12 San Vito Way, Toronto, ON

Glenfield-Jane Heights, Toronto · MLS® W13112868

$649,000
For Sale
Listed 67 days ago
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4Bedrooms
2Bathrooms
1Parking
1000-1199Sq Ft

About this home

Perfect for first-time buyers and investors, this well-maintained 2-storey townhouse offers 3+1bedrooms and a bright, functional layout. The main level features a spacious combined living and dining area filled with natural light, along with a walk-out to a private patio and fenced yard - ideal for relaxing, entertaining, or family enjoyment. Conveniently located close to TTCtransit, schools, shopping, parks, and all essential amenities. A fantastic opportunity to owna move-in-ready home!

Key facts

Property type
Condo Townhouse, 2-Storey
MLS®
W13112868
Bedrooms
4 (3 + 1)
Bathrooms
2
Size
1000-1199
Cross streets
Jane St & Sheppard Ave
Parking
1 parking
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Aluminum Siding, Brick
Maintenance
$518/mo
Exposure
North
Property tax
$2,240 / 2026
Days on market
67
Listing brokerage
RE/MAX REALTRON REALTY INC.

Rooms

Dining RoomMain2.55 × 2.15 m

hardwood floor · w/o to yard

KitchenMain3.35 × 2.45 m

ceramic floor · stainless steel appl

Living RoomMain5.65 × 3.35 m

hardwood floor · combined w/dining

Primary BedroomSecond5.15 × 2.75 m

hardwood floor · closet

Moe’s TakeTeam Asgarian · Broker
In line
$511Kest. value

Listed at $649,000, this home is within the range of comparable homes, on the higher side. The number above is my independent estimate of value, not the asking price.

Based on 7 similar homes nearby, adjusted for size, beds, and baths.Median of 7 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $880K, higher than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $670K
  • Bedrooms +$30K
  • Adjusts to $700K

That comparable adjusts to $700K; the $511K estimate above is the median of all 7 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Beverley Heights Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a more car-dependent spot, so buyers here typically drive. Transit is limited nearby. Worth weighing if transit access matters to you.

List price
$481KGreat deal$650KOverpriced

Total price vs nearby homes. Fair value about $511K, median of 7 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Value driver
Comparable listingsCurrently listed nearby · asking prices
$701kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

17-1051 Sandhurst Circle$635k22-25 Gosford Blvd. Boulevard$700k73-6 Esterbrooke Avenue$720k306-19 Liszt Gate$800k10 Elsa Vine Way$650k

The 5 closest of 7 active listings nearby.

See all comparable homes
649kThis home635k700k720k800k650kThis home vs active comparables
Live market pulseActive comparables in Glenfield-Jane Heights · median list $629K
$590this home / sqft
8active listings nearby
67days on market

This home lists 22% above the area average of $482/sqft.

64 days longer than the Toronto average (3 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Glenfield-Jane Heights, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

0/ 100

Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Almost all errands require a car.

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Humbermede
$509K
Willowdale East
$799K
Islington-City Centre West
$849K
Don Valley Village
$720K
Niagara
$559K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Calico Public School
28%
Calico Public SchoolPublic · Elementary · 0.7 km awayBelow the GTA average · 28% meet the provincial standard
St Margherita of Citta CastelloEQAO results not published

Affordability & Mortgage

Affordability
$2,958/mo
$131KIncome needed
4.9×Price ÷ income
$683Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

81%mortgage
Mortgage $2,958Property tax $187Condo fee $518Total carry $3,663

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,771per month

Mortgage amount $519,200 · 4.14% over 25 years

$129,800Down payment (20.0%)
$519,200Loan before insurance
$0CMHC premium
$3,475Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,771
Property tax
$187
Condo / maintenance fees
$518
Heating
$0
Estimated monthly cost
$3,475

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$9,455
Toronto municipal land transfer tax
$9,455
Estimated closing costs
$18,910

Plus your down payment of $129,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,365/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$311,993Total interest paid
$831,193Total of all payments
Principal $519,200 Interest $311,993
YearPrincipalInterestBalance
1$12,163$21,085$507,037
2$12,672$20,576$494,365
3$13,202$20,046$481,163
4$13,754$19,494$467,409
5$14,329$18,918$453,080
6$14,929$18,319$438,151
7$15,553$17,695$422,598
8$16,204$17,044$406,394
9$16,882$16,366$389,512
10$17,588$15,660$371,925
11$18,323$14,924$353,601
12$19,090$14,158$334,512
13$19,888$13,359$314,623
14$20,720$12,528$293,903
15$21,587$11,661$272,316
16$22,490$10,758$249,826
17$23,431$9,817$226,396
18$24,411$8,837$201,985
19$25,432$7,816$176,553
20$26,495$6,752$150,058
21$27,604$5,644$122,454
22$28,758$4,489$93,696
23$29,961$3,286$63,735
24$31,214$2,033$32,520
25$32,520$728$0

At the end of your 5-year term

Total paid over the term
$166,239
Principal paid down
$66,120
Interest paid
$100,118
Balance remaining
$453,080

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,400/mo
$40,800Gross annual rent
4.2%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

6.3%
Gross yield
− Property tax $2,240− Condo fees $6,216− Insurance $600− Vacancy & upkeep $4,488Net operating income $27,256

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON REALTY INC.. MLS®/PropTx.

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