7 Stewart Street, Oakville, ON
Central, Oakville · MLS® W13095862
About this home
Cute as a button! 1.5 story home set on a 64' x 100' (6426sqft) private rectangular lot, bordered by mature trees & gardens. A+ location. Set in the highly sought after West River neighbourhood, known for its vibrant community. Benefit from an incredible proximity to local amenities, parks & schools. Steps to the restaurants and shops of Kerr Village. Walk to the GO train station, Downtown Oakville and The Lake. Tucked beneath a canopy of trees, 7 Stewart offers a warm & welcoming presence from the street. The sort of home where neighbours stop to chat on evening walks. The main floor is basked in light, with 2 walkouts to the backyard. The updated kitchen features stainless steel appliances (Maytag fridge, Maytag stove with rangehood, Whirlpool dishwasher), quartz counters, subway tile backsplash and an eat-in area with a look through to the living room. The living room boasts premium vinyl flooring, crown moulding and a beautiful bay window with built-in cabinets & bench. Adjacent dining room includes a modern brass chandelier, walkout to back deck & could be converted to a main floor bedroom. Updated 4 piece bathroom on the main floor with subway tiling, and extra storage. Two bedrooms upstairs each with hardwood, deep closets & large windows with tree and garden views. Versatile additional space in the basement, including rec room, laundry and storage. Exterior features include convenient double wide 6 car driveway, fully fenced yard, large wooden back deck with wooden railing manicured gardens & shed. Enjoy as-is, expand, renovate or build. Amazing value for A+ location in Oakville! Updates include: Roof (2021), Kitchen (2021), Floors (2021) Furnace (approx 2024), AC (approx 2021)
Key facts
- Property type
- Detached, 1 1/2 Storey
- MLS®
- W13095862
- Bedrooms
- 2
- Bathrooms
- 1
- Size
- 1100-1500
- Lot
- 64.43 × 100.17 ft
- Cross streets
- Queen Mary Dr and Stewart St
- Parking
- 6 parking
- Driveway
- Private Double
- Basement
- Partially Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Other
- Foundation
- Other
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $4,933 / 2025
- Days on market
- 71
- Listing brokerage
- Royal LePage Real Estate Services Ltd., Brokerage
Rooms
hardwood floor · closet · large window
4 Pc Bath
Laundry Sink
quartz counter · stainless steel appl · large window
bay window · crown moulding
hardwood floor · closet · large window
crown moulding · walk-out
vinyl floor · crown moulding · window
Listed at $998,000, this home is within the range of a wider set of listings, but with few close matches nearby, so worth confirming with a precise CMA. The number above is my independent estimate of value, not the asking price.
There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.
Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.14M, a bit higher. The comparable range is wide here, so treat this as a rough read until I run a full CMA.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $700K
- Bedrooms −$30K
- Bathrooms −$15K
- Adjusts to $655K
That comparable adjusts to $655K; the $980K estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, this is a very walkable address with everyday errands close by. Stewart St. and Queen Mary Dr. is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
Total price vs nearby homes. Fair value about $980K, median of 5 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
- Hardwood floors: quality hardwood is durable and broadly desirable.
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
- Sold as-is / needs work: budget for renovation, the price should reflect the condition.
- Value driver
- Lifestyle
- Weigh carefully
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 4 closest active listings nearby.
See all comparable homesThis home lists 13% below the area average of $880/sqft.
66 days longer than the Oakville average (5 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Central, Oakville, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Most daily errands can be done on foot.
🚉 Nearest transit: Stewart St. and Queen Mary Dr., about 31 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Oakville.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $798,400 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,261
- Property tax
- $411
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,672
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $16,435
- Estimated closing costs
- $16,435
Plus your down payment of $199,600. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $255,634
- Principal paid down
- $101,676
- Interest paid
- $153,957
- Balance remaining
- $696,724
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of Royal LePage Real Estate Services Ltd., Brokerage. MLS®/PropTx.