305-935 Royal York Road, Toronto, ON

Stonegate-Queensway, Toronto · MLS® W13101696

$498,000
For Sale
Listed 71 days ago
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1Bedrooms
1Bathrooms
1Garage
700-799Sq Ft

About this home

Welcome to The Regency, one of The Kingsway's most sought-after boutique residences and one of the best values in Toronto's west end condo market. Rarely available, this bright south-facing suite offers exceptional space, natural light, and a quiet setting tucked away on the peaceful side of the building - a refreshing alternative to today's smaller glass-box condos. The open-concept layout features a spacious kitchen with centre island flowing seamlessly into the living and dining area with fireplace, ideal for both everyday living and entertaining. The generously sized primary bedroom includes an oversized walk-in closet, while the private walk-out balcony offers the perfect spot for morning coffee or evening relaxation. Enjoy an unbeatable walkable lifestyle just steps to Islington Subway, Kingsway shops, cafés, restaurants, grocery stores, parks, and everyday conveniences along vibrant Bloor Street. Minutes to Humber River trails, downtown Toronto, major highways, and the airport - offering the perfect balance of urban convenience and neighbourhood charm in the Kingsway. With larger principal rooms than many newer builds, a quiet well-managed boutique building, walkable subway access, and excellent value per square foot, this is an ideal opportunity for downsizers, first-time buyers, or investors looking for space, lifestyle, and long-term value in a mature established community.

Key facts

Property type
Condo Apartment, Apartment
MLS®
W13101696
Bedrooms
1
Bathrooms
1
Size
700-799
Cross streets
Bloor & Royal York
Parking
1 garage (underground)
Basement
None
Heating
Heat Pump
A/C
Central Air
Exterior
Concrete
Maintenance
$992/mo
Exposure
South
Property tax
$2,693 / 2025
Days on market
71
Listing brokerage
ROYAL LEPAGE REAL ESTATE SERVICES LTD.

Rooms

Living RoomMain3.60 × 3.80 m

w/o to balcony · electric fireplace

KitchenMain2.87 × 2.96 m

centre island · stainless steel appl

Dining RoomMain2.98 × 3.33 m

combined w/living · laminate

Primary BedroomMain4.34 × 2.96 m

walk-in closet(s) · south view

Moe’s TakeTeam Asgarian · Broker
Below comparables
$582Kest. value

Listed at $498,000, this home is about 14% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

Based on 9 similar homes nearby, adjusted for size, beds, and baths.Median of 9 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $527K, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $540K
  • Bedrooms −$30K
  • Adjusts to $510K

That comparable adjusts to $510K; the $582K estimate above is the median of all 9 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On schools, this address is zoned for Sunnylea Junior School, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

On location, this is a very walkable address with everyday errands close by. Royal York Rd at Bloor St West is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$498KGreat deal$612KOverpriced

Total price vs nearby homes. Fair value about $582K, median of 9 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Primary suite: a key comfort and resale feature.
  • Open-concept layout: modern, sought-after flow.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Lifestyle
  • Value driver
Comparable listingsCurrently listed nearby · asking prices
$481kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

1906-18 Yonge Street$498k1406-75 The Donway$500k1609-133 Wynford Drive$500k2207-33 Empress Avenue$488k806-20 Olive Avenue$419k

The 5 closest of 8 active listings nearby.

See all comparable homes
498kThis home498k500k500k488k419kThis home vs active comparables
Live market pulseActive comparables in Stonegate-Queensway · median list $530K
$664this home / sqft
16active listings nearby
71days on market

This home lists 18% below the area average of $811/sqft.

70 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Stonegate-Queensway, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

72/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Royal York Rd at Bloor St West, about 9 m away

20+ transit stops3 grocery20+ dining20+ parks9 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Mimico
$875K
Waterfront Communities C1
$691K
Annex
$929K
Church-Yonge Corridor
$574K
Willowdale East
$464K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Sunnylea Junior School
96%
Sunnylea Junior SchoolPublic · Elementary · 0.6 km awayAmong the top in the GTA · 96% meet the provincial standard

Affordability & Mortgage

Affordability
$2,270/mo
$116KIncome needed
4.3×Price ÷ income
$524Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

65%mortgage
Mortgage $2,270Property tax $224Condo fee $992Total carry $3,486

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,126per month

Mortgage amount $398,400 · 4.14% over 25 years

$99,600Down payment (20.0%)
$398,400Loan before insurance
$0CMHC premium
$3,342Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,126
Property tax
$224
Condo / maintenance fees
$992
Heating
$0
Estimated monthly cost
$3,342

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,435
Toronto municipal land transfer tax
$6,435
Estimated closing costs
$12,870

Plus your down payment of $99,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,582/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$239,403Total interest paid
$637,803Total of all payments
Principal $398,400 Interest $239,403
YearPrincipalInterestBalance
1$9,333$16,179$389,067
2$9,724$15,789$379,343
3$10,130$15,382$369,213
4$10,554$14,958$358,659
5$10,995$14,517$347,664
6$11,455$14,057$336,208
7$11,935$13,578$324,274
8$12,434$13,078$311,840
9$12,954$12,558$298,886
10$13,496$12,016$285,391
11$14,060$11,452$271,330
12$14,648$10,864$256,682
13$15,261$10,251$241,421
14$15,899$9,613$225,522
15$16,564$8,948$208,958
16$17,257$8,255$191,700
17$17,979$7,533$173,721
18$18,731$6,781$154,990
19$19,515$5,998$135,475
20$20,331$5,181$115,145
21$21,181$4,331$93,963
22$22,067$3,445$71,896
23$22,990$2,522$48,906
24$23,952$1,560$24,954
25$24,954$558$0

At the end of your 5-year term

Total paid over the term
$127,561
Principal paid down
$50,736
Interest paid
$76,824
Balance remaining
$347,664

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,400/mo
$28,800Gross annual rent
2.1%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.8%
Gross yield
− Property tax $2,693− Condo fees $11,904− Insurance $600− Vacancy & upkeep $3,168Net operating income $10,435

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE REAL ESTATE SERVICES LTD.. MLS®/PropTx.

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