22 Criscoe Street, Toronto, ON

Rockcliffe-Smythe, Toronto · MLS® W13083404

$869,900
For Sale
Listed 79 days ago
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4Bedrooms
2Bathrooms
1Garage
700-1100Sq Ft

About this home

Great opportunity to purchase this detached bungalow. Currently fully rented out with two apartments, Buyers can buy this property as an investment or alternativly take over the whole home. Situated on a quiet family friendly street and neighborhood. Only steps away from Gaffney Park trail. Short walk to restaurants shops TTC etc and only a few minutes drive to the "Stockyards Village" for more shopping and eating. Upgraged 200 AMP electrical service with breaker panal and newer High efficiecy furnace (2023) The Sellers and Realtor do not warrent retrofit status and or the legality of the basement appartment.

Key facts

Property type
Detached, Bungalow
MLS®
W13083404
Bedrooms
4 (2 + 2)
Bathrooms
2
Size
700-1100
Lot
23.23 × 94.5 ft
Cross streets
St. Clair & Runnymede
Parking
1 garage (detached)
Driveway
Mutual
Basement
Apartment, Separate Entrance
Heating
Forced Air
A/C
Central Air
Exterior
Other
Foundation
Unknown
Roof
Shingles
Sewer
Sewer
Property tax
$3,250 / 2025
Days on market
79
Listing brokerage
HOMELIFE REGIONAL REALTY LTD.

Rooms

BedroomBasement3.50 × 2.60 m

Laminate

KitchenBasement6.40 × 3.65 m

laminate · open concept

BedroomBasement3.20 × 2.13 m

laminate · closet

BedroomMain3.26 × 2.16 m

laminate · closet

KitchenMain2.60 × 2.44 m

porcelain floor · modern kitchen · open concept

Living RoomBasement6.40 × 3.65 m

laminate · open concept · combined w/kitchen

Dining RoomBasement6.40 × 3.65 m

laminate · open concept · combined w/living

Dining RoomMain2.92 × 2.53 m

laminate · window

Living RoomMain4.86 × 2.92 m

laminate · window

Primary BedroomMain4.25 × 2.51 m

laminate · closet

Our TakeTeam Asgarian · Broker
In line
$802Kest. value

Listed at $869,900, and my independent estimate is within the range of comparable homes, on the higher side.

In Rockcliffe-Smythe lately, sellers get about 101% of asking; homes sell in ~23 days.

List price
$691KGreat deal$940KOverpriced

Total price vs nearby homes. Fair value about $802K, median of 46 comparables.

How this estimate is builtthe short version

I take the 46 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, and standout features), then use the median, which is steadier than leaning on any single sale.

It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $707K, a bit lower.

Schools & getting aroundcatchment and transit

The assigned public school is George Syme Community School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

The listing states size as a wide range, so the size adjustment is approximate and this estimate is a rough read. I can confirm exact square footage to tighten it.

Based on 46 comparable homes that recently sold nearby.

Comparable listingsCurrently listed nearby · asking prices
$814kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

55 Leahann Drive$800k30 Garside Crescent$1.05M232 Church Street$670k38 Marta Avenue$850k8 Mack Avenue$700k

The 5 closest of 8 active listings nearby.

See all comparable homes
870kThis home800k1.05M670k850k700kThis home vs active comparables
Live market pulseActive comparables in Rockcliffe-Smythe · median list $809K
$967this home / sqft
5active listings nearby
79days on market
100sold nearby · 90 days
$1.23Mmedian sold price
101%of asking, on average

This home lists 6% below the area average of $1,028/sqft.

78 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Rockcliffe-Smythe, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Stonegate-Queensway
$1.63M
Princess-Rosethorn
$1.18M
Eringate-Centennial-West Deane
$1.25M
Leaside
$1.73M
Willowdale West
$2.10M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near George Syme Community School
48%
George Syme Community SchoolPublic · Elementary · 0.7 km awayBelow the GTA average · 48% meet the provincial standard

Affordability & Mortgage

Affordability
$3,965/mo
$163KIncome needed
5.4×Price ÷ income
$915Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

94%mortgage
Mortgage $3,965Property tax $271Total carry $4,236

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 24, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,714per month

Mortgage amount $695,920 · 4.14% over 25 years

$173,980Down payment (20.0%)
$695,920Loan before insurance
$0CMHC premium
$3,985Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,714
Property tax
$271
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,985

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$13,873
Toronto municipal land transfer tax
$13,873
Estimated closing costs
$27,746

Plus your down payment of $173,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$4,511/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$418,186Total interest paid
$1,114,106Total of all payments
Principal $695,920 Interest $418,186
YearPrincipalInterestBalance
1$16,303$28,261$679,617
2$16,985$27,579$662,632
3$17,695$26,869$644,937
4$18,436$26,129$626,501
5$19,207$25,358$607,294
6$20,010$24,554$587,284
7$20,847$23,717$566,437
8$21,719$22,845$544,718
9$22,628$21,937$522,091
10$23,574$20,990$498,517
11$24,560$20,004$473,957
12$25,587$18,977$448,369
13$26,658$17,907$421,711
14$27,773$16,792$393,939
15$28,934$15,630$365,004
16$30,145$14,420$334,860
17$31,406$13,159$303,454
18$32,719$11,845$270,735
19$34,088$10,476$236,647
20$35,514$9,051$201,133
21$36,999$7,565$164,134
22$38,547$6,017$125,587
23$40,159$4,405$85,428
24$41,839$2,725$43,589
25$43,589$975$0

At the end of your 5-year term

Total paid over the term
$222,821
Principal paid down
$88,626
Interest paid
$134,196
Balance remaining
$607,294

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,450/mo
$17,400Gross annual rent
1.2%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.0%
Gross yield
− Property tax $3,250− Insurance $1,400− Vacancy & upkeep $1,914Net operating income $10,836

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE REGIONAL REALTY LTD.. MLS®/PropTx.

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