1221 Creekside Drive, Oakville, ON

Wedgewood Creek, Oakville · MLS® W13083700

$1,649,888
For Sale
Listed 73 days ago
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4Bedrooms
4Bathrooms
2Garage · 6 parking
2500-3000Sq Ft

About this home

Welcome to Creekside Drive. Nestled in the coveted Wedgewood Creek community of Oakville, this renovated detached residence offers unparalleled sophistication and craftsmanship. Spanning nearly 4,000 square feet of finished living space, this home exemplifies modern elegance with seamless indoor-outdoor flow and luxurious finishes throughout .Boasting 4 spacious bedrooms and 4 beautifully appointed bathrooms, every inch of this home has been thoughtfully curated for comfort and style. The expansive open-concept layout is highlighted by rich hardwood flooring, a stunning modern kitchen with gleaming granite countertops, and high-end appliances that will inspire any culinary enthusiast. The fully finished basement provides additional living space for relaxation or entertainment, while the private backyard oasis is an entertainers dream. The serene in-ground pool, enhanced with non-slip cork flooring, invites you to unwind, offering a tranquil retreat for both leisure and recreation. The exterior of the home is adorned with elegant stucco, radiating timeless curb appeal, while the double car garage ensures ample parking and convenience. Located in one of Oakville's most prestigious neighborhoods, this home is an embodiment of luxury, offering a lifestyle of sophistication and ease. This home is ideally located near Oakville's finest amenities, including lush parks, walking trails, and serene waterfront spaces for outdoor activities. The vibrant town center offers luxury shopping and dining experiences. Families benefit from access to top-tier educational institutions, with public schools like Iroquois Ridge Secondary School and Sheridan Public Elementary School within the neighborhood. Several prestigious private schools, including Linbrook School and Oakville Christian School, are nearby .An unparalleled opportunity to own a truly exceptional property in Oakville's Wedgewood Creek community where elegance, convenience, and lifestyle come together seamlessly.

Key facts

Property type
Detached, 2-Storey
MLS®
W13083700
Bedrooms
4
Bathrooms
4 (1 half)
Size
2500-3000
Lot
49.21 × 109.91 ft
Cross streets
Upper Middle Rd E/Grand Blvd/Valleybrook/Creekside
Parking
2 garage · 6 parking (attached)
Driveway
Private Double
Basement
Finished, Full
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stucco (Plaster)
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Pool
Inground
Property tax
$7,211 / 2025
Days on market
73
Listing brokerage
REAL BROKER ONTARIO LTD.

Rooms

Bedroom 4Second3.62 × 5.41 m
Primary BedroomSecond5.78 × 4.65 m
LaundryMain2.27 × 3.15 m
Living RoomMain3.37 × 5.02 m
FoyerMain4.97 × 4.82 m
OtherBasement4.68 × 5.33 m
OfficeMain3.57 × 3.11 m
Dining RoomMain5.47 × 3.59 m
Family RoomMain4.80 × 3.86 m
KitchenMain5.94 × 4.03 m
Bedroom 3Second3.62 × 4.31 m
Bedroom 2Second4.68 × 3.24 m
RecreationBasement10.82 × 11.13 m
Cold Room/CantinaBasement2.29 × 1.62 m
Moe’s TakeTeam Asgarian · Broker
Below comparables
$1.79Mest. value

Listed at $1,649,888, this home is about 8% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.51M, a bit lower.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.70M
  • Bedrooms −$30K
  • Adjusts to $1.67M

That comparable adjusts to $1.67M; the $1.79M estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, this is a very walkable address with everyday errands close by. Upper Middle Rd East west of Grand Blvd is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$1.65MGreat deal$1.86MOverpriced

Total price vs nearby homes. Fair value about $1.79M, median of 5 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted.
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
  • Open-concept layout: modern, sought-after flow.
  • Value driver
  • Weigh carefully
  • Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$1.86Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

43 Sixteen Mile Drive$1.80M272 Wisteria Way$1.85M3166 Carding Mill Trail$1.63M2201 Lapsley Crescent$1.68M11 Regency Court$2.35M

The 5 closest of 8 active listings nearby.

See all comparable homes
1.65MThis home1.80M1.85M1.63M1.68M2.35MThis home vs active comparables
Live market pulseActive comparables in Wedgewood Creek · median list $1.70M
$600this home / sqft
5active listings nearby
73days on market

This home lists 13% below the area average of $690/sqft.

67 days longer than the Oakville average (6 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Wedgewood Creek, Oakville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

72/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Upper Middle Rd East west of Grand Blvd, about 80 m away

20+ transit stops3 grocery20+ dining20+ parks10 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Joshua Creek
$2.27M
Joshua Meadows
$1.47M
College Park
$1.36M
River Oaks
$1.60M
Morrison
$5.03M

Typical asking price of active listings of the same type, per area (outliers removed). Oakville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$7,520/mo
$308KIncome needed
5.4×Price ÷ income
$1,735Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $7,520Property tax $601Total carry $8,121

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$7,044per month

Mortgage amount $1,319,910 · 4.14% over 25 years

$329,978Down payment (20.0%)
$1,319,910Loan before insurance
$0CMHC premium
$7,644Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$7,044
Property tax
$601
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$7,644

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$29,473
Estimated closing costs
$29,473

Plus your down payment of $329,978. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$8,555/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$793,149Total interest paid
$2,113,060Total of all payments
Principal $1,319,910 Interest $793,149
YearPrincipalInterestBalance
1$30,921$53,601$1,288,989
2$32,214$52,308$1,256,775
3$33,562$50,961$1,223,213
4$34,966$49,557$1,188,248
5$36,428$48,094$1,151,819
6$37,952$46,570$1,113,868
7$39,539$44,983$1,074,328
8$41,193$43,329$1,033,135
9$42,916$41,606$990,219
10$44,711$39,811$945,507
11$46,582$37,941$898,925
12$48,530$35,992$850,395
13$50,560$33,962$799,835
14$52,675$31,847$747,160
15$54,878$29,644$692,282
16$57,174$27,349$635,108
17$59,565$24,957$575,543
18$62,057$22,466$513,487
19$64,652$19,870$448,834
20$67,357$17,166$381,477
21$70,174$14,348$311,303
22$73,109$11,413$238,194
23$76,168$8,355$162,026
24$79,353$5,169$82,673
25$82,673$1,850$0

At the end of your 5-year term

Total paid over the term
$422,612
Principal paid down
$168,091
Interest paid
$254,521
Balance remaining
$1,151,819

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,250/mo
$63,000Gross annual rent
2.9%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.8%
Gross yield
− Property tax $7,211− Insurance $1,400− Vacancy & upkeep $6,930Net operating income $47,459

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REAL BROKER ONTARIO LTD.. MLS®/PropTx.

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