9 Bergin Street, Brampton, ON
Credit Valley, Brampton · MLS® W13103656
About this home
Welcome to this power-packed 2024 detached home by Lakeview Homes in the prestigious Credit Ridge community. Designed with modern elegance and functional living in mind, this stunning home features 5 spacious bedrooms plus a main floor bedroom, 4 bathrooms, and parking for up to 6 vehicles with no sidewalk. Enjoy hardwood flooring throughout, 9 ft ceilings on the second floor, a bright open-concept layout, elegant living and dining areas, cozy family room with fireplace, and a chef-inspired kitchen with built-in stainless steel appliances, electric range, extended cabinetry, and a sun-filled breakfast area. The main floor office can easily serve as a 6th bedroom. Upstairs offers a luxurious primary suite with spa-like 5-piece ensuite and walk-in closet, Jack & Jill bath, second-floor laundry, and spacious additional bedrooms. Builder-installed side entrance and separate rear basement access provide excellent future income potential. No rear neighbors as of now for added privacy. Ideally located near top schools, highways, shopping, and all amenities. A powerful combination of luxury, space, and future potential in one of Brampton's most sought-after communities!
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- W13103656
- Bedrooms
- 6 (5 + 1)
- Bathrooms
- 4 (1 half)
- Size
- 3000-3500
- Lot
- 38.06 × 104.99 ft
- Cross streets
- Queen St W & Creditview Rd
- Parking
- 2 garage · 6 parking (attached)
- Basement
- Unfinished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $10,674 / 2025
- Days on market
- 70
- Listing brokerage
- RE/MAX OPTIMUM REALTY
Rooms
3 pc bath · large closet · hardwood floor
tile floor · combined w/kitchen · window
4 pc bath · large closet · hardwood floor
combined w/dining · hardwood floor
5 pc ensuite · walk-in closet(s) · hardwood floor
window · hardwood floor
4 pc bath · large closet · hardwood floor
3 pc bath · large closet
combined w/living · hardwood floor
b/i appliances · b/i stove · tile floor
fireplace · window · hardwood floor
Listed at $1,498,000, this home is about 8% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.
Priced above comparable homes overall, but the price per square foot ($461/sqft) is in line with the area, so you are paying for extra space rather than a premium.
Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.52M, a close match.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $1.38M
- Bathrooms −$15K
- Adjusts to $1.36M
That comparable adjusts to $1.36M; the $1.38M estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Creditview - Zum Queen West Station Stop WB is about a 3-minute walk away.
Total price vs nearby homes. Fair value about $1.38M, median of 5 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Primary suite: a key comfort and resale feature.
- Open-concept layout: modern, sought-after flow.
- Hardwood floors: quality hardwood is durable and broadly desirable.
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest active listings nearby.
See all comparable homesThis home lists 2% below the area average of $469/sqft.
68 days longer than the Brampton average (2 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Credit Valley, Brampton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Somewhat WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Some errands on foot, but most trips need a car.
🚉 Nearest transit: Creditview - Zum Queen West Station Stop WB, about 211 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Brampton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.
Mortgage amount $1,198,400 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $6,395
- Property tax
- $890
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $7,285
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $26,435
- Estimated closing costs
- $26,435
Plus your down payment of $299,600. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $383,706
- Principal paid down
- $152,617
- Interest paid
- $231,090
- Balance remaining
- $1,045,783
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX OPTIMUM REALTY. MLS®/PropTx.