2 Finchley Road, Toronto, ON

Edenbridge-Humber Valley, Toronto · MLS® W13093840

$4,478,000
For Sale
Listed 76 days ago
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5Bedrooms
6Bathrooms
2Garage · 6 parking
3500-5000Sq Ft
12 schools20+ transit stops20+ parks20+ restaurantswithin 1.5 km

About this home

Spectacular, Unique Design 5 Bdrm, 6 Bath Detached Home In Prestigious Edenbridge-Humber Valley! Over 6000 Sq.Ft. Of Exceptional Living Space Featuring 10 Foot Ceilings, A Private Expansive Yard W/ Exquisite Landscaping & Mature Trees. High-End Kitchen W/ Open-Concept Living Room, Formal Dining & Living Rooms On Main Floor. Oversized Primary Suite Showcases An Incredible W/I Closet, Private Patio & Luxurious Ensuite. Lower Level Includes Home Theatre, Large Rec Room & Walkout To Patio & Yard. A Breathtaking, One-Of-A-Kind Residence In An Incredible Neighbourhood - The Perfect Blend Of Elegance, Space & Sophistication!

Key facts

Property type
Detached, 2-Storey
MLS®
W13093840
Bedrooms
5 (4 + 1)
Bathrooms
6 (1 half)
Size
3500-5000
Lot
60 × 144 ft
Cross streets
Rathburn and Islington
Parking
2 garage · 6 parking (built-in)
Driveway
Available
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick Veneer
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$17,548 / 2025
Days on market
76
Listing brokerage
RIGHT AT HOME REALTY
Moe’s TakeTeam Asgarian · Broker
In the wider range
$4.84Mest. value

Listed at $4,478,000, this home is within the range of a wider set of listings, but with few close matches nearby, so worth confirming with a precise CMA. The number above is my independent estimate of value, not the asking price.

In Edenbridge-Humber Valley lately, sellers have been getting about 99% of asking and homes sell in about 21 days.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $4.98M, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $4.39M
  • Bathrooms +$60K
  • Adjusts to $4.45M

That comparable adjusts to $4.45M; the $4.84M estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On schools, this address is zoned for Humber Valley Village Junior Middle School, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Hilldowntree Road is about a 3-minute walk away.

List price
$4.45MGreat deal$5.53MOverpriced

Total price vs nearby homes. Fair value about $4.84M, median of 5 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
  • Open-concept layout: modern, sought-after flow. Lifestyle
Comparable listingsCurrently listed nearby in Edenbridge-Humber Valley · asking prices
$4.43Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

23 Edenbrook Hill$5.59M1437 Islington Avenue$2.50M1305 Royal York Road$5.20M

The 3 closest active listings nearby.

See all comparable homes
4.48MThis home5.59M2.50M5.20MThis home vs active comparables
Live market pulseActive comparables in Edenbridge-Humber Valley · median list $3.10M
$1,054this home / sqft
15active listings nearby
76days on market
97sold nearby · 90 days
$2.15Mmedian sold price
99%of asking, on average

This home lists 11% below the area average of $1,186/sqft.

75 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Edenbridge-Humber Valley, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

55/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from OpenStreetMap contributors.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: Hilldowntree Road, about 233 m away

20+ transit stops6 grocery20+ dining20+ parks4 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Eringate-Centennial-West Deane
$1000K
Alderwood
$1.58M
Bedford Park-Nortown
$4.46M
Willowdale East
$3.00M
Danforth Village-East York
$1000K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Humber Valley Village Junior Middle School
85%
Humber Valley Village Junior Middle SchoolPublic · Elementary · 0.7 km awayHigher-rated than most nearby · 85% meet the provincial standard

Affordability & Mortgage

Affordability
$20,409/mo
$824KIncome needed
5.4×Price ÷ income
$4,710Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $20,409Property tax $1,462Total carry $21,872

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 22, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$19,117per month

Mortgage amount $3,582,400 · 4.14% over 25 years

$895,600Down payment (20.0%)
$3,582,400Loan before insurance
$0CMHC premium
$20,579Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$19,117
Property tax
$1,462
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$20,579

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$98,425
Toronto municipal land transfer tax
$117,985
Estimated closing costs
$216,410

Plus your down payment of $895,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$23,219/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$2,152,705Total interest paid
$5,735,105Total of all payments
Principal $3,582,400 Interest $2,152,705
YearPrincipalInterestBalance
1$83,923$145,481$3,498,477
2$87,434$141,971$3,411,043
3$91,091$138,313$3,319,952
4$94,901$134,503$3,225,051
5$98,871$130,534$3,126,181
6$103,006$126,398$3,023,174
7$107,315$122,089$2,915,859
8$111,804$117,601$2,804,056
9$116,480$112,924$2,687,576
10$121,352$108,052$2,566,223
11$126,428$102,976$2,439,795
12$131,717$97,687$2,308,078
13$137,226$92,178$2,170,852
14$142,966$86,438$2,027,886
15$148,946$80,458$1,878,939
16$155,176$74,228$1,723,763
17$161,667$67,737$1,562,096
18$168,430$60,975$1,393,666
19$175,475$53,929$1,218,191
20$182,815$46,590$1,035,377
21$190,461$38,943$844,915
22$198,428$30,976$646,487
23$206,728$22,676$439,759
24$215,375$14,029$224,384
25$224,384$5,020$0

At the end of your 5-year term

Total paid over the term
$1,147,021
Principal paid down
$456,219
Interest paid
$690,801
Balance remaining
$3,126,181

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$7,350/mo
$88,200Gross annual rent
1.3%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.0%
Gross yield
− Property tax $17,548− Insurance $1,400− Vacancy & upkeep $9,702Net operating income $59,550

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.

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