.64M estimate above is the median of all 10 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
Its public catchment (King George Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.
On location, this is a very walkable address with everyday errands close by. Annette St at Jane St East Side is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
Total price vs nearby homes. Fair value about $1.64M, median of 10 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Heated floors: comfort and a premium-finish signal.
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
- Open-concept layout: modern, sought-after flow.
- Hardwood floors: quality hardwood is durable and broadly desirable.
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
- Lifestyle
- Worth verifying
- Value driver
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 4 closest active listings nearby.
See all comparable homesThis home lists 34% below the area average of $1,083/sqft.
73 days longer than the Toronto average (1 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Runnymede-Bloor West Village, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Most daily errands can be done on foot.
🚉 Nearest transit: Annette St at Jane St East Side, about 92 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $1,278,400 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $6,822
- Property tax
- $489
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $7,311
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $28,435
- Toronto municipal land transfer tax
- $28,435
- Estimated closing costs
- $56,870
Plus your down payment of $319,600. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $409,321
- Principal paid down
- $162,805
- Interest paid
- $246,516
- Balance remaining
- $1,115,595
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of BABIAK TEAM REAL ESTATE BROKERAGE LTD.. MLS®/PropTx.