3270 Spruce Avenue, Burlington, ON
Roseland, Burlington · MLS® W13104600
About this home
Located in the heart of Roseland, this beautifully renovated and redesigned home offers a rare layout for the neighbourhood with 4 spacious bedrooms and 3 full bathrooms above grade, surrounded by everything that makes this community one of Burlington's most desirable places to live. With over 2,400 sq. ft. of finished living space, the home sits on a large, private lot just steps from top-rated schools including John T. Tuck, Nelson High School, St. Raphael, and Assumption High School, as well as Roseland Park Country Club, tennis courts, waterfront parks, and scenic walking trails.Recently transformed with extensive renovations, the home features a stunning great room addition complete with vaulted ceilings, large windows, and a cozy gas fireplace, creating the perfect space for family gatherings and entertaining. The open-concept kitchen offers abundant cabinetry, high-end appliances, and beautiful finishes.Additional upgrades in recent years include all three full bathrooms, engineered hardwood flooring, pot lights, windows, furnace, roof, and a stone patio in the backyard.Designed with both family living and work-from-home flexibility in mind, the main floor includes a spacious living room, dining room, and dedicated home office. The finished lower level provides additional living space with a rec room and laundry area.Completing the home is a double garage and a large private backyard surrounded by mature trees, offering a peaceful outdoor retreat.A fantastic opportunity to own a move-in ready home in one of Burlington's most sought-after neighbourhoods.
Key facts
- Property type
- Detached, Backsplit 3
- MLS®
- W13104600
- Bedrooms
- 4
- Bathrooms
- 3
- Size
- 2000-2500
- Lot
- 64.67 × 125.27 ft
- Cross streets
- Pine Cove Road
- Parking
- 2 garage · 6 parking (attached)
- Basement
- Partially Finished, Full
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Stucco (Plaster)
- Foundation
- Concrete, Concrete Block
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $8,414 / 2026
- Days on market
- 70
- Listing brokerage
- KELLER WILLIAMS EDGE REALTY
Rooms
Listed at $1,749,000, this home is tracking about 18% below a wider set of listings, though close matches were thin, so it is worth confirming with a precise CMA rather than reading it as a clear deal. The number above is my independent estimate of value, not the asking price.
There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.
Based on 19 similar homes nearby, adjusted for size, beds, and baths.Median of 19 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.82M, a bit lower.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $2.30M
- Bathrooms −$15K
- Adjusts to $2.28M
That comparable adjusts to $2.28M; the $2.12M estimate above is the median of all 19 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. New at Cumberland is about a 7-minute walk away.
Total price vs nearby homes. Fair value about $2.12M, median of 19 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
- Addition / added square footage: more space lifts value when it is permitted and well integrated, verify the permits.
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
- Open-concept layout: modern, sought-after flow.
- Value driver
- Worth verifying
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homesThis home lists 21% below the area average of $986/sqft.
60 days longer than the Burlington average (10 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Roseland, Burlington, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Somewhat WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Some errands on foot, but most trips need a car.
🚉 Nearest transit: New at Cumberland, about 537 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Burlington.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $1,399,200 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $7,467
- Property tax
- $701
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $8,168
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $31,455
- Estimated closing costs
- $31,455
Plus your down payment of $349,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $447,999
- Principal paid down
- $178,188
- Interest paid
- $269,811
- Balance remaining
- $1,221,012
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of KELLER WILLIAMS EDGE REALTY. MLS®/PropTx.