39 Banner Road, Brampton, ON
Brampton West, Brampton · MLS® W13122180
About this home
Welcome to this beautifully maintained rare 5-bedroom, 2-storey corner lot home filled with abundant natural light throughout. This carpet-free residence showcases true pride of ownership and exceptional care over the years. The inviting main living space features a gas fireplace with a custom cast stone mantle, creating a warm and elegant focal point. A finished basement provides valuable additional living space and includes an unfinished bathroom ready for your final touches-a great opportunity to customize. Step outside to a charming, established garden featuring mature perennials, including hostas, rose bushes, and hydrangeas, all framed by a beautiful magnolia tree-offering vibrant colour and standout curb appeal through every season, complete with an in-ground sprinkler system for easy, low-maintenance care.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- W13122180
- Bedrooms
- 5
- Bathrooms
- 3 (1 half)
- Size
- 2000-2500
- Lot
- 45.93 × 99.71 ft
- Cross streets
- Bovaird Dr W & Royal Orchard
- Parking
- 2 garage · 4 parking (built-in)
- Basement
- Crawl Space, Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Unknown
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $6,495 / 2026
- Days on market
- 65
- Listing brokerage
- RIGHT AT HOME REALTY
Rooms
hardwood floor · wainscoting
hardwood floor · closet
hardwood floor · closet
gas fireplace · hardwood floor · window floor to ceiling
hardwood floor · closet
overlooks backyard · eat-in kitchen · tile floor
walk-in closet(s) · hardwood floor · 4 pc ensuite
hardwood floor · wainscoting · window floor to ceiling
Listed at $1,080,000, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.
Based on 6 similar homes nearby, adjusted for size, beds, and baths.Median of 6 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.18M, a bit higher.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $1.19M
- Bedrooms −$30K
- Bathrooms −$15K
- Adjusts to $1.14M
That comparable adjusts to $1.14M; the $1.07M estimate above is the median of all 6 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Royal Orchard Dr at Richwood Cres (S) is about a 2-minute walk away.
Total price vs nearby homes. Fair value about $1.07M, median of 6 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted.
- Corner lot: more light and frontage, sometimes at the cost of privacy.
- Value driver
- Weigh carefully
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 4 closest active listings nearby.
See all comparable homesThis home lists 16% below the area average of $570/sqft.
63 days longer than the Brampton average (2 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Brampton West, Brampton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Many errands can be done on foot; a car still helps.
🚉 Nearest transit: Royal Orchard Dr at Richwood Cres (S), about 172 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Brampton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.
Mortgage amount $864,000 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,611
- Property tax
- $541
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $5,152
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $18,075
- Estimated closing costs
- $18,075
Plus your down payment of $216,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $276,637
- Principal paid down
- $110,031
- Interest paid
- $166,607
- Balance remaining
- $753,969
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.