130 Tavistock Square, Oakville, ON

Southwest, Oakville · MLS® W13120916

$1,999,999
For Sale
Listed 66 days ago
4Bedrooms
3Bathrooms
2Garage · 8 parking
2000-2500Sq Ft

About this home

Nestled at the end of an exclusive cul-de-sac in the heart of South Oakville, this property offers a rare blend of privacy, elegance, and exceptional proximity to the lake. Surrounded by mature trees, enjoy a serene natural backdrop and a sense of seclusion that is increasingly rare in this coveted lakeside community. Upon entering, you are greeted by a freshly painted and welcoming open concept design. Large windows fill the main level with natural light, creating an open flow between the living, dining, and kitchen spaces. The custom renovated kitchen features stainless steel appliances, classic wood cabinetry, granite countertops, and a large centre island with tons of storage. The layout is ideal for both everyday living and entertaining. The upper level features the primary bedroom with a 5-pc ensuite bath with a spa-inspired double vessel vanity and stone basins. Another bedroom is also on the same level, which can be converted into an office. The lower level features a separate entrance, two spacious bedrooms, one with a fireplace and another with a 3pc ensuite. The finished basement is a true extension of your living space, offering endless possibilities for family fun and relaxation and keeping the rest of the home clutter-free. Whether drawn to lakeside morning walks, the vibrancy of downtown Oakville, top schools, or the privacy of this sought-after neighbourhood, this home presents an exceptional opportunity to experience the best of South Oakville living! Close proximity to Appleby College, GO Station, & quick access to the QEW highway.

Key facts

Property type
Detached, Sidesplit 3
MLS®
W13120916
Bedrooms
4
Bathrooms
3 (1 half)
Size
2000-2500
Lot
102.11 × 124.01 ft
Cross streets
Lakeshore Rd W & Tavistock
Parking
2 garage · 8 parking (built-in)
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Wood
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$8,380 / 2025
Days on market
66
Listing brokerage
ROYAL LEPAGE REAL ESTATE SERVICES PHINNEY REAL ESTATE

Rooms

Bedroom 3In Between3.28 × 5.54 m

window · fireplace · closet

Media RoomLower8.41 × 7.65 m

hardwood floor · window · closet

Bedroom 2Second4.24 × 3.43 m

hardwood floor · walk-in closet(s) · window

Dining RoomMain5.28 × 5.56 m

tile ceiling · combined w/kitchen · window

KitchenMain4.80 × 3.02 m

tile floor · granite counters · w/o to yard

Primary BedroomSecond3.38 × 5.74 m

hardwood floor · walk-in closet(s) · 5 pc ensuite

Bedroom 4In Between3.02 × 3.45 m

window · closet · 3 pc ensuite

Family RoomMain6.12 × 6.07 m

hardwood floor · gas fireplace · open concept

Moe’s TakeTeam Asgarian · Broker
In the wider range
$2.49Mest. value

Listed at $1,999,999, this home is within the range of a wider set of listings, but with few close matches nearby, so worth confirming with a precise CMA. The number above is my independent estimate of value, not the asking price.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 27 similar homes nearby, adjusted for size, beds, and baths.Median of 27 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.91M, lower than the comparables and worth a second look. The comparable range is wide here, so treat this as a rough read until I run a full CMA.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.90M
  • Adjusts to $1.90M

That comparable adjusts to $1.90M; the $2.49M estimate above is the median of all 27 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Rebecca St. + Morden Rd. is about a 2-minute walk away.

List price
$1.90MGreat deal$2.77MOverpriced

Total price vs nearby homes. Fair value about $2.49M, median of 27 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant.
  • Finished basement: added living space, worth checking ceiling height and that the work was permitted.
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
  • Primary suite: a key comfort and resale feature.
  • Income potential
  • Value driver
  • Lifestyle
Comparable listingsCurrently listed nearby in Southwest · asking prices
$2.08Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

255 Spring Garden Road$1.90M132 Sparling Court$2.49M183 Westminster Drive$1.90M251 Third Line$1.50M145 Wolfdale Avenue$2.61M

The 5 closest of 6 active listings nearby.

See all comparable homes
2.00MThis home1.90M2.49M1.90M1.50M2.61MThis home vs active comparables
Live market pulseActive comparables in Southwest · median list $2.80M
$889this home / sqft
27active listings nearby
66days on market

This home lists 21% below the area average of $1,130/sqft.

61 days longer than the Oakville average (5 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Southwest, Oakville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

65/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: Rebecca St. + Morden Rd., about 133 m away

20+ transit stops5 grocery20+ dining20+ parks11 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

West
$1.89M
College Park
$1.28M
Morrison
$5.03M
Glen Abbey
$1.98M
River Oaks
$1.60M

Typical asking price of active listings of the same type, per area (outliers removed). Oakville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$9,115/mo
$372KIncome needed
5.4×Price ÷ income
$2,104Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $9,115Property tax $698Total carry $9,814

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$8,538per month

Mortgage amount $1,599,999 · 4.14% over 25 years

$400,000Down payment (20.0%)
$1,599,999Loan before insurance
$0CMHC premium
$9,237Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$8,538
Property tax
$698
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$9,237

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$36,475
Estimated closing costs
$36,475

Plus your down payment of $400,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$10,370/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$961,458Total interest paid
$2,561,457Total of all payments
Principal $1,599,999 Interest $961,458
YearPrincipalInterestBalance
1$37,482$64,976$1,562,517
2$39,050$63,408$1,523,466
3$40,684$61,775$1,482,783
4$42,385$60,073$1,440,397
5$44,158$58,300$1,396,239
6$46,005$56,453$1,350,233
7$47,930$54,528$1,302,304
8$49,935$52,524$1,252,369
9$52,023$50,435$1,200,346
10$54,199$48,259$1,146,146
11$56,466$45,992$1,089,680
12$58,828$43,630$1,030,852
13$61,289$41,169$969,563
14$63,853$38,606$905,710
15$66,524$35,935$839,186
16$69,306$33,152$769,880
17$72,205$30,253$697,675
18$75,225$27,233$622,450
19$78,372$24,086$544,078
20$81,650$20,808$462,428
21$85,065$17,393$377,363
22$88,624$13,835$288,739
23$92,330$10,128$196,409
24$96,193$6,266$100,216
25$100,216$2,242$0

At the end of your 5-year term

Total paid over the term
$512,291
Principal paid down
$203,760
Interest paid
$308,531
Balance remaining
$1,396,239

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
1.8%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.5%
Gross yield
− Property tax $8,380− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $35,076

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE REAL ESTATE SERVICES PHINNEY REAL ESTATE. MLS®/PropTx.

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