#73-246 John Garland Boulevard, Toronto, ON

West Humber-Clairville, Toronto · MLS® W13137986

$480,000
For Sale
Listed 63 days ago
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4Bedrooms
2Bathrooms
1Garage
1000-1199Sq Ft

About this home

This 2-storey 3+1 bedroom corner unit condo townhouse is bright and move-in ready. Potlitghts in the diring area. Updated granite kitchen counter, double sink, back splash, modern tile flooring in the kitchen and foyer, newly installed laminated flooring on the mainfloor and 2nd floor. Bright and spacious bedrooms with closets, newly updated 3-pc ensuite washroom in the basement. Walk to shops and grocery stores, schools, few minutes walk to Humber College, Etobicoke Gen Hospital

Key facts

Property type
Condo Townhouse, 2-Storey
MLS®
W13137986
Bedrooms
4 (3 + 1)
Bathrooms
2
Size
1000-1199
Cross streets
Martingrove & Finch
Parking
1 garage (underground)
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$699/mo
Exposure
West
Property tax
$958 / 2025
Days on market
63
Listing brokerage
WEST-100 CAPITAL REALTY INC.

Rooms

Primary BedroomSecond4.35 × 3.05 m

laminate · walk-in closet(s)

Bedroom 2Second2.92 × 2.71 m

laminate · closet

Living RoomGround5.56 × 5.40 m

laminate · combined w/dining · w/o to yard

Bedroom 3Second2.54 × 2.53 m

laminate · closet

SittingBasement5.25 × 4.05 m

Ceramic Floor

KitchenGround3.00 × 2.94 m

eat-in kitchen · backsplash · granite counters

Bedroom 4Basement4.50 × 4.70 m

ceramic floor · 3 pc ensuite

Moe’s TakeTeam Asgarian · Broker
Below comparables
$592Kest. value

Listed at $480,000, this home is about 19% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

Below comparable homes on total price, yet the price per square foot ($437/sqft) is in line with the area, which usually points to a smaller or more efficient layout.

There were not many closely comparable homes right in West Humber-Clairville, so I widened the search to the surrounding area.

Based on 7 similar homes nearby, adjusted for size, beds, and baths.Median of 7 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $234K, lower than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $650K
  • Bathrooms −$15K
  • Adjusts to $635K

That comparable adjusts to $635K; the $592K estimate above is the median of all 7 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Albion Heights Junior Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Martin Grove Rd at Rampart Rd is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$480KGreat deal$635KOverpriced

Total price vs nearby homes. Fair value about $592K, median of 7 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Value driver
Comparable listingsCurrently listed nearby · asking prices
$661kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

17-1051 Sandhurst Circle$635k22-25 Gosford Blvd. Boulevard$700k73-6 Esterbrooke Avenue$720k10 Elsa Vine Way$650k59-10 Esterbrooke Avenue$600k

The 5 closest of 7 active listings nearby.

See all comparable homes
480kThis home635k700k720k650k600kThis home vs active comparables
Live market pulseActive comparables in West Humber-Clairville · median list $599K
$437this home / sqft
16active listings nearby
63days on market

This home lists 4% below the area average of $455/sqft.

59 days longer than the Toronto average (4 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

West Humber-Clairville, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

78/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Martin Grove Rd at Rampart Rd, about 124 m away

20+ transit stops7 grocery20+ dining16 parks18 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Humbermede
$509K
Islington-City Centre West
$849K
New Toronto
$780K
Willowdale East
$799K
Niagara
$559K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Albion Heights Junior Middle School
46%
Albion Heights Junior Middle SchoolPublic · Elementary · 0.3 km awayBelow the GTA average · 46% meet the provincial standard
West Humber Collegiate InstituteEQAO results not published

Affordability & Mortgage

Affordability
$2,188/mo
$102KIncome needed
4.7×Price ÷ income
$505Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

74%mortgage
Mortgage $2,188Property tax $80Condo fee $699Total carry $2,967

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,049per month

Mortgage amount $384,000 · 4.14% over 25 years

$96,000Down payment (20.0%)
$384,000Loan before insurance
$0CMHC premium
$2,828Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,049
Property tax
$80
Condo / maintenance fees
$699
Heating
$0
Estimated monthly cost
$2,828

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,075
Toronto municipal land transfer tax
$6,075
Estimated closing costs
$12,150

Plus your down payment of $96,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,489/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$230,750Total interest paid
$614,750Total of all payments
Principal $384,000 Interest $230,750
YearPrincipalInterestBalance
1$8,996$15,594$375,004
2$9,372$15,218$365,632
3$9,764$14,826$355,868
4$10,173$14,417$345,696
5$10,598$13,992$335,098
6$11,041$13,549$324,056
7$11,503$13,087$312,553
8$11,984$12,606$300,569
9$12,486$12,104$288,083
10$13,008$11,582$275,075
11$13,552$11,038$261,523
12$14,119$10,471$247,405
13$14,709$9,881$232,695
14$15,325$9,265$217,370
15$15,966$8,624$201,405
16$16,633$7,957$184,771
17$17,329$7,261$167,442
18$18,054$6,536$149,388
19$18,809$5,781$130,579
20$19,596$4,994$110,983
21$20,416$4,174$90,567
22$21,270$3,320$69,297
23$22,159$2,431$47,138
24$23,086$1,504$24,052
25$24,052$538$0

At the end of your 5-year term

Total paid over the term
$122,950
Principal paid down
$48,902
Interest paid
$74,048
Balance remaining
$335,098

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,400/mo
$40,800Gross annual rent
5.5%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

8.5%
Gross yield
− Property tax $958− Condo fees $8,393− Insurance $600− Vacancy & upkeep $4,488Net operating income $26,362

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of WEST-100 CAPITAL REALTY INC.. MLS®/PropTx.

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