32 Pennsylvania Avenue, Brampton, ON

Fletcher's Creek South, Brampton · MLS® W13104520

$980,000
For Sale
Listed 70 days ago
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4Bedrooms
4Bathrooms
2Garage · 4 parking
2000-2500Sq Ft

About this home

Beautifully maintained 4+1 bedroom, 4 bathroom detached home situated in a highly sought-after neighbourhood near Mavis Rd & Ray Lawson Blvd, right at the Mississauga-Brampton border. This spacious and well-designed property offers an ideal layout for growing families or savvy investors, featuring bright principal rooms, elegant oak stairs leading to the second floor, and a finished basement complete with a large recreation room and an additional bedroom-perfect for extended family or rental potential.The main floor includes a convenient laundry room with direct access to the garage for added functionality. Step outside to a generous private backyard highlighted by a charming gazebo, creating the perfect setting for summer gatherings and outdoor entertaining.Located close to schools, parks, shopping centre, transit, and with easy access to Hwy 407, this home offers both comfort and convenience. An exceptional opportunity in a fantastic, family-friendly location-this home is a must see!Don't miss this exceptional opportunity in a great location!

Key facts

Property type
Detached, 2-Storey
MLS®
W13104520
Bedrooms
4
Bathrooms
4 (1 half)
Size
2000-2500
Lot
30.02 × 109.91 ft
Cross streets
Mavis/Raw Lawson Blvd
Parking
2 garage · 4 parking (built-in)
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Unknown, Brick
Roof
Unknown, Shingles
Sewer
Sewer
Property tax
$6,111 / 2025
Days on market
70
Listing brokerage
HOMELIFE/MIRACLE REALTY LTD

Rooms

Bedroom 4Second2.88 × 3.96 m
Bedroom 2Second3.30 × 3.45 m
Bedroom 3Second3.77 × 3.88 m
Dining RoomMain6.06 × 3.00 m
Primary BedroomSecond5.96 × 4.80 m
Living RoomMain4.24 × 3.30 m
KitchenMain4.84 × 3.10 m
Family RoomMain6.06 × 3.00 m
Moe’s TakeTeam Asgarian · Broker
In line
$1.09Mest. value

Listed at $980,000, this home is within the range of comparable homes, on the lower side. The number above is my independent estimate of value, not the asking price.

Based on 13 similar homes nearby, adjusted for size, beds, and baths.Median of 13 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $903K, a bit lower.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $879K
  • Bedrooms −$30K
  • Adjusts to $849K

That comparable adjusts to $849K; the $1.09M estimate above is the median of all 13 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, this is a very walkable address with everyday errands close by. Kingknoll Dr opp Pennsylvania Ave is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$942KGreat deal$1.16MOverpriced

Total price vs nearby homes. Fair value about $1.09M, median of 13 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted.
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Value driver
Comparable listingsCurrently listed nearby · asking prices
$999kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

3 Prairie Creek Crescent$1000k8 Paramount Place$1.00M20 Long Meadow Road$999k19 Softneedle Avenue$999k111 Fandango Drive$999k

The 5 closest of 8 active listings nearby.

See all comparable homes
980kThis home1000k1.00M999k999k999kThis home vs active comparables
Live market pulseActive comparables in Fletcher's Creek South · median list $899K
$436this home / sqft
13active listings nearby
70days on market

This home lists 8% below the area average of $472/sqft.

68 days longer than the Brampton average (2 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Fletcher's Creek South, Brampton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

75/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Kingknoll Dr opp Pennsylvania Ave, about 192 m away

20+ transit stops3 grocery20+ dining20+ parks11 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Fletcher's West
$969K
Bram West
$1.34M
Brampton East
$816K
Northwood Park
$999K
Credit Valley
$1.34M

Typical asking price of active listings of the same type, per area (outliers removed). Brampton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$4,467/mo
$190KIncome needed
5.1×Price ÷ income
$1,031Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $4,467Property tax $509Total carry $4,976

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,184per month

Mortgage amount $784,000 · 4.14% over 25 years

$196,000Down payment (20.0%)
$784,000Loan before insurance
$0CMHC premium
$4,693Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,184
Property tax
$509
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,693

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$16,075
Estimated closing costs
$16,075

Plus your down payment of $196,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$5,082/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$471,114Total interest paid
$1,255,114Total of all payments
Principal $784,000 Interest $471,114
YearPrincipalInterestBalance
1$18,366$31,838$765,634
2$19,135$31,070$746,499
3$19,935$30,270$726,564
4$20,769$29,436$705,795
5$21,638$28,567$684,157
6$22,543$27,662$661,615
7$23,486$26,719$638,129
8$24,468$25,737$613,661
9$25,491$24,713$588,170
10$26,558$23,647$561,612
11$27,669$22,536$533,943
12$28,826$21,379$505,118
13$30,032$20,173$475,086
14$31,288$18,917$443,798
15$32,597$17,608$411,202
16$33,960$16,245$377,242
17$35,381$14,824$341,861
18$36,860$13,344$305,001
19$38,402$11,802$266,598
20$40,009$10,196$226,590
21$41,682$8,523$184,908
22$43,426$6,779$141,482
23$45,242$4,963$96,240
24$47,134$3,070$49,106
25$49,106$1,099$0

At the end of your 5-year term

Total paid over the term
$251,023
Principal paid down
$99,843
Interest paid
$151,180
Balance remaining
$684,157

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
3.8%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.1%
Gross yield
− Property tax $6,111− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $37,345

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE/MIRACLE REALTY LTD. MLS®/PropTx.

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