122 Hawthorne Road, Oakville, ON

Central, Oakville · MLS® W13083392

$999,000
For Sale
Listed 73 days ago
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4Bedrooms
2Bathrooms
15Garage · 75 parking
1100-1500Sq Ft

About this home

Welcome to 122 Hawthorne Rd, 3+1 bed bungalow set on a generous 66 x 115 ft lot in one of Oakville's most evolving neighbourhoods, steps from Kerr Village & minutes to Downtown Oakville & the lake.This beautifully maintained detached home offers the perfect blend of move in ready comfort, income potential, & future redevelopment opportunity. The main floor features a warm inviting layout with hardwood floors, large windows, & an abundance of natural light throughout. The modern kitchen is finished with stainless steel appliances, & opens into a bright breakfast/ living area. The main level offers three well sized bedrooms & a full bathroom, making it ideal for small families, down sizers, or first time buyers looking to enter the Oakville market. The fully finished basement features a separate side entrance, large living area, well appointed kitchen with island, granite countertops, bedroom, three piece bathroom, & shared laundry, offering excellent flexibility for extended family, guests, or potential rental income. Outside, the property continues to impress with a private backyard, a remarkable mature oak tree, a detached 1.5 car garage, breezeway access to the home, & a long driveway with ample parking. Situated on a quiet dead end street with limited traffic, this home offers a peaceful setting while still being close to everything Oakville has to offer. Located near parks, schools, French immersion, transit, shopping, restaurants, cafes, Lake Ontario, Kerr Village, and Downtown Oakville, this property is surrounded by lifestyle conveniences & long term growth potential. Whether you are an end user, investor, builder, or family looking for a prime Oakville opportunity. The property sides onto a parking lot however, the home has experienced very limited noise or zero disturbance, and the mature trees and high fencing provide ample privacy and safety.

Key facts

Property type
Detached, Bungalow-Raised
MLS®
W13083392
Bedrooms
4 (3 + 1)
Bathrooms
2
Size
1100-1500
Lot
66.37 × 115.59 ft
Cross streets
Felon and Hawthorne Rd
Parking
15 garage · 75 parking (attached)
Driveway
Private Double
Basement
Finished, Separate Entrance
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Aluminum Siding
Foundation
Concrete Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,537 / 2025
Days on market
73
Listing brokerage
RE/MAX HALLMARK REALTY LTD.

Rooms

LaundryBasement2.23 × 1.52 m

tile floor · laundry sink

KitchenBasement2.43 × 3.65 m

tile ceiling · centre island · open concept

Living RoomMain4.62 × 3.96 m

hardwood floor · overlooks backyard · open concept

Living RoomBasement4.26 × 3.17 m

Open Concept

Bedroom 3Main3.15 × 2.92 m

hardwood floor · closet · large window

Bedroom 2Main3.56 × 2.67 m

hardwood floor · closet · large window

BedroomBasement3.66 × 3.17 m

laminate · window

KitchenMain3.51 × 2.90 m

hardwood floor · breakfast bar · overlooks living

Primary BedroomMain3.58 × 2.95 m

hardwood floor · closet · large window

Moe’s TakeTeam Asgarian · Broker
In the wider range
$1.19Mest. value

Listed at $999,000, this home is within the range of a wider set of listings, but with few close matches nearby, so worth confirming with a precise CMA. The number above is my independent estimate of value, not the asking price.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 17 similar homes nearby, adjusted for size, beds, and baths.Median of 17 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.05M, a bit lower. The comparable range is wide here, so treat this as a rough read until I run a full CMA.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1000K
  • Adjusts to $1000K

That comparable adjusts to $1000K; the $1.19M estimate above is the median of all 17 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, this is a very walkable address with everyday errands close by. Kerr St + Florence Dr is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$938KGreat deal$1.98MOverpriced

Total price vs nearby homes. Fair value about $1.19M, median of 17 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted.
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Development potential: upside only if zoning permits, verify with the city before relying on it.
  • Value driver
  • Lifestyle
  • Worth verifying
Comparable listingsCurrently listed nearby in Central · asking prices
$990kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

135 DEANE Avenue$1000k131 Stewart Street$799k251 Elmwood Road$1.15M47 Stewart Street$700k320 River Side Drive$1.30M

The 5 closest of 8 active listings nearby.

See all comparable homes
999kThis home1000k799k1.15M700k1.30MThis home vs active comparables
Live market pulseActive comparables in Central · median list $2.00M
$768this home / sqft
17active listings nearby
73days on market

This home lists 23% below the area average of $996/sqft.

68 days longer than the Oakville average (5 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Central, Oakville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

83/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Kerr St + Florence Dr, about 91 m away

20+ transit stops6 grocery20+ dining20+ parks17 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Southwest
$3.79M
College Park
$1.28M
Morrison
$5.03M
West
$1.86M
Glen Abbey
$1.98M

Typical asking price of active listings of the same type, per area (outliers removed). Oakville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$4,553/mo
$189KIncome needed
5.3×Price ÷ income
$1,051Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $4,553Property tax $378Total carry $4,931

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,265per month

Mortgage amount $799,200 · 4.14% over 25 years

$199,800Down payment (20.0%)
$799,200Loan before insurance
$0CMHC premium
$4,643Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,265
Property tax
$378
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,643

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$16,455
Estimated closing costs
$16,455

Plus your down payment of $199,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$5,180/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$480,248Total interest paid
$1,279,448Total of all payments
Principal $799,200 Interest $480,248
YearPrincipalInterestBalance
1$18,722$32,455$780,478
2$19,506$31,672$760,972
3$20,322$30,856$740,650
4$21,172$30,006$719,479
5$22,057$29,121$697,422
6$22,980$28,198$674,442
7$23,941$27,237$650,501
8$24,942$26,236$625,559
9$25,986$25,192$599,573
10$27,073$24,105$572,500
11$28,205$22,973$544,295
12$29,385$21,793$514,911
13$30,614$20,564$484,297
14$31,894$19,284$452,402
15$33,229$17,949$419,174
16$34,618$16,560$384,555
17$36,066$15,111$348,489
18$37,575$13,603$310,914
19$39,147$12,031$271,767
20$40,784$10,394$230,983
21$42,490$8,688$188,493
22$44,267$6,910$144,225
23$46,119$5,059$98,106
24$48,048$3,130$50,058
25$50,058$1,120$0

At the end of your 5-year term

Total paid over the term
$255,890
Principal paid down
$101,778
Interest paid
$154,111
Balance remaining
$697,422

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
1.9%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.8%
Gross yield
− Property tax $4,537− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $18,627

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX HALLMARK REALTY LTD.. MLS®/PropTx.

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