1229 Owen Court, Oakville, ON

College Park, Oakville · MLS® W13086912

$999,900
For Sale
Listed 73 days ago
Request a showing
◎ Directions
4Bedrooms
2Bathrooms
2Parking
700-1100Sq Ft

About this home

Nestled in the heart of Oakville in desirable College Park this is a rare opportunity for a well-maintained detached 3+1-bedroom bungalow on a child friendly court location. Features renovated white and bright eat in kitchen with ceramic tiled flooring, butcher block countertops, new stainless-steel appliances, white cabinetry and modern hardware. Separate side entrance to private patio and direct access to finished lower level. Hardwood flooring throughout, updated windows throughout and updated roof. Boasting a remodelled 4 pce main bath and bonus 2 pce bath on the lower level. Situated on a landscaped 45 x 100 ft fully fenced yard with garden shed. The fully finished lower level hosts a fourth bedroom/home office, a 2-piece bathroom, a spacious recreation room complete with a built-in dry bar, and a large laundry room with ample storage. Tucked away on a prime quiet court, this home is conveniently located near top-rated schools such as White Oaks Secondary School (IB), Gaétan-Gervais Secondary School, Sunningdale Public School and Sheridan College. Enjoy easy access to parks, shopping at Oakville Place, transit including Oakville GO Station, and nearby golf courses such as Oakville Golf Club. Conveniently located to the 407/403 and all the big box store shopping. The home features a roof in great condition with shingles replaced in 2019, basement windows updated in 2023, and an owned furnace and hot water tank, both approximately 7 years old. A detached family home for under a million.

Key facts

Property type
Detached, Bungalow
MLS®
W13086912
Bedrooms
4 (3 + 1)
Bathrooms
2 (1 half)
Size
700-1100
Lot
45 × 100 ft
Cross streets
Sixth Line and Culham St
Parking
2 parking
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick Veneer
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,282 / 2025
Days on market
73
Listing brokerage
RE/MAX ABOUTOWNE REALTY CORP.

Rooms

Bedroom 3Main3.77 × 2.52 m

hardwood floor · closet · mirrored walls

KitchenMain3.96 × 3.28 m

updated · b/i dishwasher · ceramic floor

Primary BedroomMain4.03 × 3.65 m

hardwood floor · closet

Bedroom 2Main3.77 × 2.65 m

hardwood floor · closet

BathroomLower2.43 × 1.31 m

2 Pc Bath

Bedroom 4Lower3.21 × 2.97 m
RecreationLower8.91 × 3.20 m

Dry Bar

Living RoomMain4.92 × 3.77 m

hardwood floor · bay window

BathroomMain2.22 × 1.66 m

4 Pc Bath

LaundryLower5.44 × 3.98 m
Moe’s TakeTeam Asgarian · Broker
In line
$999Kest. value

Listed at $999,900, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.

Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $973K, a close match. The comparable range is wide here, so treat this as a rough read until I run a full CMA.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.16M
  • Bedrooms +$30K
  • Bathrooms +$15K
  • Adjusts to $1.20M

That comparable adjusts to $1.20M; the $999K estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Culham St + Oxford Ave is about a 4-minute walk away.

List price
$724KGreat deal$1.10MOverpriced

Total price vs nearby homes. Fair value about $999K, median of 5 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Value driver
  • Lifestyle
Comparable listingsCurrently listed nearby in College Park · asking prices
$1.16Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

114 Ringwood Road$1.10M138 Osborne Crescent$938k1491 Pembroke Drive$1.16M167 Oliver Place$1.40M1157 Newton Road$1.20M

The 5 closest active listings nearby.

See all comparable homes
1000kThis home1.10M938k1.16M1.40M1.20MThis home vs active comparables
Live market pulseActive comparables in College Park · median list $1.20M
$1,111this home / sqft
7active listings nearby
73days on market

This home lists 15% above the area average of $966/sqft.

67 days longer than the Oakville average (6 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

College Park, Oakville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

64/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: Culham St + Oxford Ave, about 301 m away

20+ transit stops4 grocery20+ dining18 parks5 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

River Oaks
$1.60M
Glen Abbey
$1.98M
Southwest
$3.79M
Morrison
$5.03M
West Oak Trails
$1.48M

Typical asking price of active listings of the same type, per area (outliers removed). Oakville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$4,557/mo
$188KIncome needed
5.3×Price ÷ income
$1,052Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $4,557Property tax $357Total carry $4,914

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,269per month

Mortgage amount $799,920 · 4.14% over 25 years

$199,980Down payment (20.0%)
$799,920Loan before insurance
$0CMHC premium
$4,626Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,269
Property tax
$357
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,626

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$16,473
Estimated closing costs
$16,473

Plus your down payment of $199,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$5,185/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$480,681Total interest paid
$1,280,601Total of all payments
Principal $799,920 Interest $480,681
YearPrincipalInterestBalance
1$18,739$32,485$781,181
2$19,523$31,701$761,657
3$20,340$30,884$741,318
4$21,191$30,033$720,127
5$22,077$29,147$698,050
6$23,000$28,224$675,050
7$23,963$27,262$651,087
8$24,965$26,259$626,122
9$26,009$25,215$600,113
10$27,097$24,127$573,016
11$28,230$22,994$544,786
12$29,411$21,813$515,375
13$30,641$20,583$484,733
14$31,923$19,301$452,810
15$33,258$17,966$419,551
16$34,650$16,574$384,902
17$36,099$15,125$348,803
18$37,609$13,615$311,194
19$39,182$12,042$272,012
20$40,821$10,403$231,191
21$42,528$8,696$188,663
22$44,307$6,917$144,355
23$46,161$5,063$98,195
24$48,091$3,133$50,103
25$50,103$1,121$0

At the end of your 5-year term

Total paid over the term
$256,120
Principal paid down
$101,870
Interest paid
$154,250
Balance remaining
$698,050

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,450/mo
$17,400Gross annual rent
1.0%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.7%
Gross yield
− Property tax $4,282− Insurance $1,400− Vacancy & upkeep $1,914Net operating income $9,804

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ABOUTOWNE REALTY CORP.. MLS®/PropTx.

CallRequest a showing